The top-rated flood insurance agent in Leesburg, Virginia is Otis Insurance Solutions, rated 4.9 stars across 952 reviews. Other highly rated options include Landey Patton - State Farm Insurance Agent, Tim Duray - State Farm Insurance Agent, Cynthia Michitsch - State Farm Insurance Agent. This directory lists 22 flood insurance agents serving Leesburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Otis Insurance Solutions | 104 Dry Mill Rd SW #103 | (571) 207-7644 |
| 2 | Landey Patton - State Farm Insurance Agent | 30 N King St | (571) 707-8294 |
| 3 | Tim Duray - State Farm Insurance Agent | 831 S King St d | (703) 777-5547 |
| 4 | Cynthia Michitsch - State Farm Insurance Agent | 1507 Dodona Terrace SE Ste 208 | (571) 252-5841 |
| 5 | Dulles Insurance Services | 831 S King St C | (703) 437-1000 |
| 6 | Jason P. Sengpiehl: Allstate Insurance | 19 E Market St | (703) 777-6138 |
| 7 | Mike Bushey - State Farm Insurance Agent | 880 Harrison St SE Ste 042 | (703) 779-7600 |
| 8 | Independent Insurance Center | 19465 Deerfield Ave # 210 | (703) 777-7774 |
| 9 | Loudoun Insurance Group LLC | 5 Wirt St SW #300 | (703) 777-8118 |
| 10 | Shoreline Safe Insurance | 891 Harrison St SE | (571) 210-6143 |
Otis Insurance Solutions serves Loudoun County and the surrounding region from Leesburg, Virginia, as a dedicated flood insurance agency. The company assists homeowners and business owners in understanding their flood risk and obtaining appropriate coverage. Policies offered help protect properties against rising waters and storm surges common to the area. The agency also provides guidance on policy details for residential dwellings and commercial structures.
Homeowners, businesses, and property managers in Leesburg, Virginia turn to Landey Patton - State Farm Insurance Agent for flood insurance coverage. The agency helps clients understand flood zone risks and secure policies that protect against water damage from storms and rising waters. They guide customers through the process of selecting appropriate coverage limits and deductibles. Additionally, this agent serves property owners in nearby Ashburn and throughout the broader Loudoun County metro area.
Tim Duray - State Farm Insurance Agent provides flood insurance coverage for properties in the Leesburg, VA area. The agency helps customers assess their flood risk and select policies to protect against water damage from storms or rising waters. Policies are explained clearly, with ongoing support available for claims or policy updates. The agency services single-family homes, apartments, retail locations, and restaurants.
Serving Leesburg, Virginia, and the surrounding Loudoun County communities, Cynthia Michitsch - State Farm Insurance Agent handles flood insurance policies for residential and commercial properties in the area. This includes assessing individual property flood zone risks to determine appropriate coverage for clients. Cynthia Michitsch’s office works directly with each customer to explain policy options and ensures a clear understanding of deductibles and coverage limits. To complete a typical job, the agency gathers property elevation data and reviews policy terms before issuing a customized quote.
Dulles Insurance Services in Leesburg, VA provides both one-time flood insurance policies for property purchases and recurring annual policies for ongoing protection. Coverage generally addresses structural damage and contents loss from rising waters in flood-prone zones. The agency evaluates individual property risk to recommend suitable federal or private flood insurance plans. Service for new policies or annual renewals can be obtained on an as-needed basis, with scheduled reviews available for established clients.
Jason P. Sengpieleh: Allstate Insurance in Leesburg, VA, offers flood insurance policies designed to protect homes and businesses from water damage. It assists clients in navigating flood zone requirements and securing appropriate coverage for their properties. The agency helps residents understand their risk and find a plan that fits their needs. As heavy spring rains and sudden storms often threaten the region, it provides guidance on obtaining coverage before the start of hurricane season.
Spring storms and heavy downpours frequently bring flash flooding to the Leesburg area, and Mike Bushey - State Farm Insurance Agent helps local homeowners and renters prepare for that risk. As a flood insurance agent in Virginia, the agency focuses on securing coverage from the National Flood Insurance Program. Policies can protect property from rising waters, reimbursing for damage to structures and belongings. The first step for any concerned resident is a personalized consultation, where an agent reviews the property’s flood zone and explains available options.
Independent Insurance Center in Leesburg, VA provides property and casualty insurance solutions to local businesses and residents, with a particular focus on flood insurance agent services. This specialization helps clients navigate National Flood Insurance Program requirements for properties in flood-prone areas. It serves commercial sectors including office spaces, warehouses, and food service establishments, evaluating their unique flood exposure and securing appropriate coverage for these distinct operations.
Loudoun Insurance Group LLC in Leesburg, VA provides residential flood insurance services, arranging coverage for homeowners facing local flood risks. The agency also assists commercial clients with policies tailored to business property protection throughout the Leesburg area and surrounding communities. Following an initial policy setup or claim assistance, the agent remains available for follow-up support, ensuring adjustments or renewals are handled smoothly between regular property visits.
What Does a a Flood Insurance Agent in Leesburg Cost?
In Virginia, NFIP flood insurance premiums typically range from 700 to 2000 dollars per year for a standard policy, but costs vary based on flood zone, elevation, and building age. Properties in high-risk zones like Zone AE may pay more than those in low-risk zones. Elevation certificates can affect pricing significantly. This is general information and not insurance advice.
About flood insurance agents in Leesburg
Flood insurance agents in Leesburg, Virginia help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Virginia law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Leesburg properties near the Potomac River and Goose Creek often face specific flood risk assessments.
Frequently Asked Questions
Do I need flood insurance in Leesburg Virginia?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA maps and you have a federally backed mortgage, flood insurance is required by law. Even in low-risk zones, many homeowners choose coverage because 20 percent of NFIP claims come from outside high-risk areas.
How do I find a flood insurance agent in Leesburg?
You can search the NFIP agent locator on FloodSmart.gov or contact local independent insurance agencies in Loudoun County. Agents must be licensed by the Virginia State Corporation Commission to sell flood insurance policies.
What does flood insurance cover for Leesburg homes?
Standard NFIP policies cover up to 250000 dollars for the building structure and up to 100000 dollars for contents. Coverage excludes basements finished areas and belongings stored below the lowest elevated floor. Private policies may offer higher limits and additional coverage options.
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