The top-rated flood insurance agent in Owasso, Oklahoma is Keith Tew - HomeTown Insurance Agency, rated 5.0 stars across 352 reviews. Other highly rated options include Kaci Miller - State Farm Insurance Agent, Extra Mile Insurance Solutions, TWFG Insurance Services - Stamper Agency. This directory lists 20 flood insurance agents serving Owasso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Keith Tew - HomeTown Insurance Agency | 118 S Main St | (918) 928-4545 |
| 2 | Kaci Miller - State Farm Insurance Agent | 9500 N 129th E Ave Ste 213 | (918) 272-8888 |
| 3 | Extra Mile Insurance Solutions | 202 S Cedar St suite e | (918) 973-6773 |
| 4 | TWFG Insurance Services - Stamper Agency | 9100 N Garnett Rd a | (918) 609-5000 |
| 5 | Glover Family Independent Insurance | 10505 N Owasso Expy | (918) 401-0999 |
| 6 | R&B Insurance Solutions LLC | 13315 E 112th St N Ste 300 | (918) 221-5595 |
| 7 | Michael D Watson: Allstate Insurance | 8283 N Owasso Expy # A | (918) 272-1000 |
| 8 | Levi Molini Agency, Inc. | 11519 N Garnett Rd | (918) 371-7800 |
| 9 | Hendren Insurance Group | 8506 N 128th E Ave | (918) 272-4700 |
| 10 | Shelter Insurance - Kayla Kerr | 12801 E 85th St N Ste 104 | (918) 274-8331 |
Keith Tew - HomeTown Insurance Agency serves the Owasso, Oklahoma area as a flood insurance agent. The company assists property owners in obtaining coverage to protect homes and businesses from flood damage. Policy options can address structural repairs and replacement of personal belongings after a flood event. The agency helps clients understand coverage limits and the waiting periods required before policies take effect. Specific services handled here include securing flood insurance for residential properties and facilitating commercial flood policies.
Kaci Miller - State Farm Insurance Agent in Owasso, OK, offers flood insurance policies designed to protect property owners from water damage caused by rising waters and severe storms. Customers can work with the agency to review their coverage needs and adjust their plans when conditions change, ensuring their insurance remains appropriate over time. The agent serves a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Extra Mile Insurance Solutions serves homeowners, businesses, and property managers in Owasso, Oklahoma, by helping them secure flood insurance policies tailored to their specific property risks and coverage needs. As a local flood insurance agent, the company guides clients through the complexities of flood zone requirements and policy options to ensure adequate protection against water damage. Their services also extend to neighboring communities within the Tulsa metropolitan area, including nearby areas like Collinsville or Sperry.
TWFG Insurance Services - Stamper Agency serves Owasso, Oklahoma, and the surrounding communities in Tulsa County. The agency handles flood insurance policies designed to protect residential and commercial properties from water damage caused by rising waters. To manage a typical job, it begins by reviewing the client’s property to determine flood zone risk and coverage needs. It then compares available federal and private market options to find a suitable policy, completing the application process and ensuring the client understands their deductible and exclusions.
Glover Family Independent Insurance in Owasso, OK provides flood insurance coverage designed to protect property from water damage. Clients can choose between one-time policies for single events or recurring annual options for continuous protection. This service helps homeowners and businesses address potential flood risks common to the region, ensuring appropriate financial safeguards are in place. Policies follow standard industry terms, focusing on rebuilding and replacement costs following a flood event. Availability for new coverage and policy adjustments operates on an as-needed basis through direct client consultation.
R&B Insurance Solutions LLC specializes in providing flood insurance policies for properties in the Owasso area, protecting homeowners and businesses from water damage. The agency handles the entire application process, helping clients understand their coverage needs and select appropriate policies from available programs. This service is especially important during Oklahoma’s heavy spring and summer storm seasons, when sudden rainfall and flash flooding pose significant risks to local structures and belongings.
When spring storms threaten the Arkansas River basin east of Owasso, residents turn to Michael D Watson: Allstate Insurance for guidance on flood coverage. This agency helps homeowners interpret their existing policies and understand the thirty-day waiting period for new National Flood Insurance Program plans. They assess individual property risks based on local flood zone maps and previous claim patterns in Tulsa County drainages. An agent typically visits the home to measure foundation elevation and inspect basement systems before recommending appropriate coverage limits.
Levi Molini Agency, Inc. provides flood insurance solutions for property owners in and around Owasso, Oklahoma. The agency specializes in securing coverage for structures located in designated flood zones, helping clients understand federal requirements and policy options. It also offers additional coverage for contents and building improvements. Commercial properties such as offices, warehouses, and food service establishments can obtain policies tailored to their operational risk profiles.
Hendren Insurance Group, a flood insurance agent in Owasso, OK, is known for helping property owners navigate the specific requirements of flood coverage for both homes and businesses. The agency provides policies that can address risks common to the region’s flood zones and weather patterns. Its service range includes assessing flood exposure, explaining policy details, and assisting with claims after a storm. As a specialty service, the agency can also help connect clients with elevation certificates needed for more accurate rating.
Shelter Insurance - Kayla Kerr offers flood insurance services for residential properties in Owasso, Oklahoma, helping homeowners protect their dwellings from water damage. The agency also provides commercial flood coverage for local businesses seeking financial safeguards against storm-related losses. Service extends throughout Owasso and nearby communities, ensuring policyholders receive localized support when assessing their needs. After a flood claim or policy review, clients can expect attentive follow-up assistance and seamless repeat service between regular annual check-ins or coverage renewals.
What Does a a Flood Insurance Agent in Owasso Cost?
The cost of flood insurance in Owasso varies based on flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home in a moderate-risk zone. Higher-risk areas may see premiums above 3,000 dollars. Private market rates can be competitive. This is general information, not insurance advice.
About flood insurance agents in Owasso
Flood insurance agents in Owasso, Oklahoma help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Owasso is located in Tulsa County, which has areas designated as Special Flood Hazard Areas by FEMA. Oklahoma law does not require flood insurance for all properties, but mortgage lenders often mandate it for structures in high-risk zones.
Frequently Asked Questions
Do I need flood insurance in Owasso Oklahoma?
Flood insurance is not required by Oklahoma state law for all properties. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will likely require it.
What does a flood insurance agent do in Owasso?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They can also explain waiting periods, coverage limits, and elevation certificate requirements specific to Owasso.
How long does it take to get flood insurance in Owasso?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead to ensure coverage is active before any predicted flooding event.
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