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Find Flood Insurance Agents Near You in Herndon, VA

Compare flood insurance agents in Herndon. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Herndon, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 14 flood insurance agents in Herndon, VA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Griffin Owens Insurance Group
847 Station St, Herndon, VA 20170
(703) 471-0050 leavitt.com
Matt Martin - State Farm Insurance Agent
610 Herndon Pkwy Ste 750, Herndon, VA 20170
(703) 435-9592 insureherndon.com
Synergy Insurance Agency, LLC
459 Herndon Pkwy STE 3, Herndon, VA 20170
(703) 483-8510 siallc.org
HRI Associates
718 Pine St, Herndon, VA 20170
(703) 435-3500 hriassociates.com
Spiro Souliotis: Allstate Insurance
1020 Elden St Ste 201, Herndon, VA 20170
(703) 481-1095 agents.allstate.com
Ali Tavakoli - State Farm Insurance Agent
297 Herndon Pkwy Ste 202, Herndon, VA 20170
(703) 430-2091 altacoverage2.com
Vicinity Insurance Agency Corp
1020 Elden St STE 204, Herndon, VA 20170
(703) 435-4322 vicinityins.com
Universal Insurance Company Virginia
12020 Rosiers Branch Dr, Herndon, VA 20170
(804) 299-5162
Best Insurance Herndon
510 Spring St, Herndon, VA 20170
(703) 214-1696
NW Insurance Agency
220 Spring St Ste. 550, Herndon, VA 20170
(703) 828-0755 ext. 112 nwinsagency.com
Farmers Insurance - William Frix
437 Carlisle Dr, Herndon, VA 20170
(703) 437-4181 agents.farmers.com
Satisfied Insurance Agency Herndon
2355 Dulles Corner Blvd, Herndon, VA 20171
(948) 356-0546
Farmers Insurance - Ricardo Barriga
299 Herndon Pkwy STE 308, Herndon, VA 20170
(703) 481-3232 agents.farmers.com
Cushman Insurance
775 Station St, Herndon, VA 20170
(703) 471-4335 cushmaninsurance.com

Flood insurance agents in Herndon Virginia help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Virginia law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Herndon sits near Difficult Run and other waterways so flood risk is a real concern for many residents.

What Does a Flood Insurance Agent in Herndon Cost?

Flood insurance premiums in Virginia vary widely based on flood zone, elevation, building characteristics, and coverage amount. An NFIP policy in a low-risk zone may cost around $600 to $1,000 per year, while high-risk properties can pay $2,000 to $5,000 or more. Private flood insurance may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Herndon Virginia?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, Virginia law does not mandate coverage but lenders may still require it.
How do I find a flood insurance agent in Herndon?
You can search for licensed insurance agents in Herndon who offer flood policies through the NFIP or private markets. The Virginia Bureau of Insurance provides a license lookup tool to verify an agents credentials.
What does flood insurance cover in Virginia?
Standard flood insurance through the NFIP covers building property and contents up to policy limits. It does not cover basement improvements or personal property stored in basements. Private flood policies may offer broader coverage options.