The top-rated flood insurance agent in Sunrise, Florida is Advantage Plus Insurance Agency, rated 5.0 stars across 373 reviews. Other highly rated options include Insurance Factory, IGLESIA INSURANCE, Freeway Insurance. This directory lists 18 flood insurance agents serving Sunrise.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advantage Plus Insurance Agency | 7754 NW 44th St | (954) 289-4020 |
| 2 | Insurance Factory | 4970 N Pine Island Rd | (561) 287-7599 |
| 3 | IGLESIA INSURANCE | 1671 NW 144th Terrace STE 107 | (954) 906-1300 |
| 4 | Freeway Insurance | 2828 N University Dr | (954) 715-8089 |
| 5 | iSure Insurance & Financial Services (Sunrise) | NEXT TO DMV, 3515 N Pine Island Rd | (954) 749-4444 |
| 6 | Shenandoah Insurance Agency | 719 Shotgun Rd | (954) 473-8405 |
| 7 | Synergy Insurance Group | 1000 Sawgrass Corporate Pkwy Suite 450 | (954) 742-7244 |
| 8 | Robin Lewis Insurance | 13713 W Sunrise Blvd Suite 207 | (954) 436-5454 |
| 9 | Iten Agency | 510 Shotgun Rd Suite 302 | (954) 680-0360 |
| 10 | ALL YOUR NEEDS INSURANCE INC | 2104 N University Dr | (954) 742-0550 |
Advantage Plus Insurance Agency serves the Sunrise, Florida, metro area as a local flood insurance agent. The company assists property owners with obtaining coverage to protect against flood damage. It helps clients understand policies tailored to regional flood risks from storms and heavy rain. The agency also guides homeowners and businesses through the application process for both new and renewal policies. Specific services include advising on separate flood insurance needs for residential properties and helping commercial clients secure necessary flood protection plans.
Insurance Factory provides a full range of flood insurance services, including policy consultation, risk assessment, and claims assistance for property owners in the Sunrise, Florida area. It offers ongoing service plans to review coverage annually and help clients navigate flood zone changes. The company handles applications, renewals, and documentation requirements for various property types, such as single-family homes, apartments, retail spaces, and restaurants.
Serving Sunrise, Florida, and the surrounding communities, IGLESIA INSURANCE specializes in helping property owners secure flood coverage. The company handles policy applications and renewals, along with navigating FEMA flood maps and elevation certificates to evaluate individual risk. For each client, it begins by assessing the specific flood zone and property structure, then compares available options to find a suitable plan that meets regulatory requirements and personal needs.
Freeway Insurance serves the Sunrise, Florida area as a flood insurance agent. It helps property owners secure coverage against flood damage from storms and rising water. The agency assists with policies for both residential and commercial properties in designated flood zones. Its work includes guiding clients through the enrollment process and explaining coverage options. Freeway Insurance handles National Flood Insurance Program policies and excess flood insurance for higher-value properties.
iSure Insurance & Financial Services in Sunrise provides flood insurance solutions for homeowners, businesses, and property managers seeking protection against water damage risks in the region. The agency assists clients in understanding flood zone requirements and securing appropriate coverage for their properties. Flood insurance agents here help evaluate exposure, guide policy selection, and process claims efficiently. Coverage options extend to neighboring communities throughout the greater Fort Lauderdale metro area.
Shenandoah Insurance Agency in Sunrise, FL, clarifies the difference between a one-time policy that covers a single flood event and a recurring annual policy that provides ongoing protection for a property. Coverage under both options typically addresses structural damage and personal contents from rising waters, tailored to local flood zone requirements common to South Florida properties near the Everglades and coastlines. This agency’s service operates on a scheduled basis for annual renewal clients and as-needed for new policy inquiries.
In Sunrise, FL, the intense hurricane season and tropical storms each year bring a heightened risk of flooding that many homeowners are not fully covered against through standard policies. Synergy Insurance Group provides guidance and policies specifically designed to protect properties from water damage typical in this low-lying region. Their agents help analyze individual property vulnerabilities and local flood zone maps. Every consultation begins with a careful inspection of the premises to accurately assess drainage risks and coverage needs for a customized initial review.
Robin Lewis Insurance specializes in evaluating residential and commercial flood risks, offering professional guidance on National Flood Insurance Program policies and private market alternatives. The agency works with property owners throughout Sunrise, FL, to secure appropriate coverage tailored to individual property needs and flood zone requirements. It assists clients in understanding flood maps, policy exclusions, and deductible options, helping them meet mortgage lender requirements and protect against rising water damage. The agency also helps clients prepare before Atlantic hurricane season, ensuring policies are in place well ahead of storm threats.
Iten Agency assists property owners and businesses in Sunrise, Florida with general insurance coverage and specializes in flood insurance policies tailored to local flood zone risks. It evaluates structural vulnerabilities and recommends suitable flood protection plans for single-family homes and commercial properties. Its services can address the insurance needs of office buildings, warehouses, and food service establishments throughout the region.
ALL YOUR NEEDS INSURANCE INC provides residential flood insurance policies for homeowners in Sunrise, FL. The agency also assists commercial property owners with flood coverage tailored to their business needs. Serving the greater Sunrise area, they help clients assess flood risk and select appropriate plans. Their team ensures policyholders understand their coverage details and can adjust policies as property needs change. Customers often return for annual policy updates and periodic reviews between regular visits.
What Does a a Flood Insurance Agent in Sunrise Cost?
Flood insurance costs in Sunrise Florida vary based on flood zone, property elevation, and coverage amount. Average annual premiums for NFIP policies range from 700 to 2,000 dollars for standard homes. Higher risk zones or older properties may cost more. Private market policies can offer different pricing. This is general information and not insurance advice.
About flood insurance agents in Sunrise
Flood insurance agents in Sunrise Florida help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. An agent can guide you through elevation certificates and policy options specific to Sunrise flood zones.
Frequently Asked Questions
Do I need flood insurance in Sunrise Florida?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur, so many homeowners choose to purchase a policy for protection.
What does a flood insurance agent do in Sunrise?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with elevation certificate requirements and explain coverage limits and deductibles.
How long does it take to get flood insurance in Sunrise?
Standard NFIP policies have a 30-day waiting period before coverage takes effect. Private insurers may offer shorter waiting periods. You should plan ahead and not wait until a storm is approaching.
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