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Compare Flood Insurance Agents in Palm Coast, FL

Looking for a flood insurance agent in Palm Coast? Review the directory below to compare your options.

18 agents listed
Updated May 2026
Palm Coast, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 flood insurance agents in Palm Coast, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Angel Hall - State Farm Insurance Agent
800 Belle Terre Pkwy Suite 114, Palm Coast, FL 32164
(386) 437-7117 angelhallagency.com
O'Quinn Insurance Services
1499 Palm Coast Pkwy NW Ste F, Palm Coast, FL 32137
(386) 204-8789 floridasinsuranceagency.com
Tilton & Unger Insurance
3 Cypress Branch Way #101, Palm Coast, FL 32164
(386) 447-4448 affordableinsurancecompanies.com
Insurance Office of America
1 Hargrove Grde Building B, Suite 3, Palm Coast, FL 32137
(386) 276-9130 ioausa.com
Integrity Insurance Group of Florida
5182 N Ocean Shore Blvd unit c, Palm Coast, FL 32137
(386) 259-1000 iigfl.com
The Berk Insurance Agency
17 Old Kings Rd suite r, Palm Coast, FL 32137
(386) 627-7405 theberkinsuranceagency.com
Coastal Palm Insurance Company
2 Pine Lakes Pkwy #6, Palm Coast, FL 32137
(386) 313-5908 coastalpalmins.com
Heart of Florida Insurance Group
21 Old Kings Rd N B102, Palm Coast, FL 32137
(386) 445-0061 heartflorida.com
Brightway Insurance, The Flagler Agency
55 Plaza Dr #5, Palm Coast, FL 32137
(386) 597-8200 brightway.com
Goosehead Insurance - Sev Tamayo
4869 Palm Coast Pkwy NW Office 3, Unit 3, Palm Coast, FL 32137
(904) 671-0392 goosehead.com
Santos Group - All Insurance
25 Palm Harbor Village Way W STE 5A, Palm Coast, FL 32137
(386) 597-1112 santosgroupfl.com
King Risk Partners
4861 Palm Coast Pkwy NW Suite 4, Palm Coast, FL 32137
(386) 447-8950 king-insurance.com
Absolute Risk Services
25 Old Kings Rd N Unit 5B, Palm Coast, FL 32137
(386) 585-4399 absoluteriskservices.com
GreatFlorida Insurance: James Cimorelli
160 Cypress Point Pkwy C-102, Palm Coast, FL 32164
(386) 446-0317 palmcoast.greatflorida.com
East Coast Insurors, Inc
4845 Belle Terre Pkwy, Palm Coast, FL 32164
(386) 446-3426 eastcoastinsurors.com
Five Star Insurance Services
4873 Palm Coast Pkwy NW Suite 1, Palm Coast, FL 32137
(386) 230-0009 5starinsur.com
Flagler County Insurance Agency
12 Office Park Dr, Palm Coast, FL 32137
(386) 445-4640 fciains.com
Great Fl Insurance
1489 Palm Coast Pkwy NW, Palm Coast, FL 32137
(386) 446-0317 greatflorida.com

What Does a Flood Insurance Agent in Palm Coast Cost?

Typical flood insurance costs in Palm Coast Florida range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost less or more based on risk assessment. Premiums for homes in high-risk zones can exceed 4,000 dollars annually. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Palm Coast Florida?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many residents choose coverage because of heavy rain and hurricane risks.
What does a flood insurance agent in Palm Coast do?
A flood insurance agent helps you compare NFIP policies with private flood insurance options. They explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect. They also assist with flood zone determinations and elevation certificate requirements.
How long does it take to get flood insurance in Palm Coast?
NFIP policies have a standard 30-day waiting period from application date unless the policy is required for a mortgage closing. Private insurers may offer shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.