Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 18 flood insurance agents in Lynchburg, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cothran Schoonover Insurance
7212 Timberlake Rd, Lynchburg, VA 24502
(434) 239-2886
c-sinsurance.com
Hedges Insurance Agency LLC
22491 Timberlake Rd, Lynchburg, VA 24502
(434) 237-2021
hedgesinsurance.net
Nelles Insurance Solutions
101 Duncraig Dr UNIT 108, Lynchburg, VA 24502
(434) 832-0332
nellesinsurance.com
Insurance Consultants of Lynchburg
22174 Timberlake Rd m, Lynchburg, VA 24502
(434) 237-5926
insuringlynchburg.com
Parr Insurance Services- Lynchburg
2154-B Wards Rd, Lynchburg, VA 24502
(434) 528-8100
parrins.net
Leech & Hicks, Inc. Insurance
2504 Langhorne Rd, Lynchburg, VA 24501
(434) 528-5855
leechandhicks.com
Adams Insurance Agency Inc.
7708 Timberlake Rd, Lynchburg, VA 24502
(434) 455-4333
adamsinsuranceinc.com
Taylor Insurance Agencies
1840 Graves Mill Rd, Lynchburg, VA 24502
(434) 385-1664
gbtaylorins.com
Andy Mathews Agency
2782 Waterlick Rd, Lynchburg, VA 24502
(434) 534-9004
askandysagents.com
Mid-State Insurance Agency
2525 Rivermont Ave, Lynchburg, VA 24503
(434) 528-1001
erieinsurance.com
Bost Insurance
2420 Langhorne Rd, Lynchburg, VA 24501
(434) 846-3274
progressiveagent.com
Campbell Insurance
801 Main St, Lynchburg, VA 24504
(434) 847-5541
campbellins.com
Succor Insurance Lynchburg
6010 Fort Ave, Lynchburg, VA 24502
(304) 254-6814
Pure Cover Insurance Agency
105 Tradewynd Dr, Lynchburg, VA 24502
(434) 922-1665
agents.allstate.com
Hundley Wilkins and Bowles
212 11th St, Lynchburg, VA 24504
(434) 847-7269
hwbinc.net
Goosehead Insurance - The Newhall Agency
102 Hexham Dr Unit B, Lynchburg, VA 24502
(804) 508-6305
goosehead.com
Gardner Insurance Solutions, LLC
3723 Old Forest Rd, Lynchburg, VA 24501
(434) 316-5433
jmgardnerinsurance.com
Farmers Insurance Group - The Mann Agency Lynchburg
4849 Fort Ave, Lynchburg, VA 24502
(434) 237-4401
agents.farmers.com
What Does a Flood Insurance Agent in Lynchburg Cost?
Flood insurance costs in Virginia depend on the property's flood zone, elevation, and building characteristics. NFIP rates are set by FEMA and average around 700 to 1,000 dollars per year for low-risk zones, while high-risk areas can cost 2,000 to 4,000 dollars annually. Private insurers may offer lower rates for lower-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lynchburg Virginia?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, your lender will require flood insurance. Even if not required, many agents recommend coverage because Lynchburg has areas near the James River and its tributaries that can flood.
What does a flood insurance agent in Lynchburg do?
A flood insurance agent helps you determine your flood zone, compares NFIP and private market options, and assists with the application process. They can also advise on the 30-day waiting period for NFIP policies and help you understand Virginia specific requirements like elevation certificate needs.
How much does flood insurance cost in Lynchburg Virginia?
Costs vary based on your flood zone, property elevation, and coverage amount. In Lynchburg, NFIP policies typically range from 700 to 2,500 dollars per year for standard homes. Private flood insurance may be cheaper or more expensive depending on risk. An agent can provide a personalized quote.