The top-rated flood insurance agent in Concord, New Hampshire is Thompson Insurance Agency – Allstate Agent: Crystal-Lee Thompson, rated 5.0 stars across 497 reviews. Other highly rated options include Comparion Insurance Agency, State Farm Insurance, Sean Kelly at Comparion Insurance Agency. This directory lists 17 flood insurance agents serving Concord.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thompson Insurance Agency – Allstate Agent: Crystal-Lee Thompson | 63 S Main St | (603) 226-3300 |
| 2 | Comparion Insurance Agency | 70 Commercial St Suite 301 | (603) 225-3524 |
| 3 | State Farm Insurance | 85 Manchester St Ste 3 | (603) 225-2200 |
| 4 | Sean Kelly at Comparion Insurance Agency | 70 Commercial St Suite 301 | (603) 369-5226 |
| 5 | Rich Yacyshyn - State Farm Insurance Agent | 171 N Main St #1 | (603) 224-5298 |
| 6 | Allstate Insurance Agent: Mitchell-Vien & Associates | 197 Loudon Rd # 230 | (603) 224-7444 |
| 7 | Davis & Towle Insurance Group | 115 Airport Rd | (603) 225-6611 |
| 8 | Eames Insurance & Real Estate | 78 Airport Rd | (603) 225-7653 |
| 9 | Chris Bober Agency, Farmers Insurance (formerly Metlife Auto and Home) | 90 Airport Rd Suite 20 | (603) 464-6381 |
| 10 | Amica Mutual Insurance Company | 5 Chenell Dr | (877) 512-6422 |
Thompson Insurance Agency – Allstate Agent: Crystal-Lee Thompson serves the Concord, New Hampshire metro area as a flood insurance agent. It assists homeowners and renters in obtaining coverage for damage caused by rising water, a risk not covered by standard homeowners policies. The agency evaluates property exposure in local flood zones to recommend appropriate limits and policy options. It handles both National Flood Insurance Program policies and excess flood coverage for higher-value needs.
Comparion Insurance Agency provides residential flood insurance services for homeowners in Concord, New Hampshire. Commercial coverage is also available for local businesses and properties in the surrounding area. Policies are written to protect against flood-related damage from seasonal storms and water events common to the Merrimack Valley. The agency helps clients select appropriate coverage levels and can explain policy details during initial consultations. Follow-up service is provided to adjust coverage as needed between regular review visits.
State Farm Insurance in Concord, New Hampshire, offers a range of flood insurance services, including policy evaluation and claims assistance for residential and commercial clients. It provides ongoing review of coverage limits and guidance on National Flood Insurance Program requirements to help property owners maintain adequate protection. The agency serves single-family homes, apartments, retail spaces, and restaurants throughout the Concord area.
Serving Concord, New Hampshire, and the surrounding communities, Sean Kelly at Comparion Insurance Agency assists residential and commercial clients with securing essential flood insurance coverage. This agency helps property owners understand FEMA-designated flood zone risks and the specific protection plans that safeguard structures and belongings. Recognizing the area’s exposure to seasonal storms and potential water damage, the office thoroughly evaluates a client’s individual property needs and local flood hazard requirements. It then systematically compares available insurance policies to recommend a suitable and compliant plan that provides appropriate coverage.
Rich Yacyshyn - State Farm Insurance Agent serves homeowners, businesses, and property managers in Concord, New Hampshire, by helping them find flood insurance coverage. As a flood insurance agent, the agency assists clients in understanding flood risk and selecting policies that meet property protection needs. The office guides customers through the options available for safeguarding their structures and belongings against flood damage. It also provides these essential flood insurance services for clients living or working in nearby Manchester and throughout the greater Merrimack Valley region.
Allstate Insurance Agent: Mitchell-Vien & Associates in Concord, NH offers flood insurance on both a one-time policy for immediate protection and a recurring annual plan for ongoing coverage needs. Their services include evaluating local flood zone risks and standard structural vulnerabilities. Homeowners and business owners can secure policies that address rising water damage that typical homeowners insurance excludes. This agency provides service on a scheduled basis, typically aligning with the annual renewal cycle for consistent protection.
Davis & Towle Insurance Group provides specialized flood insurance policies and handles risk assessments for property owners. The agency guides clients in Concord and throughout the surrounding region through standard service options, including policy renewals and coverage adjustments. It helps customers evaluate federal flood program requirements and private market alternatives for residential and commercial properties. When heavy spring rains or rapid snowmelt threaten the Merrimack River watershed, this agent assists homeowners in securing protection against potential seasonal water damage.
During spring thaw or heavy rain, basements and low-lying properties near the Merrimack River often face flood risk. Eames Insurance & Real Estate in Concord, NH, works as a flood insurance agent to help property owners secure National Flood Insurance Program coverage. The agency focuses on understanding local flood zones and the specific policies needed for residential and commercial structures. An agent will review your property’s elevation certificate and flood history as part of the initial risk assessment step.
Chris Bober Agency, Farmers Insurance in Concord, NH, helps homeowners and renters secure flood coverage for their residential properties, protecting the structures and their contents from rising water. Commercial flood insurance policies are also available to safeguard local business spaces and inventory. The agency serves the Concord area and the broader Merrimack Valley region. Due to the seasonal flood risks in New Hampshire, clients often return to review their policy limits and update their coverage ahead of each spring’s snowmelt or a heavy storm season.
Amica Mutual Insurance Company assists property owners in Concord, New Hampshire, with securing essential financial protection against potential water damage. Its core services expand into specialized flood insurance coverage, addressing risks not included in standard policies. This allows residential clients and commercial enterprises, such as offices, warehouses, and food service establishments, to safeguard their assets against rising waters and storm-related events common to the region.
What Does a a Flood Insurance Agent in Concord Cost?
Flood insurance costs in New Hampshire vary widely based on flood zone, elevation, and building characteristics. Typical annual premiums range from 500 to 2000 dollars for low-risk areas and can exceed 3000 dollars for high-risk zones. The NFIP sets rates, but private market options may offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Concord
Flood insurance agents in Concord New Hampshire help property owners understand their risk and secure coverage through the National Flood Insurance Program. New Hampshire law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents can explain the specific flood maps for the Merrimack River area and assist with elevation certificates.
Frequently Asked Questions
Do I need flood insurance in Concord New Hampshire?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur from heavy rains or snowmelt. An agent can review your specific property risk.
How do I find a licensed flood insurance agent in Concord?
You can search the New Hampshire Insurance Department website for licensed agents or ask local real estate professionals for referrals. Many independent insurance agencies in Concord offer flood policies through the NFIP. Ensure the agent is authorized to sell flood insurance in New Hampshire.
What does a flood insurance policy in New Hampshire typically cover?
Standard NFIP policies cover up to 250000 dollars for the building and 100000 dollars for contents. Coverage includes damage from rising water but not from sewer backups unless caused by flooding. Your agent can explain exclusions and recommend appropriate limits.
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