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Compare flood insurance agents in Helena. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Helena, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Montana before hiring.
Showing 19 flood insurance agents in Helena, MT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Mitchell - State Farm Insurance Agent
601 Euclid Ave Suite D, Helena, MT 59601
(406) 443-0867
sfmitchell.com
Jon Miller - State Farm Insurance Agent
900 N Last Chance Gulch #103, Helena, MT 59601
(406) 502-2200
jonmillersf.com
Rocky Mountain Insurance Group
1111 N Rodney St Suite 3, Helena, MT 59601
(406) 422-4437
rmiginc.com
AAA Helena Branch
2100 11th Ave, Helena, MT 59601
(406) 447-8100
mwg.aaa.com
Bison Insurance, PLLC
3171 N Montana Ave, Helena, MT 59602
(406) 442-1414
bisoninsurance.net
Cochrane Insurance Agency
201 E Lyndale Ave, Helena, MT 59601
(406) 442-6700
cochraneinsurance.com
MATHIS INSURANCE AGENCY LLC
1313 11th Ave, Helena, MT 59601
(406) 442-9680
insure406.com
Mike Miller - State Farm Insurance Agent
900 N Last Chance Gulch #103, Helena, MT 59601
(406) 442-9900
mikemillermt.com
Marsh McLennan Agency
1108 Livingston Ave, Helena, MT 59601
(406) 442-5360
mmanorthwest.com
Farm Bureau Insurance Tom Schulke and Sean Cirullo
64 Medical Park Dr, Helena, MT 59601
(406) 442-8988
Leavitt Great West
3067 Cabernet Dr Suite 3, Helena, MT 59601
(406) 443-1060
leavitt.com
Farmers Insurance - Michael Flies
1752 N Montana Ave, Helena, MT 59601
(406) 442-8286
agents.farmers.com
Farmers Insurance - Lynda Reisbeck
2210 N Cooke St Ste 2, Helena, MT 59601
(406) 442-9688
agents.farmers.com
Wolf Insurance Services -Russ & Denise Wolf
1205 Butte Ave STE 4, Helena, MT 59601
(406) 443-0111
wolfinsurancemt.com
Farm Bureau Financial Services - Dustin Gillaspie
64 Medical Park Dr Suite B, Helena, MT 59601
(406) 442-0456
fbfs.com
Farm Bureau Financial Services (Sean Cirullo & Jerad Grove)
64 Medical Park Dr Suite A, Helena, MT 59601
(406) 442-8988
mwfbi.com
Farmers Union Insurance
2100 N Last Chance Gulch, Helena, MT 59601
(406) 443-4630
fumico.net
Willoughby Insurance Services LLC
3224 Centennial Dr, Helena, MT 59601
(406) 285-1669
iinsureyoumt.com
Stockman Insurance Helena Capital
1435 Vandelay Ave, Helena, MT 59601
(406) 457-1243
stockmaninsurance.stockmanbank.com
Flood insurance agents in Helena, Montana help property owners secure coverage through the National Flood Insurance Program and private markets. Helena sits near the Missouri River and faces flood risks from spring snowmelt and heavy rains. Montana law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas, making an agent essential for compliance.
What Does a Flood Insurance Agent in Helena Cost?
Typical flood insurance costs in Helena, Montana for an NFIP policy range from 700 to 2,000 dollars per year for a single family home, depending on flood zone and elevation. Properties in high risk zones like Zone AE may cost more, while those in moderate risk zones may be lower. Private flood insurance can sometimes be cheaper or offer higher coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Helena Montana?
If your property is in a designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high risk zones, flood damage is not covered by standard homeowners policies, so an agent can help you assess your risk.
What does a flood insurance agent in Helena do?
A flood insurance agent helps you determine your flood zone, compare NFIP and private policy options, and complete the required elevation certificate if needed. They also guide you through Montana specific rules, such as the 30 day waiting period for NFIP policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Montana.