The top-rated flood insurance agent in Orlando, Florida is American Insurance Point - AIP FLORIDA, rated 5.0 stars across 1,186 reviews. Other highly rated options include Garzor Insurance, Erb and Young Insurance, Harry Levine Insurance. This directory lists 22 flood insurance agents serving Orlando.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | American Insurance Point - AIP FLORIDA | 7362 Futures Dr ste 21b | (407) 826-1747 |
| 2 | Garzor Insurance | 4369 Hunters Park Ln | (321) 206-8035 |
| 3 | Erb and Young Insurance | 7575 Dr Phillips Blvd #240 | (321) 234-1690 |
| 4 | Harry Levine Insurance | 7208 W Sand Lake Rd # 206 | (407) 855-1000 |
| 5 | Rodriguez Insurance | 2218 S Chickasaw Trail | (407) 482-3314 |
| 6 | Renegade Insurance | 3120 S Kirkman Rd Ste 2B | (407) 268-6000 |
| 7 | GreatFlorida Insurance: Randy Hernandez | 3203 Conway Rd Ste 106 | (407) 813-1833 |
| 8 | MLR Insurance Group | 4365 Hunters Park Ln Suite 50 | (407) 676-4686 |
| 9 | LRA Insurance | 498 S Lake Destiny Dr Suite 200 | (407) 838-3445 |
| 10 | GreatFlorida Insurance: Francisco Ortiz | 2751 S Chickasaw Trail Ste 102 | (407) 588-9313 |
American Insurance Point – AIP Florida in Orlando provides flood insurance agent services for residential and commercial clients. Its service plans include helping property owners secure appropriate coverage through the National Flood Insurance Program and private market options. It also assists with policy reviews to ensure adequate protection against flood damage claims. The company serves single-family homes, apartments, retail spaces, and restaurants throughout the Orlando area, addressing their distinct flood risk needs.
Garzor Insurance serves the Orlando, Florida area and the surrounding Orange County region, specializing in flood insurance agency services. As local agents, they help property owners navigate the National Flood Insurance Program and private flood insurance options. Their work involves assessing property flood risks, particularly in designated Special Flood Hazard Areas, and assisting clients in securing appropriate coverage. Each policy is tailored with consideration of local flood zone maps and elevation certificates. Garzor Insurance handles policy renewals and claims assistance for residential and commercial properties in Orlando.
Erb and Young Insurance specializes in tailored flood insurance policies, providing essential coverage for properties in Orlando, Florida. The agency guides clients through the process of securing protection against water damage from rising waters, offering both National Flood Insurance Program and private market options. These services help homeowners, renters, and businesses safeguard their assets and mitigate financial loss during severe weather events. It is a valuable resource for those navigating flood zone requirements and reviewing coverage limits before hurricane season begins.
Harry Levine Insurance serves homeowners, businesses, and property managers in the Orlando, Florida area who require flood insurance. The agency provides guidance on available flood policies, helping clients assess their property risk and secure appropriate coverage. Understanding the region's weather patterns, the firm assists with navigating federal and private flood insurance options. It also handles inquiries regarding policy details and claim procedures for local residents and commercial clients. Service extends to the broader Central Florida metro, including neighboring communities such as Winter Park.
Rodriguez Insurance serves Orlando and surrounding Central Florida communities, handling flood insurance policies for residential and commercial properties. The agency assists clients in navigating National Flood Insurance Program requirements and private market options. Recognizing the area’s exposure to heavy rainfall and storm surge, it emphasizes accurate flood zone assessments and adequate coverage limits. For a typical job, the agent reviews property-specific elevation data and flood maps, then presents tailored policy choices to match the client’s risk level and budget.
For customers seeking a single policy purchase or long-term coverage maintenance, Renegade Insurance provides flood insurance options for Orlando properties. The agency assists in securing protection against flood damage, ensuring clients understand their flood risk and policy details. Coverage can be tailored to protect homes or businesses from water-related losses common in Central Florida. Service runs on a one-time basis for individual policies or as needed for policy updates and renewals.
Specializing in flood insurance placement for homes and businesses, GreatFlorida Insurance: Randy Hernandez in Orlando, FL provides coverage options that meet federal and private market requirements. The agency analyzes property flood zone risks and helps clients navigate policy details for residential and commercial structures. It also offers guidance on deductibles and coverage limits to ensure adequate protection. With Florida’s frequent tropical storms and hurricane seasons, the firm assists homeowners in securing policies well ahead of storm threats.
Flood season in Central Florida brings heightened risk to many homeowners, and MLR Insurance Group in Orlando works to help property owners address their exposure to water damage from storms and rising waters. The agency focuses on explaining coverage options that can protect residential and commercial structures against flood-related losses. By evaluating a property's location and flood zone designation, they guide clients toward a suitable policy tailored to individual needs. An initial consultation typically includes a review of the property’s elevation and an inspection of potential flood entry points.
LRA Insurance assists property owners in Orlando with obtaining residential and commercial flood coverage to guard against hurricane and storm surge damage. The agency specializes in securing policies that address gaps often found in standard standard homeowners insurance for water damage. Clients seeking additional protection for inventories and business interruption can rely on their expertise. LRA Insurance serves a variety of commercial sectors, including offices, warehouses, and food service operations needing tailored flood protection for their specific physical assets.
What Does a a Flood Insurance Agent in Orlando Cost?
Flood insurance costs in Florida vary by flood zone, property value, and coverage amount. NFIP policies average between 700 and 1,200 dollars per year for standard coverage in moderate-risk zones. High-risk coastal areas may see premiums from 2,000 to 5,000 dollars or more. Private market rates can be competitive. This is general information and not insurance advice.
About flood insurance agents in Orlando
Flood insurance agents in Orlando help property owners navigate the National Flood Insurance Program and private flood coverage. Florida law requires flood insurance disclosures for certain properties and many lenders mandate coverage in high-risk zones. An agent can review your flood zone and recommend appropriate policy limits.
Frequently Asked Questions
Do I need flood insurance in Orlando Florida?
If your property is in a Special Flood Hazard Area designated by FEMA your lender will likely require flood insurance. Even outside high-risk zones flooding can occur so many Orlando homeowners choose coverage for protection.
What does a flood insurance agent do in Orlando?
A flood insurance agent helps you compare NFIP and private flood policies, explains flood zone maps, and assists with filing claims. They also ensure you meet Florida statutory requirements for flood disclosure when buying a home.
How long does it take to get flood insurance in Orlando?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods but always check the effective date with your agent.
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