The top-rated flood insurance agent in Ormond Beach, Florida is O'Quinn Insurance Services, rated 4.7 stars across 372 reviews. Other highly rated options include First Florida Insurance Ormond Beach, Brightway Insurance, The Lester Agency, Rich Howes: Allstate Insurance. This directory lists 18 flood insurance agents serving Ormond Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 763 W Granada Blvd ste a | (386) 204-8039 |
| 2 | First Florida Insurance Ormond Beach | 1339 W Granada Blvd | (386) 223-0124 |
| 3 | Brightway Insurance, The Lester Agency | 570 Memorial Cir Suite 325 | (386) 400-5144 |
| 4 | Rich Howes: Allstate Insurance | 1400 Hand Ave Ste G | (386) 673-2433 |
| 5 | FRP of Florida (Halifax Insurance Partners) | 780 W Granada Blvd #200 | (386) 677-4761 |
| 6 | Capital Partners Insurance | 298 S Nova Rd # F | (386) 672-2827 |
| 7 | Goosehead Insurance - Thomas Scorza | 1951 W Granada Blvd | (386) 456-6411 |
| 8 | East Coast Insurors Inc | 801 S Yonge St | (386) 677-4787 |
| 9 | Cornerstone Insurance Partners | 3762 Roscommon Dr Unit 120 | (386) 888-6347 |
| 10 | The Ormond Agency | 555 W Granada Blvd Ste H8 | (386) 677-8800 |
O’Quinn Insurance Services specializes in flood insurance policies for residential and commercial properties. Based in Ormond Beach, Florida, the agency serves clients needing coverage against rising waters and storm surges. It handles policy inquiries, risk assessments, and claims guidance for property owners in flood-prone zones. Many homeowners rely on these services when seasonal hurricanes threaten the coast, as flood damage from heavy rains and storm tides often exceeds standard home insurance limits.
First Florida Insurance Ormond Beach serves the Ormond Beach, Florida area as a flood insurance agent. The company helps property owners navigate the complexities of flood coverage required in high-risk coastal zones. It assists clients in understanding their risk exposure and securing appropriate policies for residential or commercial structures. Available support includes guidance on National Flood Insurance Program options and private market alternatives. The agency handles policy renewals and claims assistance for flood-related damages.
Brightway Insurance, The Lester Agency serves homeowners, businesses, and property managers in Ormond Beach, Florida, who need flood insurance for their properties. As a local flood insurance agent, it helps clients understand available policies and secure appropriate coverage against flood risks in this coastal area. The agency assists with the application process and can answer questions about flood zones and policy details. It also extends its service to surrounding communities such as Daytona Beach and other parts of Volusia County.
Rich Howes: Allstate Insurance in Ormond Beach, FL handles flood insurance applications, policy renewals, and claims assistance for clients throughout the area. The office helps customers evaluate federal versus private coverage options and adjust deductibles according to individual risk. It offers policy reviews to ensure adequate protection against storm surge and rising water. The agency services single-family homes, apartments, retail locations, and local restaurants.
FRP of Florida (Halifax Insurance Partners) serves Ormond Beach and the surrounding Volusia County communities, handling flood insurance policies for residential and commercial properties in flood-prone coastal zones. They work with the National Flood Insurance Program and private markets to secure coverage for structures in high-risk areas. To manage a typical job, they analyze flood maps and elevation data, then guide clients through policy options that match specific property risks and community regulations.
At Capital Partners Insurance in Ormond Beach, FL, consultative guidance distinguishes between a one-time flood insurance policy review and recurring service for adjusting coverage as flood maps evolve. Policies address both standard residential exposure and elevated risk from seasonal storms to meet varying property owner needs. Service runs on an as-needed basis, typically initiated when a client purchases a new property or after a significant local rainfall event changes flood zone designations.
With Atlantic hurricane season threatening Ormond Beach each year, property owners seek reliable coverage against rising storm surges and flood damage. Goosehead Insurance, operated by Thomas Scorza, provides tailored flood insurance policies designed to protect local homes and businesses from these recurring coastal risks. Working with multiple carriers, the agency helps clients understand their specific flood zone exposure and secure appropriate coverage limits. The process begins with a thorough review of the property’s elevation and flood history to determine the most suitable policy.
East Coast Insurors Inc handles general property and casualty coverage throughout Ormond Beach and surrounding communities. Its specialty includes arranging flood insurance policies, addressing the area’s specific hurricane and storm surge risks. The agency works with residential clients and also serves commercial sectors such as office buildings, warehouse facilities, and food service establishments needing customized flood protection.
Cornerstone Insurance Partners in Ormond Beach, FL provides flood insurance for residential properties, securing homeowners against water damage from storms and rising tides. Commercial coverage is also available for local businesses in Volusia County and surrounding coastal communities. Policies are explained clearly to match each property’s specific elevation and flood zone requirements. After a claim or seasonal review, the agent follows up to confirm coverage still fits current needs, offering repeat service between regular visits.
The Ormond Agency provides dedicated flood insurance services for the properties in Ormond Beach, Florida. It handles the evaluation of flood risk and the procurement of specialized flood policies to protect homeowners and businesses. As a flood insurance agent in this coastal area, it works closely with clients after major storm events to help them understand their coverage options and process any related claims. This local agency specifically assists with the annual flood insurance renewal period each spring and before the onset of the Atlantic hurricane season.
What Does a a Flood Insurance Agent in Ormond Beach Cost?
Flood insurance costs in Ormond Beach typically range from 700 to 2,500 dollars per year for an NFIP policy. Premiums depend on your flood zone elevation deductible and building value. Private flood insurance may offer different rates. This is general information and not insurance advice.
About flood insurance agents in Ormond Beach
Flood insurance agents in Ormond Beach Florida help property owners secure coverage required by many lenders. Florida law mandates that flood insurance policies follow National Flood Insurance Program standards for properties in high-risk zones. Local agents can explain how Ormond Beach flood maps affect your premium and coverage options.
Frequently Asked Questions
Do I need flood insurance in Ormond Beach Florida?
If your property is in a Special Flood Hazard Area designated by FEMA your mortgage lender will require flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose coverage. Florida law does not mandate flood insurance for all properties but it is strongly recommended.
What does a flood insurance agent in Ormond Beach do?
A flood insurance agent helps you assess your flood risk review FEMA flood maps and select a policy that meets your needs. They can explain the difference between building and contents coverage and help you file a claim if needed. Agents in Ormond Beach are familiar with local elevation certificates and flood zone designations.
How long does it take to get flood insurance in Ormond Beach?
Most NFIP policies have a 30-day waiting period before coverage begins. Exceptions apply if you are closing on a home or if flooding is caused by a federal emergency. Your agent can advise on timing and any applicable exceptions under Florida law.
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