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Find Flood Insurance Agents Near You in Midlothian, VA
Directory of flood insurance agents in Midlothian, Virginia. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Midlothian, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 17 flood insurance agents in Midlothian, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Sara Martin
2820 Waterford Lake Dr Ste 200, Midlothian, VA 23112
(804) 220-9272
agents.farmers.com
Knight Magee Insurance
14321 Winter Breeze Dr Suite 135, Midlothian, VA 23113
(804) 320-0129
knightmageeinsurance.com
Sumser Insurance Professionals
104 Walton Park Ln, Midlothian, VA 23114
(804) 423-8372
sumserins.com
Sanford Insurance
5001 Craig Rath Blvd, Midlothian, VA 23112
(804) 716-8940
sanfordinsuranceva.com
The Rice Insurance and Financial Group
6301 Harbourside Dr, Midlothian, VA 23112
(804) 739-1800
thericeagency.com
Thurston and Heare Insurance
1216 Crowder Dr, Midlothian, VA 23113
(804) 717-8283
thurstonandheare.com
Virginia Insurance Services
1 Park W Cir #100, Midlothian, VA 23114
(804) 744-3345
policyjet.com
Southside Insurance
1141 Jefferson Green Cir, Midlothian, VA 23113
(804) 897-5350
erieinsurance.com
Client First Insurance Group
13813 Village Mill Dr Suite A, Midlothian, VA 23114
(804) 601-6600
clientfirstrva.com
Heritage Insurance Partners
13104 Midlothian Tpke, Midlothian, VA 23113
(804) 794-4500
trustheritage.com
Springer Insurance
5925 Harbour Park Dr, Midlothian, VA 23112
(804) 739-9500
thespringeragency.com
Farmers Insurance - Cathryn Strayhorn
825 Grove Rd Ste 3, Midlothian, VA 23114
(804) 419-4885
agents.farmers.com
Cannon and Associates Insurance / Angela Bruce
1358 Sycamore Square Dr, Midlothian, VA 23113
(804) 794-9400
cannonandassoc.com
Thurman Cash Jr & Son Agency
1520 Huguenot Rd # 115, Midlothian, VA 23113
(804) 794-7620
cashinsurancerva.com
Swift Creek Insurance
3007 E Boundary Terrace #106, Midlothian, VA 23112
(804) 767-5951
swiftcreekinsurance.com
Premier Insurance Agency, Ltd
2409 Dovercourt Dr, Midlothian, VA 23113
(804) 794-8000
yourpremierins.com
RVA Insurance Agency, Inc.
14321 Winter Breeze Dr #213, Midlothian, VA 23113
(804) 977-6712
rvainsuranceagency.com
Flood insurance agents in Midlothian Virginia help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. Virginia law requires flood insurance for properties in special flood hazard areas with federally backed mortgages. Midlothian properties near the James River and Swift Creek may face higher flood risks and need agent guidance on policy limits and elevation certificates.
What Does a Flood Insurance Agent in Midlothian Cost?
Flood insurance costs in Virginia vary by flood zone, building elevation, and coverage amount. A typical NFIP policy for a single family home in a moderate risk zone might cost between 500 and 1,500 dollars per year. Properties in high risk zones or with low elevation can cost 2,000 to 4,000 dollars or more annually. Private market policies may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Midlothian do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets Virginia and lender requirements. They can explain flood zone designations and assist with elevation certificate reviews.
Is flood insurance required in Midlothian Virginia?
Flood insurance is required by federal law for properties in high risk flood zones with a mortgage from a federally regulated lender. Even outside high risk zones many agents recommend coverage due to local storm and river flooding.
How do I find a flood insurance agent near me in Midlothian?
You can search for licensed insurance agents in Midlothian through the Virginia Bureau of Insurance website. Many local agencies specialize in flood policies for Chesterfield County and surrounding areas.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.