The top-rated flood insurance agent in Winter Park, Florida is Mayers Insurance Group, rated 5.0 stars across 305 reviews. Other highly rated options include GreatFlorida Insurance: Manuel Huertas, Fudge Insurance, GreatFlorida Insurance: Sally Bradley. This directory lists 17 flood insurance agents serving Winter Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mayers Insurance Group | 7200 Aloma Ave A-3 | (407) 907-6688 |
| 2 | GreatFlorida Insurance: Manuel Huertas | 5462 Lake Howell Rd | (407) 553-3440 |
| 3 | Fudge Insurance | 1155 S Semoran Blvd suite 3-1142 | (407) 965-4168 |
| 4 | GreatFlorida Insurance: Sally Bradley | 6001 Brick Ct # 109 | (407) 559-6101 |
| 5 | Insurance Group Of Central FL | 1155 S Semoran Blvd Suite 1120 | (407) 677-7300 |
| 6 | InsuranceMD | 941 W Morse Blvd #100 | (800) 538-3767 |
| 7 | Abarca Insurances Agency. | 1313 W Fairbanks Ave #200-A | (407) 794-0774 |
| 8 | Kirkendall Insurance | 6958 Aloma Ave | (407) 359-5904 |
| 9 | Resource Group Insurance | 1434 W Fairbanks Ave | (407) 629-8020 |
| 10 | State Fund Insurance | 941 W Morse Blvd #100 | (800) 241-1151 |
Mayers Insurance Group serves the Winter Park, Florida area and the surrounding Orange County region as a local flood insurance agency. This company assists property owners in securing coverage to protect homes and businesses from flood damage. Flood insurance policies are vital in this region due to seasonal storms and high water tables. The agency helps clients understand flood zone regulations and policies tailored to local property needs. It specializes in navigating National Flood Insurance Program (NFIP) options and providing residential flood risk assessments.
GreatFlorida Insurance: Manuel Huertas provides flood insurance policies, risk assessments, and policy renewals for properties in Winter Park and the surrounding area. Its service includes explaining flood zone designations and the National Flood Insurance Program’s requirements to clients. The agency also assists with adjusting coverage limits during policy terms to reflect property improvements or new valuations. Typical service plans include annual policy reviews and claims filing support. The company serves single-family homes, apartments, retail storefronts, and restaurants.
Fudge Insurance serves homeowners, businesses, and property managers in Winter Park, Florida, who require protection against flood-related property damage. The agency assists clients in evaluating flood risks and selecting appropriate National Flood Insurance Program policies. It guides customers through coverage options for both structures and contents, ensuring compliance with local flood zone requirements. The office also offers guidance on mitigation strategies to reduce premiums. Its service area extends to the surrounding communities of Maitland and the greater Orlando metro region.
GreatFlorida Insurance: Sally Bradley serves the Winter Park, Florida area and the surrounding Central Florida communities. This agency handles flood insurance policies designed to protect residential and commercial properties from water damage. The agent works with property owners to evaluate their specific flood risk and coverage needs in this region. To handle a typical job, the agency begins by reviewing the property's location relative to flood zones and then outlining appropriate policy options for the client.
Insurance Group Of Central FL in Winter Park, FL offers a distinct choice between a single flood insurance policy for a specific property and ongoing coverage arrangements for multiple locations or changing portfolios, ensuring appropriate protection against flood damage. Comprehensive coverage under a standard policy typically includes structural damage to the building and its contents, though separate limits often apply to each category. Their appointments for consultation and policy review operate entirely on an as-needed basis, allowing clients to request service whenever a new property assessment or coverage question arises.
InsuranceMD offers flood insurance services for residential and commercial properties in Winter Park, Florida. The agency guides clients through the complexities of flood coverage, ensuring policies align with local flood zone requirements and federal guidelines. Situated in a region prone to heavy rainfall and storm surge, it addresses growing concerns about water damage from severe weather events. The company helps homeowners and business owners secure protection ahead of hurricane season, when rising flood risks often necessitate immediate policy updates and new coverage acquisitions.
In Winter Park, where heavy afternoon thunderstorms and seasonal tropical systems threaten properties with flooding, Abarca Insurances Agency provides guidance on securing appropriate flood insurance coverage. The agency helps homeowners and commercial clients understand risk factors and policy options specific to Central Florida’s flood zones. Coverage choices typically address both single-family residences and multi-unit structures. A typical first step involves a brief phone consultation to assess property elevation and location data, followed by scheduling a detailed inspection of the building’s vulnerable areas.
Located in Winter Park, Kirkendall Insurance provides a full range of property protection services for local residents. Its flood insurance agency specializes in securing coverage for structures in designated flood zones, addressing a critical need in the region. The firm helps property owners understand their risk and choose appropriate policies for financial safety. Commercial sectors served by this agency include offices, warehouses, and food service operations requiring tailored solutions for their specific building types.
Serving residential clients seeking flood protection for their homes in Winter Park, Resource Group Insurance also offers commercial flood coverage tailored to local business needs. Evaluating property risks tied to Central Florida’s seasonal weather patterns, the agency guides policyholders through the application and claims process. Their service extends to neighborhoods across the area, with detailed consultations helping residents understand coverage limits. After an initial policy is secured, clients can return for annual reviews or updates following property changes.
State Fund Insurance is known for guiding Winter Park property owners through flood insurance policies. The agency serves clients in high-risk and moderate-risk flood zones across Central Florida. It assists with National Flood Insurance Program applications and private market comparisons. Its specialists evaluate individual property vulnerabilities to recommend appropriate coverage limits. The agency can add on supplemental contents protection for personal belongings within a home.
What Does a a Flood Insurance Agent in Winter Park Cost?
Typical flood insurance costs in Florida range from 600 to 2,500 dollars per year for a standard NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less based on risk factors. Elevation certificates and building age also affect premiums. This is general information, not insurance advice.
About flood insurance agents in Winter Park
Flood insurance agents in Winter Park Florida help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosure for certain properties, and agents can explain local flood zone risks. Working with a local agent ensures you understand Winter Park specific flood maps and elevation requirements.
Frequently Asked Questions
What does a flood insurance agent in Winter Park do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They guide you through NFIP waiting periods and explain Florida specific flood insurance requirements. Agents also help with elevation certificates and policy renewals.
Is flood insurance required in Winter Park Florida?
Flood insurance is required by lenders for properties in high risk flood zones. Florida law also mandates that sellers disclose flood history and insurance availability. Even in moderate risk areas, many homeowners choose coverage due to local storm risks.
How long does it take to get flood insurance in Florida?
Standard NFIP policies have a 30 day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. Florida law allows exceptions for loan closings, but you should plan ahead to avoid gaps in coverage.
Flood Insurance Agents in Other Florida Cities
Altamonte Springs · Apopka · Belleview · Boca Raton · Bonita Springs · Boynton Beach · Bradenton · Brandon · Cape Coral · Clearwater · Clermont · Coconut Creek · Coral Gables · Coral Springs · Crestview