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Directory of flood insurance agents in Pensacola, Florida. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Pensacola, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Pensacola, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Shaffer - State Farm Insurance Agent
117 N Palafox St, Pensacola, FL 32502
(850) 433-4343
johnshafferagency.com
Florida Insurance Agency
17 W Government St Suite A, Pensacola, FL 32502
(850) 972-8070
floridainsuranceagency.net
Advance Insurance of Northwest Florida
105 Beverly Pkwy, Pensacola, FL 32505
(850) 469-0880
goadvanceinsurance.com
Classic Insurance Group
1545 E Olive Rd, Pensacola, FL 32514
(850) 332-5717
classicinsurancepensacola.com
Erb and Young Insurance - Pensacola
2170 Creighton Rd, Pensacola, FL 32504
(850) 494-2264
erbandyounginsurance.com
The O'Neil Agency LLC (Formerly David Seckinger & Associates)
1117 N 9th Ave, Pensacola, FL 32501
(850) 469-8082
seckingerinsurance.com
Sam Carpenter - State Farm Insurance Agent
1510 Airport Blvd Suite 1, Pensacola, FL 32504
(850) 208-6626
samcarpenterinsurance.com
Messick Insurance
196 E 9 Mile Rd # A, Pensacola, FL 32534
(850) 479-3535
messickinsurance.com
Key Insurance of Pensacola
5401 Pensacola Blvd, Pensacola, FL 32505
(850) 434-2460
keyinsurancepensacola.com
Robinson Legacy Insurance Services
6100 W Fairfield Dr Ste A, Pensacola, FL 32506
(850) 285-0808
brand.site
Gulf Coast Insurance
700 N New Warrington Rd, Pensacola, FL 32506
(850) 497-6810
gcains.com
Stallworth Ins
1601 N Pace Blvd, Pensacola, FL 32505
(850) 542-4937
stallworthins2.com
Zarahn Insurance Agency Inc.
229 Beverly Pkwy, Pensacola, FL 32505
(850) 438-9169
zarahninsuranceagency.com
Madril Insurance
1259 W 9 Mile Rd, Pensacola, FL 32534
(850) 476-2733
madrilinsurance.com
Extreme Insurance
123 N New Warrington Rd, Pensacola, FL 32506
(850) 455-0101
yourextremeins.com
Mike Hill - State Farm Insurance Agent
611 N New Warrington Rd, Pensacola, FL 32506
(850) 456-2886
mikehill.biz
Kite Insurance Agency LLC
304 W Cervantes St, Pensacola, FL 32501
(850) 438-0008
GreatFlorida Insurance: Beau Barry
6705 Pine Forest Rd Suite 300, Pensacola, FL 32526
(850) 475-0702
pensacola.greatflorida.com
Keepsake Insurance
322 W Cervantes St Suite-A, Pensacola, FL 32501
(850) 723-8434
keepsakeinsurance.net
Quinn Insurance
3454 E Olive Rd, Pensacola, FL 32514
(850) 494-2267
getquinn.com
Flood insurance agents in Pensacola help property owners obtain coverage through the National Flood Insurance Program and private insurers. Florida law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Pensacola agents can explain local flood maps and help you choose the right policy for your home or business.
What Does a Flood Insurance Agent in Pensacola Cost?
Typical flood insurance costs in Florida range from 700 to 2,000 dollars per year for NFIP policies, depending on flood zone, elevation, and building characteristics. Private policies may cost less or more based on risk. Actual premiums vary by property. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Pensacola Florida?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding is possible and agents often recommend coverage.
How do I choose a flood insurance agent in Pensacola?
Look for an agent licensed in Florida who offers both NFIP and private flood insurance options. Ask about their experience with Pensacola flood zones and local elevation certificates.
What is the waiting period for flood insurance in Florida?
NFIP policies have a 30-day waiting period before coverage begins. Private insurers may have shorter waiting periods. Plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.