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Find Flood Insurance Agents Near You in Lancaster, PA

Browse flood insurance agents serving Lancaster, Pennsylvania. Updated 2026-07-14.

The top-rated flood insurance agent in Lancaster, Pennsylvania is HomeSale Insurance Services, rated 5.0 stars across 455 reviews. Other highly rated options include Bagnall Shaw Insurance, Forbes Insurance Agency - Geico & Erie Insurance, Susquehanna Insurance. This directory lists 25 flood insurance agents serving Lancaster.

Showing 25 flood insurance agents in Lancaster, PAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1HomeSale Insurance Services215 S Centerville Rd Ste B(800) 425-5130
2Bagnall Shaw Insurance401 W Orange St(717) 431-8383
3Forbes Insurance Agency - Geico & Erie Insurance1729 Lititz Pike(717) 290-7290
4Susquehanna Insurance650 Delp Rd(717) 290-7780
5Red Rose Insurance100 S Queen St Ste 226(717) 690-0971
6Gebhard Insurance LLC90 Willow Valley Square(717) 930-2085
7Element | Insurance Agency - Lancaster617B N Prince St #200(717) 397-4729
8Hinkle Insurance Agency - Erie Insurance705 Olde Hickory Rd(717) 560-9733
9EHD Insurance1857 William Penn Way(717) 394-5681
10One Stop Services Solution LLCLower Level Manor Shopping Center, 1250 Millersville Pike(717) 340-0993
HI
215 S Centerville Rd Ste B
HomeSale Insurance Services
Flood Insurance Agent · Lancaster, PA

HomeSale Insurance Services serves Lancaster County from its office in Lancaster, Pennsylvania, as a local flood insurance agent. The agency assists property owners in understanding National Flood Insurance Program requirements applicable to the region. Clients regularly review their flood exposure, particularly in areas near rivers and low-lying zones. The business helps complete standard flood zone determination forms and policy applications. HomeSale Insurance Services handles coverage for residential structures and commercial properties requiring flood protection.

BS
401 W Orange St
Bagnall Shaw Insurance
Flood Insurance Agent · Lancaster, PA

Bagnall Shaw Insurance provides flood insurance agent services for residential and commercial clients in Lancaster, PA. It assists property owners with evaluating their flood risk exposure and securing appropriate coverage policies. The agency offers ongoing policy management support, including annual coverage reviews to ensure limits remain adequate against flooding threats. Its service plans include claims assistance to help navigate the reimbursement process after a flood event. The company serves single-family homes, apartments, retail spaces, and restaurants.

FI
1729 Lititz Pike
Forbes Insurance Agency - Geico & Erie Insurance
Flood Insurance Agent · Lancaster, PA

Forbes Insurance Agency - Geico & Erie Insurance serves homeowners, businesses, and property managers in Lancaster, Pennsylvania who require flood insurance coverage. The agency helps clients secure policies that address risks from heavy rainfall and nearby waterways. These services include assessing property vulnerabilities and explaining policy options for both residential and commercial structures. Flood insurance agents in this area typically guide customers through National Flood Insurance Program requirements. The agency also covers clients in the surrounding communities of Columbia and Millersville within Lancaster County.

SI
650 Delp Rd
Susquehanna Insurance
Flood Insurance Agent · Lancaster, PA

Susquehanna Insurance provides flood insurance services to Lancaster, Pennsylvania, and the surrounding communities in the Susquehanna Valley region. The agency handles both residential and commercial flood insurance policies, assisting property owners with federal program paperwork and private policy options. It evaluates each property’s specific flood zone risk and structures coverage limits accordingly. To handle a typical job, the agent conducts a thorough review of the property’s elevation certificate and local flood maps before tailoring a policy recommendation.

RR
100 S Queen St Ste 226
Red Rose Insurance
Flood Insurance Agent · Lancaster, PA

When you need help securing coverage against flood damage, Red Rose Insurance in Lancaster, PA, offers both single-policy options for homeowners facing immediate risk and stand-alone recurring plans for ongoing property protection. Their work centers on explaining federal flood program requirements and private policy differences, helping clients understand deductibles and coverage limits specific to the Susquehanna River region. Service runs on a one-time or as-needed basis, scheduled when you request a policy review or file a new application.

GI
90 Willow Valley Square
Gebhard Insurance LLC
Flood Insurance Agent · Lancaster, PA

Flash flooding can strike Lancaster County without warning, especially during sudden summer downpours or spring thaws. Gebhard Insurance LLC helps residents navigate flood coverage required by many lenders and property owners. The company explains National Flood Insurance Program options and supplemental policies for basements and belongings. Every consultation includes a careful review of the property’s flood zone classification and elevation history to find appropriate limits. An agent then schedules a walk-through inspection to assess the home’s specific risk and recommend a tailored policy.

EI
617B N Prince St #200
Element | Insurance Agency - Lancaster
Flood Insurance Agent · Lancaster, PA

Element Insurance Agency - Lancaster in Lancaster, PA specializes in securing flood insurance policies for residential and commercial properties. Thisagency also handles general insurance needs to protect against other common risks. The region’s frequent heavy rainfall andproximity to waterways elevate the threat of flash flooding. With changingweather patterns, the agency helps property owners prepare for spring snowmeltand summer storms that can overwhelm drainage systems.

HI
705 Olde Hickory Rd
Hinkle Insurance Agency - Erie Insurance
Flood Insurance Agent · Lancaster, PA

Serving Lancaster and the surrounding region, Hinkle Insurance Agency - Erie Insurance works with property owners to evaluate and secure appropriate property insurance coverage. They specialize in tailoring policies to include additional flood protection, addressing the elevated risk in designated flood zones. This local agency supports both residential and commercial clients, including offices, warehouses, and food service operations, ensuring each property type receives targeted coverage for water-related damage from natural events.

EI
1857 William Penn Way
EHD Insurance
Flood Insurance Agent · Lancaster, PA

Serving residential flood insurance needs throughout Lancaster, EHD Insurance provides coverage for homeowners and renters seeking to protect their properties from flood damage. The agency also offers commercial flood insurance policies for local businesses requiring protection against water-related losses. Serving the greater Lancaster area, EHD Insurance assists clients with understanding their coverage options and securing appropriate policies. Between regular seasonal or annual visits, the agents can address changes in flood zone designations and help update existing plans accordingly.

OS
Lower Level Manor Shopping Center, 1250 Millersville Pike
One Stop Services Solution LLC
Flood Insurance Agent · Lancaster, PA

One Stop Services Solution LLC in Lancaster, PA is known for guiding property owners through the complexities of flood insurance requirements in the region. Its service range includes assessing local flood zone risks and securing appropriate National Flood Insurance Program policies for homes and businesses. The agency helps clients understand coverage gaps and file accurate paperwork to avoid claim delays. It also specializes in bundling separate contents protection for renters and homeowners alike.

WA
2938 Columbia Ave STE 101
The Weaver Adjustment Group LLC
Flood Insurance Agent · Lancaster, PA
(877) 512-2122
weaveradjustmentgroup.com
GI
1630 Manheim Pike
Goosehead Insurance - Jake Brendle
Flood Insurance Agent · Lancaster, PA
(717) 844-6206
goosehead.com/agents/pa/lancaster/jake-brendle
NH
120 N Pointe Blvd Suite 302
New Heritage Insurance Agency
Flood Insurance Agent · Lancaster, PA
(717) 684-6409
newheritageinsurance.com
LK
1921 Lincoln Hwy E
Lee Kennedy - State Farm Insurance Agent
Flood Insurance Agent · Lancaster, PA
(717) 295-9000
leekennedyins.com
BG
2101 Oregon Pike # 300
BCF Group Inc
Flood Insurance Agent · Lancaster, PA
(717) 560-7730
bcfgroup.net
CI
101 Good Dr floor 2
Community Insurance
Flood Insurance Agent · Lancaster, PA
(717) 397-7531
communitysure.com
GI
2669 Lititz Pike Suite E/F
Goosehead Insurance - Mel Carwile
Flood Insurance Agent · Lancaster, PA
(717) 295-4537
goosehead.com/agents/pa/lancaster/mel-carwile
RI
320 Granite Run Dr
Ruhl Insurance
Flood Insurance Agent · Lancaster, PA
(717) 665-2283
iruhl.com
MU
39 N Duke St
Murray
Flood Insurance Agent · Lancaster, PA
(717) 397-9600
assuredpartners.com/lancaster
CH
119 N Duke St
Countryside Home Insurance Solutions
Flood Insurance Agent · Lancaster, PA
(717) 963-2685
home-insurance-lancaster.com
DE
90 Willow Valley Square
David E Gebhard and Associates
Flood Insurance Agent · Lancaster, PA
(717) 464-3707
erieinsurance.com/agencies/pa/lancaster/aa7658
SA
2231 Dutch Gold Dr
Spoonhour Agency
Flood Insurance Agent · Lancaster, PA
(717) 553-0444
spoonhourinsurance.com
IE
32 E King St
Insure-Ease Services
Flood Insurance Agent · Lancaster, PA
(717) 775-7616
IG
742 East End Ave
Insurance Group Lancaster
Flood Insurance Agent · Lancaster, PA
(717) 702-6336
LI
209 Lincoln Hwy
Lifeline Insurance Group
Flood Insurance Agent · Lancaster, PA
(717) 748-5914

What Does a a Flood Insurance Agent in Lancaster Cost?

Flood insurance costs in Pennsylvania vary by property location elevation and coverage amount. Average annual premiums in Lancaster range from about 700 dollars for low-risk zones to over 2 000 dollars for high-risk areas. Private flood insurance may offer different rates and higher limits. This is general information not insurance advice.

About flood insurance agents in Lancaster

Flood insurance agents in Lancaster Pennsylvania help property owners secure coverage through the National Flood Insurance Program or private insurers. Pennsylvania law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand Lancaster County flood maps and can guide you on required coverage limits.

Frequently Asked Questions

Is flood insurance required in Lancaster Pennsylvania?

Flood insurance is not required by Pennsylvania state law but is mandatory by most mortgage lenders for properties in Special Flood Hazard Areas. Lancaster County participates in the NFIP so residents can purchase federally backed policies.

What does a flood insurance agent in Lancaster do?

A flood insurance agent helps you assess your flood risk using local flood maps and determines appropriate coverage. They also explain policy details such as waiting periods and coverage for contents versus building structure.

How long does it take for a flood insurance policy to start in Pennsylvania?

Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property or map revisions. Your agent can confirm if a shorter wait applies.

Flood Insurance Agents in Other Pennsylvania Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.