The top-rated flood insurance agent in Port St. Lucie, Florida is Univista Insurance, rated 5.0 stars across 329 reviews. Other highly rated options include Shane Griffis Insurance Agency, GreatFlorida Insurance: Annalise Fiedler, McGarr Insurance. This directory lists 19 flood insurance agents serving Port St. Lucie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 10792 US-1 | (772) 828-4668 |
| 2 | Shane Griffis Insurance Agency | 10190 SW Vlg Pkwy Ste 103 | (772) 303-1234 |
| 3 | GreatFlorida Insurance: Annalise Fiedler | 787 SE Port St Lucie Blvd | (772) 398-2333 |
| 4 | McGarr Insurance | 493 SW Port St Lucie Blvd | (772) 335-0915 |
| 5 | MAC Insurance Solutions - Insurance Agency in Port St Lucie | 1820 SE Port St Lucie Blvd | (772) 212-1463 |
| 6 | Barbie Prem Insurance | 1101 SE Port St Lucie Blvd | (772) 236-7000 |
| 7 | University Insurance Group | 1860 SW Fountainview Blvd #100 | (772) 224-8533 |
| 8 | Insurpro Insurance Agency, Inc | 1860 SW Fountainview Blvd #100 | (772) 871-6272 |
| 9 | A Better Deal Insurance Agency | 1034 SW Bayshore Blvd | (772) 871-7764 |
| 10 | 1st Liberty Insurance Agency | 540 NW University Blvd STE 203 | (772) 446-9226 |
Univista Insurance serves homeowners, businesses, and property managers in Port St. Lucie, Florida, providing flood insurance agent services to help clients protect their assets from water damage. This agent assists with policy options that cover structures and contents against rising waters and storm surge. Flood insurance is essential in this coastal region, where heavy rainfall and hurricanes frequently cause flooding. The company also covers the neighboring community of Fort Pierce, extending its service area across St. Lucie County.
Shane Griffis Insurance Agency provides personalized flood insurance policy consultations, risk assessments, and claim guidance to property owners in Port St. Lucie. It structures ongoing client support with annual policy reviews and proactive coverage adjustments as flood maps or building codes change. Its service extends to single-family homes, apartments, and local retail and restaurant properties, ensuring each commercial space receives appropriate business interruption and contents coverage.
GreatFlorida Insurance: Annalise Fiedler serves the Port St. Lucie, Florida area and surrounding counties as a local resource for flood insurance policies. This agency helps property owners evaluate their flood risk, particularly in low-lying and coastal zones where heavy rainfall and storm surge are frequent concerns. Clients receive guidance on the National Flood Insurance Program and private market options. The company handles residential property flood protection and commercial flood coverage solutions.
McGarr Insurance serves homeowners, businesses, and property managers in Port St. Lucie, FL, offering flood insurance agent services to help clients secure coverage for their properties. The company assists with evaluating flood risks and navigating policy options to protect against water damage. Serving those in flood-prone areas, it helps clients understand the importance of adequate insurance. McGarr Insurance also provides its flood insurance agency services to nearby Fort Pierce.
MAC Insurance Solutions in Port St. Lucie, Florida, offers flood insurance as either a one-time policy for a single property or as a recurring service for ongoing coverage through annual renewals. As a flood insurance agent, the company helps clients evaluate their risk against rising waters and secure appropriate protection. Their service runs on an as-needed basis, allowing clients to request quotes, modify their policies, or file claims whenever the situation arises.
Barbie Prem Insurance serves Port St. Lucie and the surrounding communities across St. Lucie County. It handles standard residential and commercial flood insurance policies, helping property owners protect against water damage from heavy rains and storm surges common to the region. The agency evaluates each property’s specific flood zone risk and coverage needs. It then compares available policy options to find a suitable plan for the property owner. A typical job is approached by reviewing current FEMA flood maps and discussing the client’s coverage goals before presenting clear policy recommendations.
Specializing in flood insurance policies, University Insurance Group serves residents and business owners in Port St. Lucie, FL, with tailored coverage solutions. The agency guides clients through federal and private flood insurance options, addressing property protection against inland and coastal flooding. Its work includes policy selection, risk assessment, and claims assistance for standard homes, rental properties, and commercial structures. As hurricane season approaches, University Insurance Group helps clients secure adequate coverage before storm-related moratoriums take effect, ensuring they are financially prepared for rising water threats during the region's wettest months.
Hurricane season and heavy rainfall make flood risk a constant concern for Port St. Lucie homeowners. A Better Deal Insurance Agency addresses this need by working as a flood insurance agent in the area. They help clients explore standard and excess flood coverage through the NFIP and private markets. Understanding that standard policies often have limitations, the agency assists with supplemental options for contents and basements. Their process begins with a full review of the property’s flood zone designation before scheduling an on-site inspection or completing the initial risk assessment.
What Does a a Flood Insurance Agent in Port St. Lucie Cost?
Typical flood insurance costs in Florida range from 700 to 2,500 per year for NFIP policies but can be higher in high risk zones. Private market policies may cost 500 to 1,800 annually depending on the property elevation and flood history. Costs vary by location in Port St. Lucie building characteristics and coverage amount. This is general information not insurance advice.
About flood insurance agents in Port St. Lucie
Flood insurance agents in Port St. Lucie help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosure for certain properties and agents can explain elevation certificates and flood zone maps. Port St. Lucie is in a high risk flood area so working with a local agent is important for proper coverage.
Frequently Asked Questions
Do I need flood insurance in Port St. Lucie Florida?
Flood insurance is required if you have a federally backed mortgage and live in a Special Flood Hazard Area. Even outside these zones many Port St. Lucie properties benefit from coverage due to heavy rain and storm surge risks. An agent can review your flood zone and mortgage requirements.
What does a flood insurance agent do in Florida?
A flood insurance agent helps you choose a policy from the NFIP or private market. They explain coverage limits waiting periods and deductibles. They also assist with elevation certificate reviews and flood zone determination for Port St. Lucie properties.
How long does it take for flood insurance to start in Florida?
NFIP policies have a 30 day waiting period before coverage begins unless you are buying a home with a new mortgage. Private flood insurance may have shorter waiting periods. A local agent can explain the timing for your specific situation.
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