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Find Flood Insurance Agents Near You in Palmetto Bay, FL
Compare flood insurance agents in Palmetto Bay. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Palmetto Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 flood insurance agents in Palmetto Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
GreatFlorida Insurance: Tamara Mourino
9811 Wayne Ave, Palmetto Bay, FL 33157
(305) 256-0616
palmettobay.greatflorida.com
Progressive Insurance - Claims Office
17901 Old Cutler Rd Ste 300, Palmetto Bay, FL 33157
(800) 776-4737
progressive.com
Del Toro Insurance
13843 S Dixie Hwy, Palmetto Bay, FL 33176
(305) 831-2505
deltoroinsurance.com
Steve Myers - State Farm Insurance Agent
9004 SW 152nd St, Palmetto Bay, FL 33157
(305) 253-5800
stevemyersagency.com
Sebanda Insurance
17595 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 817-4392
sebandainsurancefranchiseone.com
Del Toro Insurance
17120 S Dixie Hwy, Palmetto Bay, FL 33157
(786) 579-1444
deltoroinsurance.com
Del Toro Insurance Kendall
10579 SW 109th Ct, Palmetto Bay, FL 33176
(786) 214-7551
deltoroinsurance.com
Bortec Insurance
15715 S Dixie Hwy Ste 229, Palmetto Bay, FL 33157
(786) 660-6590
bortecinsurance.com
All About Insurance, Inc.
17891 S Dixie Hwy STE 105, Palmetto Bay, FL 33157
(305) 251-3098
aaipalmettobay.com
D Insurance Group
9555 SW 175th Terrace Suite 224, Palmetto Bay, FL 33157
(305) 882-9358
dinsurancegroup.com
TrustCore Insurance FL
13843 S Dixie Hwy, Palmetto Bay, FL 33158
(786) 371-0813
Legacy Insurance FL
15321 S Dixie Hwy, Palmetto Bay, FL 33157
(305) 709-6027
Flood insurance agents in Palmetto Bay Florida help property owners secure coverage required by many lenders. Palmetto Bay is in a coastal flood zone where elevation certificates are often needed. Florida law mandates that all agents disclose flood risk and policy limits clearly to clients.
What Does a Flood Insurance Agent in Palmetto Bay Cost?
Flood insurance costs in Florida vary by flood zone elevation and building value. For a typical single family home in Palmetto Bay annual premiums range from 700 to 3000 dollars for NFIP policies. Private market policies may cost less or more depending on risk. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Palmetto Bay Florida?
Yes if your property is in a high risk flood zone or you have a federally backed mortgage. Many homes in Palmetto Bay are in Zone AE or VE. Even outside high risk zones flood damage is common so coverage is recommended.
What does a flood insurance agent do in Palmetto Bay?
An agent helps you choose a policy from the National Flood Insurance Program or a private carrier. They review your flood zone elevation and property value to recommend appropriate coverage limits. They also assist with claims filing and policy renewals.
How long does it take to get flood insurance in Palmetto Bay?
Standard NFIP policies have a 30 day waiting period before coverage begins. Some private insurers offer shorter waiting periods. Plan ahead especially during hurricane season from June to November.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.