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Find Flood Insurance Agents Near You in Coeur d'Alene, ID

Compare flood insurance agents in Coeur d'Alene. Review contact information and insurance categorys before you decide.

19 agents listed
Updated May 2026
Coeur d'Alene, ID
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Idaho before hiring.
Showing 19 flood insurance agents in Coeur d'Alene, ID Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Skelton - State Farm Insurance Agent
2140 W Riverstone Dr Ste 202, Coeur d'Alene, ID 83814
(208) 664-2155 timskelton.biz
Redman & Company Insurance Inc.
1410 S Lincoln Wy STE 100, Coeur d'Alene, ID 83814
(208) 664-5263 redmaninsurance.com
Flathead Insurance Coeur d'Alene Insurance
350 E Kathleen Ave #300, Coeur d'Alene, ID 83815
(208) 667-7485 flatheadinsurance.com
1st Choice Insurance Brokers, LLC
MAILING ADDRESS ONLY, 174 E Neider Ave #36, Coeur d'Alene, ID 83815
(208) 758-8050 1stchoiceinsurancebrokers.com
AAA Washington Insurance Agency - Coeur d'Alene, Idaho
296 W Sunset Ave Ste 33, Coeur d'Alene, ID 83815
(877) 222-4678 wa.aaa.com
Marsh McLennan Agency
601 E Front Ave STE 502, Coeur d'Alene, ID 83814
(208) 667-9406 mmanorthwest.com
Dirks Insurance Group, LLC
1003 E Best Ave, Coeur d'Alene, ID 83814
(208) 664-9272 dirksinsurance.com
Panhandle Insurance
1103 E Best Ave a, Coeur d'Alene, ID 83814
(208) 664-9223 kuespertinsurance.com
Pacific Crest Insurance - Coeur d'Alene
402 W Canfield Ave # 2, Coeur d'Alene, ID 83815
(208) 714-4251 pcicda.com
Miles Insurance Team
1110 W Ironwood Dr, Coeur d'Alene, ID 83814
(208) 765-6849 milesinsuranceteam.com
Goosehead Insurance - Mitch Krupp
1052 W Mill Ave Office 3, Coeur d'Alene, ID 83814
(208) 593-3525 goosehead.com
Infinity Insurance Group
1424 Sherman Ave # 400, Coeur d'Alene, ID 83814
(208) 651-6208 infinityinsgroup.com
O'Brien Insurance Services
1620 Northwest Blvd #101, Coeur d'Alene, ID 83814
(208) 966-4374 bobrieninsurance.com
Schrader & Murphy Insurance | Auto Insurance
610 Hubbard Ave STE 210, Coeur d'Alene, ID 83814
(208) 762-2700 schraderandmurphy.com
Old Harbor Insurance Services
418 E Lakeside Ave #218, Coeur d'Alene, ID 83814
(208) 207-8111 oldharbor.com
Coeur d'Alene Insurance
1801 N Government Wy, Coeur d'Alene, ID 83814
(208) 667-9421 idahoinsurance.com
Northwest Insurance Associates
722 E Lakeside Ave, Coeur d'Alene, ID 83814
(208) 659-8244 risksolving.com
Tweedy Insurance Group
320 E Neider Ave #202, Coeur d'Alene, ID 83815
(208) 461-1200 tweedyinsurancegroup.com
Ballou Insurance
1621 N 3rd St Suite 700, Coeur d'Alene, ID 83814
(208) 666-9727 ballouinsuranceservice.com

Flood insurance agents in Coeur d'Alene Idaho help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. Because Coeur d'Alene sits near Lake Coeur d'Alene and the Spokane River, properties in certain zones may require flood insurance under Idaho law or lender mandates. An agent can explain local flood maps and policy options specific to Kootenai County.

What Does a Flood Insurance Agent in Coeur d'Alene Cost?

Flood insurance costs in Idaho vary by property location, elevation, and coverage amount. For an NFIP policy in Coeur d'Alene, annual premiums typically range from 700 to 2,500 dollars for a standard home. Private market policies may cost more or less depending on risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Coeur d'Alene Idaho?
If your property is in a Special Flood Hazard Area designated by FEMA, your mortgage lender will likely require flood insurance. Even outside high-risk zones, Idaho law does not mandate flood insurance, but it is recommended due to local flooding risks.
How do I find a flood insurance agent in Coeur d'Alene?
You can search for licensed agents through the Idaho Department of Insurance website or ask local real estate professionals for referrals. Many independent insurance agencies in Coeur d'Alene offer flood policies.
What does a flood insurance agent do in Idaho?
An agent helps you assess your flood risk, compare NFIP and private policy options, and complete the required elevation certificate if needed. They also guide you through Idaho-specific waiting periods and coverage limits.