The top-rated flood insurance agent in Bartlesville, Oklahoma is Matt Spence - State Farm Insurance Agent, rated 4.9 stars across 184 reviews. Other highly rated options include Jim Moore - State Farm Insurance Agent, Zac Henderson - State Farm Insurance Agent, Stumpff Insurance. This directory lists 20 flood insurance agents serving Bartlesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Spence - State Farm Insurance Agent | 124 SW Frank Phillips Blvd | (918) 336-3333 |
| 2 | Jim Moore - State Farm Insurance Agent | 500 SE Washington Blvd suite d | (918) 333-1487 |
| 3 | Zac Henderson - State Farm Insurance Agent | 304 Dewey Ave | (918) 336-2345 |
| 4 | Stumpff Insurance | 1550 SE Washington Blvd | (918) 333-9200 |
| 5 | Brian Kennedy Insurance | 111 SE Frank Phillips Blvd | (918) 336-5544 |
| 6 | Shelter Insurance - Jaron Leach | 3823 SE Adams Rd | (918) 333-5990 |
| 7 | Wasemiller Insurance Agency Inc | 202 E 2nd St | (918) 336-1441 |
| 8 | Shelter Insurance - Ben Rainey | 3803 Nowata Rd Ste A | (918) 333-0840 |
| 9 | Overman Insurance Agency | 320 Delaware Ave #5 | (918) 333-5151 |
| 10 | Danielle Weaver - State Farm Insurance Agent | 1600 SW Frank Phillips Blvd Ste 1 | (918) 335-8620 |
Matt Spence - State Farm Insurance Agent serves the Bartlesville, Oklahoma area, specializing in flood insurance for local homeowners and property owners. This agency helps residents secure policies that provide financial protection against water damage from rising waters. They also offer guidance on understanding federal flood zone designations and choosing appropriate coverage limits. For the community, Matt Spence handles both residential flood policies and consultations for properties in high-risk flood areas.
Jim Moore offers flood insurance services for residential and commercial clients throughout the Bartlesville area. Policies provide financial protection for property owners facing water damage from heavy rains or rising waterways. Service options include assistance with initial policy selection and periodic plan reviews to ensure adequate coverage. Maintenance support features guidance on flood zone changes and policy adjustments. The agency serves single-family homes, apartments, retail shops, and restaurants.
Zac Henderson - State Farm Insurance Agent serves homeowners, businesses, and property managers in Bartlesville, Oklahoma, by offering flood insurance policies. The agency helps clients understand federal flood zone requirements and select coverage that protects structures and contents from water damage. As a local agent, Zac Henderson works to explain policy options and assist with claims guidance for those living in flood-prone areas. The agency also provides its flood insurance services to residents in nearby Dewey, Oklahoma, ensuring broader community access.
Stumpff Insurance serves Bartlesville, Oklahoma, and the surrounding communities. As a flood insurance agent, it handles policies designed to protect residential and commercial properties from water damage caused by rising waters or heavy storms. The agency works with clients to assess their specific flood risk and coordinate appropriate coverage. To manage a typical job, Stumpff Insurance evaluates the property’s location, explains available plan options, and guides the client through the application and documentation process step by step.
Brian Kennedy Insurance in Bartlesville, Oklahoma helps property owners understand the key distinction between a one-time policy purchase for immediate coverage and recurring annual renewal options that maintain continuous protection. As a flood insurance agent, the agency assists clients in securing policies that cover structural damage and contents loss caused by rising water, often required by lenders in designated flood zones. Service for local residents is available on an as-needed basis, with initial consultations and policy enrollment handled individually upon request.
Shelter Insurance - Jaron Leach specializes in providing personalized flood insurance policies for residential and commercial properties. It offers guidance on understanding coverage options and risk assessment for homeowners and businesses in Bartlesville, Oklahoma. The agency helps clients navigate the complexities of flood zone designations and policy requirements. Whether preparing for seasonal heavy rains or potential flash flooding from local waterways, this agent assists with securing necessary protection before the next severe weather event arrives.
When seasonal heavy rains or shifting river levels threaten the Bartlesville area, residents often need clear guidance on protecting their property. Wasemiller Insurance Agency Inc provides direct assistance as a flood insurance agent, helping local homeowners and businesses understand available coverage options for flood-related damage. Policies under the National Flood Insurance Program are typically reviewed alongside specific community flood zone requirements. Each client consultation begins by scheduling an on-site inspection to evaluate the structure’s elevation and potential water exposure risks.
Shelter Insurance - Ben Rainey is a flood insurance agent serving the Bartlesville, Oklahoma area. The agency helps property owners navigate the flood insurance application process and secure necessary coverage for their homes or businesses. Because standard homeowners policies often do not cover flood damage, consulting a dedicated agent is an important step for local residents in flood-prone zones. The office can also assist clients with evaluating an additional, optional policy for personal property contents protection against flood loss.
Danielle Weaver’s agency provides general property and casualty insurance services to the Bartlesville area, with a specific focus on helping clients secure flood insurance policies. As a flood insurance agent, the office assists homeowners and renters in understanding coverage options for potential water damage. The agency can write policies for residential properties and also serves commercial sectors, such as offices, warehouses, and food service operations, ensuring their assets are protected.
What Does a a Flood Insurance Agent in Bartlesville Cost?
Typical flood insurance costs in Oklahoma range from 500 to 2,500 dollars per year for a standard NFIP policy, depending on flood zone, elevation, and coverage amount. Private market policies may offer different pricing. Costs vary by property and risk factors. This is general information, not insurance advice.
About flood insurance agents in Bartlesville
Flood insurance agents in Bartlesville Oklahoma help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Oklahoma law requires flood insurance agents to be licensed by the Oklahoma Insurance Department. Many homes and businesses in Bartlesville near the Caney River or in designated flood zones may need this protection.
Frequently Asked Questions
Do I need flood insurance in Bartlesville Oklahoma?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur, so an agent can review your specific situation.
How do I choose a flood insurance agent in Bartlesville?
Look for an agent licensed in Oklahoma who offers NFIP policies and possibly private flood insurance. Ask about their experience with local flood maps and the Caney River basin to ensure they understand Bartlesville specific risks.
What does a flood insurance policy cover in Oklahoma?
Standard NFIP policies cover building property and contents up to policy limits. Coverage includes damage from surface water flooding, but does not cover basement improvements or additional living expenses. An agent can explain exclusions and limits.
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