The top-rated flood insurance agent in Philadelphia, Pennsylvania is Maxie Insurance LLC ⭐⭐⭐⭐⭐, rated 4.9 stars across 828 reviews. Other highly rated options include Judd Greenberg - State Farm Insurance Agent, McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐, Terra Insurance Services. This directory lists 34 flood insurance agents serving Philadelphia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maxie Insurance LLC ⭐⭐⭐⭐⭐ | 6378 Castor Ave | (267) 244-1100 |
| 2 | Judd Greenberg - State Farm Insurance Agent | 1546 South St | (215) 732-5400 |
| 3 | McCollum Insurance Agency ️ ️ ️⭐⭐⭐⭐⭐ | 106 Grape St #2 | (215) 508-9000 |
| 4 | Terra Insurance Services | 1879 Cottman Ave | (215) 742-3743 |
| 5 | Freedom Insurance Group Inc | 3308 Grant Ave | (215) 673-0300 |
| 6 | Mars Tag & Insurance Agency | 3001 W Girard Ave #1F | (215) 565-0047 |
| 7 | Main Line Risk Management | 7300 City Ave Suite 120 | (215) 878-8100 |
| 8 | Pastore Auto Tags & Insurance Inc. | 6774 Ridge Ave | (215) 482-3500 |
| 9 | Inco Insurance Services | 2424 E York St Unit 211 | (215) 608-7974 |
| 10 | Farmers Insurance - Yris Contreras | 3727-29 N 6th St | (215) 225-1099 |
Maxie Insurance LLC serves the Philadelphia, Pennsylvania metro area as a flood insurance agent. The company helps property owners navigate National Flood Insurance Program policies and private flood coverage options to protect homes and businesses near waterways. With Philadelphia's flood risk from heavy rains and the Delaware and Schuylkill Rivers, securing suitable coverage is essential. The agency assists clients in evaluating policy limits and deductibles for residential structures. It handles policy adjustments and new flood insurance applications for properties in designated flood zones.
Judd Greenberg - State Farm Insurance Agent offers flood insurance services for residents and businesses in the Philadelphia, PA area. It provides policies that address flood damage risks, along with ongoing support to help clients adjust coverage as their situations change. Scheduled consultations allow for policy reviews to ensure proper protection remains in place. The agency serves single-family homes, apartments, retail spaces, and restaurants, tailoring coverage to the unique needs of each property type.
McCollum Insurance Agency serves the Philadelphia, Pennsylvania area and its surrounding communities, handling flood insurance policies for residential and commercial properties. This agency helps property owners navigate the complexities of the National Flood Insurance Program and private market alternatives. For each client, it assesses individual property risk levels based on location and flood zone data. To handle a typical job, the agency conducts a thorough review of the property’s flood history and current coverage gaps to recommend an appropriate policy limit and deductible.
Terra Insurance Services offers both one-time policy placements and ongoing coverage management for properties requiring flood protection in Philadelphia, PA. Flood insurance policies through the National Flood Insurance Program are typically needed by homeowners and businesses located in designated flood zones. This agency assists clients in understanding their risk and securing appropriate coverage limits. Service appointments and policy evaluations are conducted on an as-needed basis, allowing clients to request assistance when reviewing or updating their flood insurance needs.
Spring downpours and melting snow can push Philadelphia's creeks and drainage systems to their limits, often testing basements and lower floors. Freedom Insurance Group Inc addresses this recurring local concern by evaluating risks tied to the city's aging infrastructure and low-lying neighborhoods. Their flood insurance consultations focus on potential water damage stemming from seasonal storms and overflow. Coverage discussions consider practical scenarios unique to homes near the Schuylkill or Delaware river corridors. An initial inspection of the property's elevation and flood zone begins the assessment process.
Mars Tag & Insurance Agency in Philadelphia assists residential clients with flood insurance policies to safeguard their homes against water damage. The agency also provides commercial coverage to protect businesses from flood-related disruptions, serving customers throughout the Philadelphia area. Staying informed on evolving flood zone requirements, the team helps policyholders understand their risk and coverage options. They encourage clients to schedule regular policy reviews, ensuring follow-up protection between standard renewal visits.
Main Line Risk Management of Philadelphia is known for guiding property owners through the complexities of flood insurance coverage. It assists clients in assessing their specific risk from local waterways and stormwater systems. The company helps secure policies that meet standard mortgage requirements in flood-prone zones. For an added layer of protection, it specializes in arranging excess coverage for high-value structures or those in high-risk areas like the Wissahickon watershed.
Pastore Auto Tags & Insurance Inc., based in Philadelphia, PA, primarily helps clients handle vehicle registration and related documentation. The company also serves as a flood insurance agent, assisting property owners in this region with securing coverage against water damage. Flood insurance is a distinct policy, often separate from standard homeowners insurance. By offering this line of protection, the agency extends its services to various commercial sectors, including offices, warehouses, and food service establishments.
Incos Insurance Services in Philadelphia, Pennsylvania, distinguishes between a standard flood insurance policy for ongoing property protection and a separate policy for a single, short-term event such as a planned construction project or a one-time real estate closing. Their coverage options are designed to address potential damage from rising water, with policies that may include both building and personal contents protection against a variety of flood-related incidents. The agency makes professional flood insurance available exclusively on a one-time or as-needed basis, rather than through ongoing scheduled service.
What Does a a Flood Insurance Agent in Philadelphia Cost?
Flood insurance costs in Pennsylvania vary based on flood zone, property elevation, and coverage amount. NFIP policies average around $700 to $1,200 per year for standard coverage, but high-risk properties can cost $2,000 or more. Private flood insurance may offer lower rates for low-risk properties. This is general information and not insurance advice.
About flood insurance agents in Philadelphia
Flood insurance agents in Philadelphia help property owners secure coverage against flood damage. Pennsylvania law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents can explain the National Flood Insurance Program and private market options available in Philadelphia.
Frequently Asked Questions
Do I need flood insurance in Philadelphia?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, and many homeowners choose to buy coverage.
What does a flood insurance agent do in Pennsylvania?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims support after a flood event.
How long does it take to get flood insurance in Philadelphia?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can help you find the fastest option for your situation.
Flood Insurance Agents in Other Pennsylvania Cities
Allentown · Bensalem · Bethlehem · Blue Bell · Cranberry Twp · Easton · Erie · Harrisburg · Hershey · Horsham · King of Prussia · Lancaster · Lebanon · Levittown · Mechanicsburg