The top-rated flood insurance agent in Salem, New Hampshire is Dave Newman - State Farm Insurance Agent, rated 4.9 stars across 92 reviews. Other highly rated options include Mary Logue: Allstate Insurance, Ed Ibanez - State Farm Insurance Agent, Santo Insurance & Financial Services, Inc.. This directory lists 10 flood insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Newman - State Farm Insurance Agent | 220 N Broadway | (603) 893-5200 |
| 2 | Mary Logue: Allstate Insurance | 55 S Broadway | (603) 893-0980 |
| 3 | Ed Ibanez - State Farm Insurance Agent | 264 N Broadway Unit 204 Ste B | (603) 212-7034 |
| 4 | Santo Insurance & Financial Services, Inc. | 224 Main St Ste 2a | (603) 890-6439 |
| 5 | Gold Lion Insurance Agency | 403 Main St #208 | (603) 458-6878 |
| 6 | Insurance Express | 221 N Broadway | (617) 906-7000 |
| 7 | Brian Bosies - State Farm Insurance Agent | 220 Main St | (603) 898-5220 |
| 8 | Terry Henning: Allstate Insurance | 395 Main St STE 8 | (603) 328-3390 |
| 9 | Kaplansky Insurance- Salem Branch | 227 N Broadway suite 202 | (978) 373-5623 |
| 10 | Plan Right Insurance | Santo PROFESSIONAL BUILDING, 224 Main St Ste 2a | (603) 912-5646 |
Dave Newman - State Farm Insurance Agent offers flood insurance coverage for properties in Salem, New Hampshire, and the surrounding area. The agency provides guidance on policy options that address flood zone requirements and potential water damage risks. Routine service includes policy reviews to ensure adequate coverage limits and assistance with claims filing when needed. The agency serves a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants.
Mary Logue: Allstate Insurance serves Salem and surrounding areas of Rockingham County as a flood insurance agent. The agency helps homeowners and renters understand National Flood Insurance Program options and supplemental private coverage. Policies are designed to protect property against water damage from natural flooding events common in New England river basins and coastal zones. Coverage details are explained clearly alongside risk assessments for properties in designated flood plains. The agency handles policy changes and claims support for flood-related water losses.
Ed Ibanez - State Farm Insurance Agent in Salem, New Hampshire offers personal and commercial insurance solutions. This agency provides specialized flood insurance coverage for properties located in flood-prone areas of the region. Clients can obtain policies designed to protect residential homes and personal belongings from water damage. The agency also assists commercial sectors, including local offices, warehouses, and food service establishments, with tailored flood protection policies.
Serving homeowners, businesses, and property managers in Salem, New Hampshire, Santo Insurance & Financial Services, Inc. provides flood insurance policies to protect properties from water damage. The agency helps clients understand flood zone requirements and secure appropriate coverage for their structures and contents. It also assists with policy adjustments as regulations and risk assessments change over time. Its service area extends to nearby communities such as Windham and the greater Manchester metro region.
A homeowner may need a one-time flood insurance policy for a single property transaction, or a recurring annual policy for ongoing protection against rising waters. Gold Lion Insurance Agency, based in Salem, NH, works with area residents to secure coverage that helps safeguard homes and belongings from potential flood damage. The agency explains policy options such as dwelling and contents coverage to meet individual needs. Service for obtaining or reviewing these policies is available on an as-needed basis, typically when a new property is purchased or each annual renewal period approaches.
Insurance Express serves Salem, New Hampshire, and the surrounding communities in southern Rockingham County with flood insurance solutions. The agency handles policies for homeowners, renters, and commercial property owners seeking protection against water damage from rising rivers or heavy storms. In handling a typical job, it evaluates a property’s flood zone classification and coverage needs, then presents policy options from multiple carriers to match the client’s specific risk profile.
Spring storms and the occasional tropical system bring flood risks to Salem, New Hampshire properties situated near streams or low-lying zones. Brian Bosies's State Farm agency addresses these insurance needs directly for local homeowners and small businesses. Typical strategies include advising clients on National Flood Insurance Program options that meet federal lending requirements. The agent reviews property maps and historical water patterns to suggest appropriate coverage and deductibles. A no-obligation inspection of the building's foundation and elevation begins the full assessment process.
Terry Henning: Allstate Insurance specializes in flood insurance policies, helping property owners in Salem, NH, secure coverage for structures and their contents. The agency also provides general auto, home, and business insurance services tailored to individual needs. With regular guidance on policy details and risk assessments, it assists clients in understanding their flood exposure and available coverage options. It further helps address concerns when seasonal storms or spring thaws increase the risk of local water damage and potential claims.
Kaplansky Insurance- Salem Branch assists property owners in Salem, New Hampshire, with general insurance coverage. The agency specializes in providing tailored flood insurance policies, addressing risks specific to local waterways and weather patterns. Clients can secure protection against flood damage for their residential and commercial properties. The company serves various commercial sectors, including offices, warehouses, and food service establishments.
Plan Right Insurance assists Salem homeowners with securing flood coverage for their primary residences, addressing the specific flood risks common to the area. Commercial property policies are also available from this experienced agency. They support both new buyers and existing homeowners through the application process. The company serves clients throughout Salem and the broader New Hampshire region. They offer follow-up consultations between regular visits to adjust coverage as needs change or policy renewal approaches.
What Does a a Flood Insurance Agent in Salem Cost?
Typical flood insurance costs in Salem, New Hampshire range from 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage limits. Private market policies may be higher or lower. Your actual cost depends on your property risk and chosen deductible. This is general information and not insurance advice.
About flood insurance agents in Salem
Flood insurance agents in Salem, New Hampshire help homeowners and businesses secure coverage against flood damage. Salem is located in Rockingham County and has areas near the Spicket River that may require flood insurance for mortgage compliance. New Hampshire law does not mandate flood insurance but lenders often require it for properties in Special Flood Hazard Areas.
Frequently Asked Questions
Do I need flood insurance in Salem New Hampshire?
Flood insurance is not required by New Hampshire state law. However, if your property is in a FEMA-designated flood zone and you have a federally backed mortgage, your lender will require it. An agent can review your flood map status.
What does a flood insurance agent in Salem do?
A flood insurance agent helps you assess your flood risk, choose between National Flood Insurance Program and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period for NFIP policies.
How much does flood insurance cost in Salem New Hampshire?
Costs vary by property elevation, flood zone, and coverage amount. In Salem, annual premiums typically range from 500 to 2,500 dollars for NFIP policies. Private insurers may offer different rates. An agent can provide a specific quote.
Flood Insurance Agents in Other New Hampshire Cities
Bedford · Concord · Dover · Exeter · Hampton · Londonderry · Manchester · Merrimack · Nashua · Rochester