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Find Flood Insurance Agents Near You in Brandon, FL

Directory of flood insurance agents in Brandon, Florida. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Brandon, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 13 flood insurance agents in Brandon, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Runnels Insurance
3220 Bell Shoals Rd, Brandon, FL 33511
(813) 653-0681 runnelsinsurance.com
Excellence First Insurance
435 Lithia Pinecrest Rd, Brandon, FL 33511
(813) 867-2132 excellencefirstins.com
Win Insurance Group
773 W Brandon Blvd, Brandon, FL 33511
(813) 988-3148 brunersinsurancefl.com
Briggs Family Insurance Services, INC.
611 E Bloomingdale Ave a, Brandon, FL 33511
(813) 684-0400 briggsfamilyinsurance.com
Odiorne Insurance Agency
1206 N Parsons Ave, Brandon, FL 33510
(813) 685-7731 odiorneinsurance.com
GreatFlorida Insurance: Kevin & Gena Swanson
232 Oakfield Dr, Brandon, FL 33511
(813) 982-4077 brandon.greatflorida.com
Brandon Insurance
158 W Robertson St, Brandon, FL 33511
(813) 681-1832 brandoninsuranceinc.com
Think Safe Insurance
116 E Bloomingdale Ave Ste B, Brandon, FL 33511
(813) 425-1626 thinksafeinsurance.com
Magruder Agency, Inc.
655 W Lumsden Rd, Brandon, FL 33511
(813) 654-3100 magruderagency.com
Charles D. Talley Jr. Insurance, Inc.
1335 Oakfield Dr, Brandon, FL 33511
(813) 685-9393 ctalleyins.com
Diana Lee Erb Inc. Insurance Agency
902 W Lumsden Rd STE 108, Brandon, FL 33511
(813) 643-9271 erbinsurance.com
Univista Insurance
327 E Robertson St, Brandon, FL 33511
(813) 922-1742 univistainsurance.com
Brightway Insurance, The Bayman Family Agency
522 Oakfield Dr ste 1, Brandon, FL 33511
(813) 219-1912 brightwaybayman.com

Flood insurance agents in Brandon Florida help residents secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosure for certain properties in Special Flood Hazard Areas. Agents can explain flood zone maps and policy options to protect your home or business.

What Does a Flood Insurance Agent in Brandon Cost?

Flood insurance costs in Florida vary by property location, elevation, and coverage amount. In Brandon, an NFIP policy for a single-family home can range from about 700 to 2,000 dollars per year. Higher-risk zones or older homes may cost more. Private insurers may offer different rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Brandon Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many residents choose coverage for peace of mind.
What does a flood insurance agent do in Brandon?
A flood insurance agent helps you compare NFIP and private policies, explains coverage limits and deductibles, and assists with filing claims. They also guide you on elevation certificates and flood zone determinations.
How long does it take to get flood insurance in Florida?
NFIP policies typically have a 30-day waiting period before coverage starts. Some private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.