The top-rated flood insurance agent in Southampton, Pennsylvania is Remco Insurance Services Inc., rated 4.9 stars across 326 reviews. Other highly rated options include Ann Spangler - State Farm Insurance Agent, ProVantage Insurance & Financial Services, Inc, Jonathan Eisemann: Allstate Insurance. This directory lists 11 flood insurance agents serving Southampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Remco Insurance Services Inc. | 44 Second Street Pike STE 100 | (215) 357-7878 |
| 2 | Ann Spangler - State Farm Insurance Agent | 347 Second Street Pike # 2 | (215) 364-1350 |
| 3 | ProVantage Insurance & Financial Services, Inc | 206 Lakeside Dr | (215) 396-9022 |
| 4 | Jonathan Eisemann: Allstate Insurance | 775 Second Street Pike | (215) 357-4591 |
| 5 | In Kase Insurance Agency | 525 Street Rd floor 1 | (215) 967-1094 |
| 6 | W Bruce Beaton Co Inc | 703 Lakeside Dr | (215) 942-2800 |
| 7 | J. A. Reaney Agency Insurance Brokers | 1050 Street Rd | (215) 357-7766 |
| 8 | Dillon-Haney Agency Inc | 736 Second Street Pike #1 | (215) 322-1330 |
| 9 | Farrell S Smith & Associates | 206 Lakeside Dr | (215) 396-9022 |
| 10 | ALLSTATE INSURANCE | 305 Lakeside Dr | (215) 364-7600 |
Remco Insurance Services Inc. serves Southampton, PA, and the surrounding Bucks County area as a flood insurance agent. The company assists property owners in evaluating their flood risk and obtaining appropriate coverage for their homes and businesses. Because standard homeowners policies typically exclude flood damage, this agency helps clients understand National Flood Insurance Program options and private market alternatives. It provides expert guidance on policy limits and deductibles. Remco Insurance Services handles applications for residential flood policies and assists with commercial flood risk protection.
Ann Spangler, a State Farm Insurance Agent in Southampton, PA, provides flood insurance policies that cover structural damage and personal belongings caused by rising water. Policyholders are offered guidance on federal program requirements, including waiting periods and elevation certificates. Customized service plans are available to help local clients review their coverage annually based on changing flood maps. The agency services single-family homes, apartments, retail properties, and restaurants in the surrounding area.
ProVantage Insurance & Financial Services, Inc serves homeowners, businesses, and property managers in Southampton, Pennsylvania, who need flood insurance coverage for their properties. The agency helps clients understand flood zone risks and secure policies that align with federal requirements or lender mandates. Its services include evaluating existing coverage to ensure adequate protection against storm surges and inland flooding. The agency also extends its flood insurance services to clients in the neighboring community of Churchville and throughout the greater Bucks County area.
Jonathan Eisemann’s agency serves Southampton, Pennsylvania, and the neighboring communities in Bucks County. It provides flood insurance options to protect residential and commercial properties from water damage. The team helps customers understand National Flood Insurance Program policies and private coverage. To handle a typical job, it begins with a property risk review and then tailors coverage limits to match the structure’s value and the client’s budget.
In Kase Insurance Agency in Southampton, PA provides guidance on the crucial difference between a one-time flood policy for individual events and recurring annual coverage that protects against ongoing risks. Policies cover building and contents damage from rising water, including structural repairs and personal property replacement. This agency ensures clients understand specific flood zone requirements and federal program limitations. Service is available on a one-time basis for property transactions or scheduled renewals for continuous protection, with immediate assistance offered as-needed for urgent claims.
W Bruce Beaton Co Inc in Southampton, PA specializes in helping property owners secure flood insurance policies tailored to their specific needs. The company provides guidance on federal flood program requirements and available private coverage options, working to ensure adequate protection against water damage. Clients benefit from assistance with policy selection and understanding local flood zone risks. The agency can assist with coverage adjustments before the region’s heavy spring rains begin, when updated elevation certificates are often needed.
J. A. Reaney Agency Insurance Brokers specializes in securing property coverage for businesses and homeowners throughout Southampton, PA. As a dedicated flood insurance agent, the agency helps clients assess flood zone risks and secure policies that supplement standard commercial coverage. It assists with paperwork and compliance requirements for both high-risk and moderate-risk properties. The firm is equipped to serve various commercial sectors, including offices, warehouses, and food service establishments.
When seasonal storms or heavy rains threaten the area around Southampton, PA, Dillon-Haney Agency Inc steps in to assess the unique flood risks for local homes and businesses. As a dedicated flood insurance agent, the company helps property owners understand federal program requirements and secure appropriate coverage for their needs. They evaluate individual property elevations and local flood zone designations. The initial process typically begins with a thorough on-site inspection of the property to determine precise risk factors.
Farrell S Smith & Associates in Southampton, PA, is known for its focused expertise as a flood insurance agent, serving homeowners and businesses throughout the surrounding region. The company helps clients secure necessary coverage against flood damage, a vital safeguard given the local risks of heavy rainfall and seasonal storms. By assessing property vulnerabilities and current policy gaps, it offers tailored solutions to meet specific needs. It can also provide guidance on flood zone map changes for properties newly added to high-risk areas.
Specializing in residential flood insurance in the Southampton, PA area, this Allstate Insurance agency provides coverage for single-family homes and condominiums. It also assists local businesses with commercial flood protection policies to safeguard their assets from water damage. Serving all of Southampton and the surrounding Bucks County communities, the agency helps clients understand federal flood zone requirements and policy options. The office encourages policyholders to follow up after any major storm event, ensuring coverage reviews are repeated for each regular renewal cycle.
What Does a a Flood Insurance Agent in Southampton Cost?
Flood insurance costs in Pennsylvania vary by flood zone, elevation, and property value. NFIP policies in Southampton average 700 to 1,200 dollars per year for standard coverage. Private flood insurance may cost 500 to 2,000 dollars annually depending on risk. This is general information and not insurance advice.
About flood insurance agents in Southampton
Flood insurance agents in Southampton, Pennsylvania help homeowners and businesses secure coverage against flood damage. Pennsylvania law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand the specific flood risks from Neshaminy Creek and nearby waterways.
Frequently Asked Questions
Do I need flood insurance in Southampton PA?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, many Southampton residents choose coverage because floods can happen anywhere.
What does a flood insurance agent do in Pennsylvania?
A flood insurance agent helps you compare National Flood Insurance Program (NFIP) policies and private flood insurance options. They assess your property risk, explain coverage limits, and assist with claims if flooding occurs.
How much flood insurance coverage should I get in Southampton?
Coverage should match the replacement cost of your home and contents. NFIP caps building coverage at 250,000 dollars for residential properties. Private policies may offer higher limits. Your agent can help determine the right amount based on your property value.
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