The top-rated flood insurance agent in Hattiesburg, Mississippi is Howlett Insurance Agency, rated 4.9 stars across 119 reviews. Other highly rated options include Shelter Insurance - Chad Turner, The Nowell Agency, Bellevue Insurance Agency. This directory lists 19 flood insurance agents serving Hattiesburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Howlett Insurance Agency | 1304 W Pine St | (601) 255-1650 |
| 2 | Shelter Insurance - Chad Turner | 118 Lamar Blvd Suite 20 | (601) 261-0740 |
| 3 | The Nowell Agency | 2010 Oak Grove Rd Bldg 1 | (601) 268-8838 |
| 4 | Bellevue Insurance Agency | 16 Keystone Dr Ste B | (601) 336-3040 |
| 5 | Roseberry Insurance | 6668 US-98 building h | (601) 599-2100 |
| 6 | Crumpton Insurance Agency - Hattiesburg | 5119 Old Hwy 11 | (601) 336-5015 |
| 7 | The James Agency | 1817 Broadway Dr | (601) 268-2242 |
| 8 | Goosehead Insurance - Sam Craft | 1513 Hardy St | (601) 336-2989 |
| 9 | Keith & Lowrimore Insurance | 5180 Old Hwy 11 Suite 1 | (601) 268-3755 |
| 10 | Shelter Insurance | 4 Willow Bend Dr Ste 1D | (601) 268-2605 |
Howlett Insurance Agency serves the Hattiesburg, Mississippi area as a local flood insurance agent. The company assists property owners in securing protection against flood damage, a critical need in this region given its vulnerability to seasonal storms. Flood insurance policies are often required for homes in designated flood zones, and this agency helps clients understand federal guidelines and coverage options. By staying informed on changing flood maps and FEMA regulations, Howlett Insurance Agency ensures residents can obtain the necessary policies. It handles both residential and commercial flood insurance applications in this area.
Shelter Insurance - Chad Turner provides comprehensive flood insurance services for properties in Hattiesburg, Mississippi. It helps clients understand available flood coverage options and navigate the application process for necessary protection. The agency assists with policy selection to suit individual risk needs and offers support for updating existing plans as conditions change. It manages renewals and answers questions about coverage details throughout the policy term. The company services single-family homes, apartments, retail spaces, and restaurants in the local area.
The Nowell Agency serves homeowners, businesses, and property managers in Hattiesburg, Mississippi, offering flood insurance agent services to secure policies that protect against water damage. Clients here face heavy rainfall and storm surges, so guidance on federal NFIP and private options helps them manage risk. Coverage is tailored for the area’s flood zones. The agency also works with clients in the Petal area of the Hattiesburg metro.
Bellevue Insurance Agency serves Hattiesburg, Mississippi, and the surrounding Pine Belt communities. It handles flood insurance policies designed to protect properties in this region’s flood-prone areas. The agency works directly with property owners to assess their specific flood risk. It then reviews policy options to match coverage needs with local flood zone requirements. To handle a typical job, it walks clients through every policy detail and answers any questions before finalizing the paperwork.
Roseberry Insurance in Hattiesburg, MS, assists clients in distinguishing between a one-time flood insurance policy for a single property and recurring coverage that renews to protect an evolving portfolio. This agency provides standard coverage options tailored to local flood zone requirements within the community. Services are available on a scheduled or as-needed basis, accommodating both new applicants and those seeking to update their existing policies before the next storm season arrives.
Residents of Hattiesburg face seasonal downpours that can quickly threaten homes with rising water. Crumpton Insurance Agency - Hattiesburg provides local flood insurance expertise for property owners seeking protection from these recurring risks. The agency helps clients navigate policies that cover structural damage and belongings often excluded by standard homeowners plans. Understanding basements and elevation impacts in the Pine Belt region is part of their routine guidance. Service begins with a personalized consultation that includes a property risk assessment and an inspection of the home’s flood zones.
The James Agency specializes in securing flood insurance policies, particularly for properties in designated flood zones, and also provides guidance on standard homeowner coverage in Hattiesburg, MS. It works with residents and commercial clients to assess their specific flood exposure. The agency assists with evaluating the National Flood Insurance Program options, ensuring policy limits match property replacement costs. It helps clients review flood maps for zone changes before the start of severe weather seasons or prior to closing on a new home.
As a local flood insurance agent in Hattiesburg, MS, Goosehead Insurance - Sam Craft assists property owners in navigating flood coverage needs. The agency specializes in policies for homes and commercial properties, addressing specific risks from rising water in the region. Flood protection can be paired with standard hazard insurance or renters coverage to fill coverage gaps. This agent works with various commercial sectors, including offices, warehouses, and food service operations, to help secure flood protection for their business assets and daily operations.
Keith & Lowrimore Insurance provides residential flood insurance in Hattiesburg, MS, for homeowners protecting their property from area flood risks. Commercial coverage is also available for local businesses requiring financial protection against flood damage. Service covers the Hattiesburg area and surrounding communities throughout the Pine Belt region. The agency assists clients with policy selection, coverage documentation, and claims guidance following a flood event. Clients may return for policy updates or further consultation before their regular renewal visits.
Shelter Insurance in Hattiesburg, MS, is known for providing flood insurance policies that help local property owners protect against water damage from storms and rising waters. The agency serves residential and commercial clients throughout Hattiesburg and surrounding areas of southern Mississippi. Its agents evaluate flood zone maps to recommend appropriate coverage levels for each property. Clients can also add a rider for basement contents or elevated dwelling replacement cost.
What Does a a Flood Insurance Agent in Hattiesburg Cost?
Flood insurance costs in Mississippi depend on your property's flood zone, elevation, and coverage limits. NFIP policies typically cost between 700 and 2,000 dollars per year for a standard residential policy. Private market options may be higher or lower. An agent can give you an accurate quote after reviewing your property. This is general information and not insurance advice.
About flood insurance agents in Hattiesburg
Flood insurance agents in Hattiesburg Mississippi help property owners secure coverage through the National Flood Insurance Program or private insurers. Hattiesburg is in a region with significant flood risk due to the Leaf River and local drainage systems. Mississippi law requires flood insurance for properties in high-risk flood zones with federally backed mortgages.
Frequently Asked Questions
Do I need flood insurance in Hattiesburg Mississippi?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many homeowners choose to buy a policy for protection.
What does a flood insurance agent in Hattiesburg do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They can also explain Mississippi specific rules like the 30-day waiting period before most NFIP policies take effect.
How much does flood insurance cost in Mississippi?
Costs vary based on flood zone, property elevation, and coverage amount. Typical NFIP premiums in Mississippi range from 700 to 2,000 dollars per year for a standard policy. Private insurers may offer different rates. An agent can provide a quote specific to your property.