The top-rated flood insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, Tubb Allstate Insurance Agency. This directory lists 16 flood insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | Tubb Allstate Insurance Agency | 13011 Lorraine Rd A | (228) 271-4064 |
| 5 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 6 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 7 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 8 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 9 | IDR Agency | 15506 Lemoyne Blvd Ste B | (228) 273-4062 |
| 10 | Mattina Insurance Agency Inc | 1829 Pass Rd | (228) 388-2614 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi, Mississippi area, specializing in flood insurance for local homeowners and businesses. Located in a coastal region prone to storm surge and heavy rainfall, this agency helps clients secure coverage to protect properties against water damage from rising waters. Flood insurance policies are available for both residential and commercial structures, offering financial protection when standard policies exclude flood-related losses. The agency assists with new flood insurance applications and policy reviews to ensure adequate limits.
OakTrust Insurance Group in Biloxi, MS provides comprehensive flood insurance agent services, including policy consultations, risk assessments for flood-prone properties, and assistance with claims documentation. It offers ongoing policy reviews to ensure coverage keeps pace with changing flood maps and local regulations. Coverage plans can be adjusted seasonally or after structural modifications. The agency services single-family homes, apartments, retail storefronts, and restaurants across the Biloxi area.
McMurphy Insurance in Biloxi, MS, provides services to homeowners, businesses, and property managers seeking flood insurance coverage for their properties. Navigating the National Flood Insurance Program, the agency helps clients understand risk assessments and obtain necessary policies to protect against flood damage. Their guidance proves essential for compliance with local lending requirements in flood zones. This coverage is also available for clients in nearby Gulfport and the broader Harrison County area.
Serving Biloxi, Mississippi, and the surrounding Gulf Coast communities, Tubb Allstate Insurance Agency offers flood insurance coverage for residential and commercial properties. The agency helps clients understand various flood risk levels and policy options tailored to the area's coastal exposure. It assists with applications, coverage adjustments, and claims support throughout the policy term. To handle a typical job, the agency begins by reviewing a property’s specific flood zone and then customizes a plan accordingly.
Homeowners in Biloxi typically face a choice between a single-purchase flood insurance policy for a specific property or an ongoing recurring plan that renews annually to cover changing flood risks. This agency’s flood coverage options address both NFIP and private market policies to suit different property needs and budgets. Monthly or quarterly installments are available to spread out recurring premium costs. Policies are accessed on a scheduled basis by appointment for initial setup, with as-needed annual renewal or claims assistance provided thereafter.
As hurricane season stirs anxiety along the Mississippi Gulf Coast, Coastal Select Insurance, LLC in Biloxi provides essential flood insurance coverage. The agents specialize in policies for properties near fragile water boundaries. Homeowners and business owners often require tailored guidance due to constantly changing flood maps from the National Flood Insurance Program. This agency ensures clients understand their specific risk and coverage options. A typical first step involves a thorough property inspection to document elevation and structural details.
US Select Insurance LLC in Biloxi, MS provides flood insurance coverage tailored to properties along the Gulf Coast. The agency offers standard residential policies as well as excess flood protection for higher-value homes. It can also arrange multi-peril endorsements to cover wind-driven water damage often excluded in basic plans. Commercial sectors served include offices, warehouses, and food service operations.
Beacon Insurance Services, Inc. in Biloxi, MS offers specialized services as a flood insurance agent, covering policies for residential and commercial properties. The company assists local homeowners, renters, and business owners with navigating their flood insurance needs in a coastal area. Understanding the unique flood zone requirements along the Mississippi Gulf Coast, Beacon Insurance Services guides clients through the process of securing essential coverage. The business helps property owners address concerns regarding hurricane season storm surge and the specific deadlines tied to the National Flood Insurance Program.
IDR Agency serves residential property owners in Biloxi, Mississippi, helping secure flood insurance coverage for homes against local water damage risks. The company also addresses commercial flood insurance needs for businesses throughout the surrounding area. Agents assist clients by explaining policy options and matching coverage to specific property flood zones. They follow up after policy issuance and remain available for renewals or coverage adjustments between regular visits, ensuring consistent protection across changing seasons and flood conditions.
Mattina Insurance Agency Inc in Biloxi, MS is known for helping property owners secure flood insurance coverage that meets federal lending requirements. Its service range includes policies for residential and commercial structures located in designated flood zones. The agency evaluates each property’s risk level based on elevation data and local flood maps. For clients whose properties face groundwater seepage or interior flooding not covered by standard policies, the agency can add a specialty endorsement for sewer and drain backup coverage.
What Does a a Flood Insurance Agent in Biloxi Cost?
Flood insurance costs in Mississippi vary widely based on property location elevation and coverage amount. An NFIP policy in Biloxi typically ranges from 700 to 2,500 per year for a standard home but high-risk properties can exceed 4,000. Private insurers may offer different rates. This is general information and not insurance advice.
About flood insurance agents in Biloxi
Flood insurance agents in Biloxi Mississippi help property owners secure coverage through the National Flood Insurance Program or private insurers. Due to Biloxis location on the Gulf Coast and its flood zones many lenders require flood insurance for mortgages. Mississippi law mandates that agents be licensed by the Mississippi Department of Insurance and disclose flood zone designations to clients.
Frequently Asked Questions
Do I need flood insurance in Biloxi Mississippi?
Yes if your property is in a high-risk flood zone and you have a federally backed mortgage your lender will require it. Even in moderate-risk zones flood insurance is recommended due to Biloxis hurricane and storm surge risks.
What does a flood insurance agent in Biloxi do?
A flood insurance agent helps you determine your flood risk review your property elevation and find a policy that meets your needs. They also assist with filing claims and understanding coverage limits under the NFIP.
How do I choose a flood insurance agent in Biloxi?
Look for an agent licensed in Mississippi with experience in coastal flood policies. Ask about their familiarity with Biloxi flood maps and local elevation certificates to ensure accurate quotes.
Flood Insurance Agents in Other Mississippi Cities
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