The top-rated flood insurance agent in Wilkes-Barre, Pennsylvania is Eric Rivera - State Farm Insurance Agent, rated 5.0 stars across 190 reviews. Other highly rated options include Berkshire Hathaway GUARD Insurance Companies, Cruz Insurance LLC, Gallagher Insurance, Risk Management & Consulting. This directory lists 12 flood insurance agents serving Wilkes-Barre.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Eric Rivera - State Farm Insurance Agent | 165 Wilkes-Barre Blvd | (570) 829-3657 |
| 2 | Berkshire Hathaway GUARD Insurance Companies | 39 Public Square | (570) 825-9900 |
| 3 | Cruz Insurance LLC | 200 Spring St | (570) 970-7730 |
| 4 | Gallagher Insurance, Risk Management & Consulting | 1130 PA-315 | (570) 819-2000 |
| 5 | Goosehead Insurance - Jeff Roth | 100 Wilkes-Barre Blvd Suite 403 | (570) 408-1646 |
| 6 | J.W. Hoban & Associates | 265 S Main St | (570) 823-0711 |
| 7 | Len Podrasky: Allstate Insurance | 140 Wilkes Barre Township Blvd | (570) 829-5015 |
| 8 | Abraham Hobson Insurance Services | 529 Scott St | (570) 208-5640 |
| 9 | Trust Cover Insurance PA | 380 Coal St | (570) 218-7436 |
| 10 | Prime Assure Insurance Agency | 15 Public Square | (570) 231-7412 |
Eric Rivera - State Farm Insurance Agent provides flood insurance policies for properties in Wilkes-Barre, PA, covering protection against water damage from external flooding events. Ongoing service includes annual policy reviews to adjust coverage based on flood zone re-mapping or changes in the property’s value and structure. Claims support is offered to guide homeowners through the filing process after a loss. The agency serves single-family homes, apartments, retail, and restaurants.
Berkshire Hathaway GUARD Insurance Companies serves the Wilkes-Barre area as a flood insurance agent, structuring policies to help property owners manage risks from rising water events. It provides coverage options tailored to both residential homes and business structures, addressing common concerns in this region. Representatives evaluate specific flood zone classifications and recommend appropriate levels of protection. The agency handles both new policy issuance for first-time buyers and policy adjustments for existing clients facing updated flood maps.
Cruz Insurance LLC helps homeowners, businesses, and property managers in Wilkes-Barre, Pennsylvania, secure flood insurance coverage tailored to their specific needs. As a dedicated flood insurance agent, the company guides clients through the complexities of federal and private flood policies, ensuring adequate protection against potential water damage. The agent also assists with risk assessments and policy renewals. Service extends to neighboring communities throughout the greater Luzerne County metro area, including Kingston and surrounding towns in the Wyoming Valley.
Gallagher Insurance, Risk Management & Consulting serves Wilkes-Barre and neighboring communities throughout Luzerne County, handling flood insurance policies for residential and commercial properties. It assists clients with navigating National Flood Insurance Program requirements and private market options. The agency evaluates each property’s specific flood zone risk and coverage needs, ensuring policy limits align with potential water damage exposure. It typically begins by analyzing the client's flood map designation and current structure vulnerabilities before comparing available plans to secure appropriate protection.
Goosehead Insurance - Jeff Roth offers both one-time consultations and recurring policy management for flood insurance needs in Wilkes-Barre, PA. Coverage typically addresses structural damage and contents loss from rising water, distinct from standard homeowners policies. The agency provides guidance on flood zone risks and coverage limits based on property location. Service operates on an as-needed basis, with clients able to request policy reviews, adjustments, or new quotes whenever their circumstances change.
J.W. Hoban & Associates in Wilkes-Barre, PA specializes in providing tailored flood insurance policies and also handles general property coverage needs for local homeowners and businesses. Its agents work to secure protection against water damage from overflowing rivers and heavy rainfall common to the region. The company particularly assists clients as spring thaws and hurricane seasons approach, ensuring they have updated policies for sudden storm surges and flood events.
With spring thaws and heavy rains often raising flood risks for Wilkes-Barre properties, Len Podrasky: Allstate Insurance provides flood insurance coverage to help homeowners and businesses protect against water damage. The agency works with national guidelines to offer policies that address local risks from rivers and stormwater. New clients are advised to schedule an initial inspection of their property before committing to a specific policy, allowing the agent to assess needs in person.
Abraham Hobson Insurance Services in Wilkes-Barre, PA matches property owners with appropriate flood coverage, tailoring each policy to local risk factors. The agency specializes in interpreting federal flood maps and identifying supplemental options for buildings in high-risk zones. It addresses both structural damage and contents protection for a range of commercial operations. The agent serves offices requiring equipment replacement coverage, warehouses needing inventory protection against rising water, and food service facilities with specialized equipment and supply insurance.
Trust Cover Insurance PA provides residential flood insurance services to homeowners in Wilkes-Barre, helping protect properties from water damage. The agency also offers commercial flood coverage for local businesses, serving the broader surrounding area. A professional flood insurance agent assesses each property's specific flood risk and navigates available policy options. Following the initial consultation and policy setup, the agent remains available to review coverage needs before each renewal period, ensuring continued protection between regular visits.
Prime Assure Insurance Agency in Wilkes-Barre, PA, is known for advising property owners on flood risk and securing coverage through the National Flood Insurance Program. Its services help homeowners and businesses prepare for potential water damage from severe storms or rising waterways common to the region. Agents assess individual property vulnerabilities and explain policy limits. The agency can specialize in adding sewer backup and sump pump failure endorsements to a standard flood policy.
What Does a a Flood Insurance Agent in Wilkes-Barre Cost?
Typical flood insurance costs in Pennsylvania range from 700 to 2,500 per year for NFIP policies depending on flood zone elevation and building characteristics. Private market options may offer different rates. Costs vary significantly by case. This is general information not insurance advice.
About flood insurance agents in Wilkes-Barre
Flood insurance agents in Wilkes-Barre help property owners secure coverage through the National Flood Insurance Program NFIP. Pennsylvania law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Wilkes-Barre sits near the Susquehanna River making flood protection a key concern for homeowners and businesses in Luzerne County.
Frequently Asked Questions
Do I need flood insurance in Wilkes-Barre Pennsylvania?
If your property is in a Special Flood Hazard Area SFHA and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk areas agents can help you purchase a policy to protect against unexpected flooding.
What does a flood insurance agent do in Pennsylvania?
A flood insurance agent assesses your property flood risk explains NFIP coverage limits and helps you choose a policy. They also guide you through the application process and can advise on elevation certificates required by Pennsylvania building codes.
How long does it take to get flood insurance in Pennsylvania?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions apply for new home purchases or if you are refinancing a mortgage. An agent can confirm the effective date for your specific situation.
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