ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsPennsylvania › West Chester

Find Flood Insurance Agents Near You in West Chester, PA

Browse flood insurance agents serving West Chester, Pennsylvania. Updated 2026-07-14.

The top-rated flood insurance agent in West Chester, Pennsylvania is Henry Nace - State Farm Insurance Agent, rated 4.9 stars across 558 reviews. Other highly rated options include Element | Insurance Agency - West Chester, Goosehead Insurance - Jim Walker, Highstreet Ferullo Insurance Agencies. This directory lists 22 flood insurance agents serving West Chester.

Showing 22 flood insurance agents in West Chester, PAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Henry Nace - State Farm Insurance Agent1339 West Chester Pike(610) 696-5999
2Element | Insurance Agency - West Chester310 N High St(610) 701-8257
3Goosehead Insurance - Jim Walker109 E Evans St Suite 215(484) 470-6555
4Highstreet Ferullo Insurance Agencies1587 McDaniel Dr(610) 431-4005
5The Mackrides Insurance Group790 E Market St Suite 270(610) 692-4601
6Northpoint Insurance232 W Market St(267) 328-6700
7KLM Insurance Inc1554 Paoli Pike # 306(610) 429-1330
8Lewis, Hopkins & Williamson, Inc.1242 Wrights Ln(610) 358-3805
9Goosehead Insurance - Carolyn Murphy203 W Chestnut St Suite 104(484) 451-8904
10Wiggins Insurance1301 West Chester Pike(484) 340-2622
HN
1339 West Chester Pike
Henry Nace - State Farm Insurance Agent
Flood Insurance Agent · West Chester, PA

Henry Nace - State Farm Insurance Agent serves the West Chester, PA area as a flood insurance agent. The company offers property coverage designed to protect homes and businesses from water damage caused by rising waters. It helps local clients understand the National Flood Insurance Program requirements and the specific risks their properties face. Specialized services include assessing flood zone classifications for West Chester homeowners and guiding small business owners through commercial flood policy options to ensure adequate coverage.

EI
310 N High St
Element | Insurance Agency - West Chester
Flood Insurance Agent · West Chester, PA

Element Insurance Agency in West Chester, Pennsylvania provides flood insurance agent services for property owners seeking coverage against water damage. It offers policy consultations to assess flood risk and helps clients select appropriate plans from available insurers. The agency assists with policy maintenance, including annual reviews and updates to coverage as property values or risk levels change. It services single-family homes, apartments, retail buildings, and restaurants throughout the local area.

GI
109 E Evans St Suite 215
Goosehead Insurance - Jim Walker
Flood Insurance Agent · West Chester, PA

Goosehead Insurance - Jim Walker serves homeowners, businesses, and property managers in West Chester, Pennsylvania, who need flood insurance. The agency assists clients in securing policies that cover damage from rising water and storm surges, a critical need in this region vulnerable to heavy rains and flash flooding. They also help property owners understand their coverage options and exclusions. In addition to West Chester, the agency serves clients in the greater Philadelphia metro area, including nearby Exton.

HF
1587 McDaniel Dr
Highstreet Ferullo Insurance Agencies
Flood Insurance Agent · West Chester, PA

Highstreet Ferullo Insurance Agencies serves flood insurance clients in West Chester, Pennsylvania, and the surrounding communities of Chester County. The company handles residential and commercial flood policies, helping property owners understand their coverage needs in a region prone to stormwater and creek flooding. Its general approach involves assessing each property's specific flood zone designation and elevation data before recommending appropriate protection from the National Flood Insurance Program.

MI
790 E Market St Suite 270
The Mackrides Insurance Group
Flood Insurance Agent · West Chester, PA

For those navigating the distinction between a one-time policy purchase and an ongoing coverage plan, The Mackrides Insurance Group in West Chester, PA guides homeowners through the flood insurance process. As a dedicated flood insurance agent, they focus on assessing property risks and explaining National Flood Insurance Program options, ensuring protection against water damage from storms or rising waterways. Service is available on both a one-time basis for new policies and an as-needed basis for policy adjustments or annual reviews.

NI
232 W Market St
Northpoint Insurance
Flood Insurance Agent · West Chester, PA

Northpoint Insurance specializes in securing flood coverage for residential and commercial properties in West Chester, Pennsylvania. The agency works with local homeowners and business owners to assess flood risks specific to the region, including those from nearby waterways and heavy storm runoff. Its general service includes guiding clients through the National Flood Insurance Program and available private market options. The company assists property owners with ensuring adequate protection before the spring thaw and seasonal hurricane threats begin.

KI
1554 Paoli Pike # 306
KLM Insurance Inc
Flood Insurance Agent · West Chester, PA

Flooding from heavy spring rains and winter thaws can threaten homes across the West Chester, PA area. KLM Insurance Inc offers guidance on flood policies needed to protect properties in designated flood zones and beyond. The company helps local homeowners and businesses understand coverage for structural damage, basement seepage, and contents loss caused by rising water. Their service streamlines the process of securing a policy linked to federal or private programs. An initial inspection of the property is typically scheduled to verify elevation and assess specific risk factors before coverage begins.

LH
1242 Wrights Ln
Lewis, Hopkins & Williamson, Inc.
Flood Insurance Agent · West Chester, PA

Lewis, Hopkins & Williamson, Inc. assists property owners throughout West Chester, Pennsylvania, with their general insurance needs and specializes specifically in flood insurance coverage. The agency helps clients in higher-risk areas secure policies that protect structures and contents from water damage. It addresses both personal residential policies and commercial property protection. Commercial clients regularly served include local offices, warehouses, and food service operations requiring tailored flood coverage.

GI
203 W Chestnut St Suite 104
Goosehead Insurance - Carolyn Murphy
Flood Insurance Agent · West Chester, PA

Goosehead Insurance - Carolyn Murphy in West Chester, PA provides residential flood insurance services tailored to protect homeowners from water damage. The agency also offers commercial coverage for local businesses seeking flood risk management. Serving West Chester and the surrounding region, the team helps clients navigate policy options for properties in flood-prone zones. Regular policy reviews allow them to follow up on updated requirements and offer repeat service between major seasonal visits to ensure continuous coverage adjustments.

WI
1301 West Chester Pike
Wiggins Insurance
Flood Insurance Agent · West Chester, PA
WI
1517 McDaniel Dr
Westtown Insurance Group
Flood Insurance Agent · West Chester, PA
(610) 738-9400
westtowninsurance.com
GI
550 Hannum Ave
Goosehead Insurance- Megan Barone
Flood Insurance Agent · West Chester, PA
(610) 427-2551
gooseheadinsurance.com/agents/megan-barone
KS
770 E Market St # 230
Keystone State Auto and Home Insurance
Flood Insurance Agent · West Chester, PA
(610) 692-4400
keystonestateinsurance.com
JO
230 W Market St
Jillian O'Brien Insurance Financial Services
Flood Insurance Agent · West Chester, PA
(610) 696-5130
jillianobrieninsurance.com
AH
121 N Walnut St # 100
Arthur Hall Insurance, A Marsh & McLennan Insurance Agency, LLC
Flood Insurance Agent · West Chester, PA
(610) 696-2394
arthurhall.com
SS
109 N High St
Sure Shield Insurance
Flood Insurance Agent · West Chester, PA
(484) 727-8551
FF
3 N 5 Points Rd Ste 3
Fiorelli Financial Group
Flood Insurance Agent · West Chester, PA
(610) 430-0644
GI
1240 West Chester Pike STE 214
Griffith Insurance LLP
Flood Insurance Agent · West Chester, PA
(610) 431-9900
griffithinsurance.com
KI
15 Brintons Bridge Rd
Kupiec Insurance Group, Llc
Flood Insurance Agent · West Chester, PA
(610) 526-1853 ext. 2
kiginsurance.com
SS
1515 West Chester Pike unit A-4
Sharpless & Sharpless Insurance
Flood Insurance Agent · West Chester, PA
(610) 692-2600
sharplessinsurance.com
NI
1235 West Chester Pike
Nationwide Insurance: David Gosselin
Flood Insurance Agent · West Chester, PA
(610) 696-3894
agency.nationwide.com/david-gosselin-in-west-chester-pa
LG
1503 McDaniel Dr #2
The Lowa Group, Inc.
Flood Insurance Agent · West Chester, PA
(610) 327-1980
lowagroup.com

What Does a a Flood Insurance Agent in West Chester Cost?

Flood insurance costs in Pennsylvania vary based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home in a moderate-risk area. High-risk properties may cost 2,000 to 5,000 dollars or more. Private market policies may offer different rates. This is general information, not insurance advice.

About flood insurance agents in West Chester

Flood insurance agents in West Chester Pennsylvania help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Pennsylvania law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents in West Chester can assess your property's flood risk and guide you through policy options.

Frequently Asked Questions

Do I need flood insurance in West Chester Pennsylvania?

Flood insurance is not required by state law but is mandatory for properties in high-risk flood zones with a federally backed mortgage. Even outside high-risk areas, flooding can occur from heavy rain or snowmelt. An agent can help you determine your risk and coverage needs.

How do I find a flood insurance agent in West Chester?

You can search for licensed agents through the Pennsylvania Insurance Department website or ask local real estate professionals. Many independent insurance agencies in West Chester offer flood policies from multiple carriers. Be sure the agent is licensed to sell flood insurance in Pennsylvania.

What does flood insurance cover in Pennsylvania?

Standard flood insurance covers structural damage and contents up to policy limits. It does not cover basement improvements or personal property stored in basements. Pennsylvania policies follow NFIP rules, so you should review exclusions with your agent.

Flood Insurance Agents in Other Pennsylvania Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.