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Compare Flood Insurance Agents in Meridian, ID

Compare flood insurance agents in Meridian. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Meridian, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Idaho before hiring.
Showing 20 flood insurance agents in Meridian, ID Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance 4 Idaho
943 W Overland Rd, Meridian, ID 83642
(208) 955-1618 insurance4idaho.com
Mustard Seed Financial & Insurance Inc
501 S Main St, Meridian, ID 83642
(208) 577-5577 mseedfinancial.com
Idaho Select Insurance, LLC
3023 E Copper Point Dr #203, Meridian, ID 83642
(208) 473-2406 idahoselectinsurance.com
Richardson Insurance
940 E Carol St, Meridian, ID 83646
(208) 322-1030 richardsoninsure.com
Insure Idaho
1693 S Spg Vly Ln # 200, Meridian, ID 83642
(208) 947-9777 insure-id.com
Boise River Insurance James Stocker Group
2541 N Stokesberry Pl Suite 300, Meridian, ID 83646
(208) 949-2900 insuringidaho.com
Steve Bertsch Insurance Agency
41 S Baltic Pl #100, Meridian, ID 83642
(208) 955-8200 boiseriverinsurance.com
White Rock Insurance
1900 N Lakes Pl Suite 102, Meridian, ID 83646
(208) 999-2437 whiterockinsurancellc.com
Insur-Mart LLC - Cindy Zenor
1233 N Meridian Rd Suite 100, Meridian, ID 83646
(208) 888-2255 insur-mart.com
Ballard & Co. Inc. Insurance
851 E Fairview Ave, Meridian, ID 83642
(208) 323-8214 ballardandco.com
Idaho Farm Bureau Insurance
30 SW 8th Ave, Meridian, ID 83642
(208) 888-1821 idahofarmbureauinsurance.com
Hoodenpyle Agency - Idaho Farm Bureau Insurance
2976 E Overland Rd STE 120, Meridian, ID 83642
(208) 900-3505 hoodenpyleinsuranceagency.com
BOISE RIVER INSURANCE LLC
41 S Baltic Pl #100, Meridian, ID 83642
(208) 949-2222 boiseriverinsurance.com
Acrisure Meridian, ID (Northwest Insurance Brokers)
1860 N Lakes Pl, Meridian, ID 83646
(208) 322-8300 northwestbrokers.com
Howe Insurance Brokerage
1406 N Main St Suite 112, Meridian, ID 83642
(208) 391-4141 howeinsurance.org
Ben Mock Insurance
3023 E Copper Point Dr #203, Meridian, ID 83642
(208) 880-4890 benmockinsurance.com
Goosehead Insurance - Spencer Tyler
25 E Fairview Ave STE 210, Meridian, ID 83642
(208) 906-3116 goosehead.com
Larry Wood - Boise River Insurance
41 S Baltic Pl #100, Meridian, ID 83642
(208) 954-7525
Brown & Brown
1820 S Silverstone Way Ste 120, Meridian, ID 83642
(720) 850-0033 bbrown.com
All American Insurance, Inc
929 N Main St, Meridian, ID 83642
(208) 888-1465 aaillc.com

Flood insurance agents in Meridian Idaho help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Idaho law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Meridian properties near the Boise River or in low-lying areas may benefit from an agent review of flood maps and policy options.

What Does a Flood Insurance Agent in Meridian Cost?

Flood insurance costs in Idaho vary by property risk, elevation, and coverage amount. For a typical NFIP policy in Meridian, annual premiums range from 700 to 2,500 dollars. High-risk properties near waterways may exceed 3,000 dollars. Private insurers may offer lower rates for low-risk homes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Meridian Idaho?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, Meridian residents may choose coverage because heavy rain or snowmelt can cause localized flooding.
What does a flood insurance agent in Meridian do?
A flood insurance agent evaluates your property location using FEMA flood maps, explains policy limits and deductibles, and helps you file a claim. They can also advise on elevation certificates and mitigation discounts available under Idaho building codes.