The top-rated flood insurance agent in Billings, Montana is Diana Larson - State Farm Insurance Agent, rated 5.0 stars across 810 reviews. Other highly rated options include Thurston Family Insurance, LLC, JM Insurance Group, Anvil Insurance. This directory lists 20 flood insurance agents serving Billings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diana Larson - State Farm Insurance Agent | 3202 Henesta Dr J | (406) 656-4764 |
| 2 | Thurston Family Insurance, LLC | 223 Shiloh Rd Unit 6 | (406) 534-0133 |
| 3 | JM Insurance Group | 513 Hilltop Rd #7 | (406) 534-8008 |
| 4 | Anvil Insurance | 3124 First Ave N | (406) 259-3828 |
| 5 | Merenz Insurance Agency | 812 Central Ave | (406) 294-9114 |
| 6 | Frontier Insurance Solutions Powered by YourPolicy | 848 Main St Suite 16 | (406) 281-8144 |
| 7 | Leavitt Great West | 2345 King Ave W suite e | (406) 252-4104 |
| 8 | Jackson & Iverson Insurance | 2619 St Johns Ave Ste B & C | (406) 656-1660 |
| 9 | Darnielle Insurance | 1320 28th St W | (406) 652-4180 |
| 10 | Marsh McLennan Agency | 3289 Gabel Rd | (406) 238-1900 |
Diana Larson serves the Billings, Montana, metro area as a local flood insurance agent from State Farm. This agency helps property owners understand the specific flood risks common to the Yellowstone River Valley and surrounding zones. It assists clients in obtaining the necessary federal and private flood coverage to protect homes and businesses. The agency also guides policyholders through the claims process after a flood event.
Thurston Family Insurance, LLC provides flood insurance policies for property owners in the Billings, MT, area. The company assists clients in understanding available coverage options and maintaining adequate protection as annual flood maps and risk assessments are updated. It reviews existing policies to help ensure consistent coverage against potential water damage from heavy rainfall or snowmelt. Services extend to single-family homes, apartments, retail spaces, and restaurants, helping these properties secure necessary flood protection.
JM Insurance Group serves homeowners, businesses, and property managers in Billings looking for flood insurance coverage. The agency helps clients understand National Flood Insurance Program options available for properties in designated flood zones. Counselors assess building elevation and local flood maps to identify suitable policy limits for structures and contents. They also assist with navigating the waiting periods required before new flood policies take effect. Beyond Billings, the agency extends coverage guidance to residents in the neighboring Laurel area.
Anvil Insurance serves the Billings, Montana area and surrounding communities, focusing on flood insurance solutions for residential and commercial properties. It brokers policies that address risks common to the region’s floodplains and watersheds. The agent reviews property locations, local flood maps, and coverage needs to match clients with appropriate plans. To handle a typical job, the firm guides customers through the application process and verifies compliance with National Flood Insurance Program requirements.
Merenz Insurance Agency in Billings, MT provides comprehensive coverage solutions tailored to property owners. The company specializes in flood insurance, helping clients protect their assets from water damage and potential losses. As a dedicated flood insurance agent, the agency assists with securing policies that meet individual needs. It serves a diverse range of commercial sectors, including offices, warehouses, and food service establishments.
Spring snowmelt and severe thunderstorms often bring flash flooding across the Yellowstone Valley, raising the need for reliable coverage. Frontier Insurance Solutions Powered by YourPolicy in Billings, MT, connects property owners with flood insurance policies through the National Flood Insurance Program and private market options. The team assists with understanding elevation certificates and determining appropriate coverage limits for homes and businesses. A scheduled consultation or property inspection forms the initial step in assessing exposure and recommending a tailored flood policy.
Leavitt Great West in Billings, MT offers residential flood insurance for homeowners in the area. The agency also provides commercial coverage to help protect local businesses from flood-related losses across the greater Billings region. As a dedicated flood insurance agent, the company helps clients understand their individual flood risk and secure appropriate National Flood Insurance Program policies. The team typically follows up before coverage renewals to ensure continued protection between regular visits, making any necessary adjustments to a policy based on changing conditions or property updates.
Jackson & Iverson Insurance offers flood insurance policies designed to protect residential and commercial properties. The agency guides Billings clients through the application process, covering standard requirements and necessary risk evaluations for properties near the Yellowstone River and in flood-prone areas of the region. The team reviews coverage limits and deductible options to match individual property needs. When spring snowmelt or sudden summer storms raise water levels, the agents help local homeowners secure protection against potential overland flooding and related water damage.
Darnielle Insurance in Billings, MT distinguishes between a one-time policy for immediate flood event protection and a recurring annual plan for ongoing coverage. Their policies cover structural damage and personal property loss resulting from rising water. As a local flood insurance agent, they guide clients through federal program requirements and policy exclusions specific to this region. Service is available on an as-needed basis for initial policy setup or as a recurring annual renewal with scheduled reviews of coverage limits.
Marsh McLennan Agency is known for connecting property owners in Billings, Montana, with tailored flood insurance solutions. It serves households, commercial entities, and rental property managers throughout the region, navigating underwriting requirements for both NFIP and private flood carriers. Clients receive guidance on property risk assessments and coverage limits for structures in defined flood zones. Additionally, the agency complements its flood policies with a specialty add-on service: excess flood insurance for high-value assets.
What Does a a Flood Insurance Agent in Billings Cost?
Typical flood insurance costs in Montana range from 500 to 2,500 dollars per year for an NFIP policy depending on flood zone building elevation and coverage amount. Private flood insurance may cost less or more based on risk factors. Premiums are set by the insurer not the agent. This is general information not insurance advice.
About flood insurance agents in Billings
Flood insurance agents in Billings Montana help property owners secure coverage through the National Flood Insurance Program or private insurers. Montana law requires agents to be licensed by the Montana Commissioner of Securities and Insurance. Billings properties near the Yellowstone River or in designated flood zones may need a flood elevation certificate to obtain a policy.
Frequently Asked Questions
Do I need flood insurance if I live in Billings Montana?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage you must buy flood insurance. Even outside high-risk areas flood insurance is recommended because 20 percent of NFIP claims come from low-to-moderate risk zones.
What does a flood insurance agent in Billings do?
A flood insurance agent helps you compare NFIP and private flood policies. They explain coverage limits deductibles and the 30-day waiting period before a policy takes effect. They also assist with flood zone determinations and elevation certificate requirements.
How long does it take for a flood insurance policy to start in Montana?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. Exceptions apply for a property purchase or a map revision. Private flood insurers may have different waiting periods so ask your agent for details.
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