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Browse flood insurance agents serving St. Augustine, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
St. Augustine, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in St. Augustine, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Perry Unwalla - State Farm Insurance Agent
3791 A1A S ste a, St. Augustine, FL 32080
(904) 461-5400
perryunwalla.com
Leigh Insurance Agency
1797 Old Moultrie Rd STE 111, St. Augustine, FL 32084
(904) 826-0799
leigh-insurance.com
Tim Huber Insurance
28 Clark St, St. Augustine, FL 32084
(904) 824-2555
timhuberins.com
Ancient City Insurance
2800 N 5th St #301, St. Augustine, FL 32084
(904) 827-1915
ancientcityinsurance.com
Fender Insurance Agency
101 E Town Pl #225, St. Augustine, FL 32092
(904) 639-4333
fenderagency.com
Benchmark Insurance
1 Spencer St, St. Augustine, FL 32084
(904) 829-2296
benchmarkins.com
Brightway Insurance, The Casey Agency
108 Sea Grove Main St suite b, St. Augustine, FL 32080
(904) 217-7547
brightway.com
Oldest City Insurance
212 San Marco Ave Suite D, St. Augustine, FL 32084
(904) 824-7283
oldestcityinsurance.com
Herbie Wiles Insurance
400 N Ponce De Leon Blvd, St. Augustine, FL 32084
(904) 829-2201
herbiewiles.com
Thompson Baker Agency, Inc.
61 Cordova St, St. Augustine, FL 32084
(904) 824-1631
thompsonbaker.com
Florida We Insure Agency- Home, Auto & Commercial Insurance
300 Kingsley Lake Dr STE 402, St. Augustine, FL 32092
(904) 900-2175
floridaweinsure.com
Twin Palms Insurance Group, The Ward Agency
320 High Tide Dr Suite 100F, St. Augustine, FL 32080
(904) 643-9002
twinpalms.us
Knox Insurance Network
2528 US-1 South, St. Augustine, FL 32086
(904) 797-2000
knoxinsnetwork.com
Whitco Insurance Agency LLC
811 FL-206 E, #6, St. Augustine, FL 32086
(904) 827-7806
yacht-ins.com
Bates Hewett & Floyd Insurance
165 Southpark Blvd C, St. Augustine, FL 32086
(904) 794-5455
bates-hewett.com
Beck Agency
661 A1A Beach Blvd, St. Augustine, FL 32080
(904) 417-7717
beckagency.org
Brightway Insurance, St. Augustine
2801 N 3rd St Unit B, St. Augustine, FL 32084
(904) 217-7496
brightway.com
Lenoir Gillis Insurance
88 Riberia St Suite 320, St. Augustine, FL 32084
(904) 824-5337
lginsurancepros.com
Old Town Insurance
700 Plantation Island Dr S Suite 104, St. Augustine, FL 32080
(904) 429-9444
oldtowninsuranceservices.com
Rohill Insurance LLC
1301 Plantation Island Dr S Unit 202A, St. Augustine, FL 32080
(904) 430-8420
Flood insurance agents in St. Augustine help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents guide clients through elevation certificates and flood map updates specific to St. Augustine coastal areas.
What Does a Flood Insurance Agent in St. Augustine Cost?
Typical flood insurance premiums in Florida range from 700 to 2000 dollars per year for NFIP policies in moderate-risk zones. Properties in high-risk coastal areas of St. Augustine may pay 2000 to 5000 dollars or more annually. Private flood insurance can cost differently based on coverage and risk. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in St. Augustine Florida?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will require flood insurance. Even outside high-risk zones flooding is common in St. Augustine so many homeowners choose coverage. Florida law does not mandate flood insurance for all properties but lenders enforce it for mortgages in flood zones.
What does a flood insurance agent do in St. Augustine?
An agent reviews your property flood zone and elevation to recommend appropriate coverage limits. They help you complete the application and submit required documents like elevation certificates. Agents also explain the 30-day waiting period for NFIP policies before coverage starts.
How do I find a flood insurance agent in St. Augustine?
Search for licensed insurance agents who specialize in flood coverage in St. Johns County. You can verify an agent license through the Florida Department of Financial Services website. Ask about their experience with NFIP rules and local flood maps for St. Augustine.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.