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Find Flood Insurance Agents Near You in Middleburg, FL

Directory of flood insurance agents in Middleburg, Florida. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Middleburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 13 flood insurance agents in Middleburg, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Katherine Baustert - State Farm Insurance Agent
2219 County Rd 220 Suite 301, Middleburg, FL 32068
(904) 276-2112 kbon220.com
Rich Morris - State Farm Insurance Agent
2067 Palmetto St, Middleburg, FL 32068
(904) 282-9898 middleburginsurance.com
Felisha Foote: Allstate Insurance
2640 Blanding Blvd Ste 206, Middleburg, FL 32068
(904) 406-7838 agents.allstate.com
Brightway Insurance, The Herd Agency
14 Swimming Pen Dr Suite 2, Middleburg, FL 32068
(904) 469-1900 brightwayherd.com
Brightway Insurance - Middleburg
2755 Blanding Blvd Ste. 110, Middleburg, FL 32068
(904) 291-4663 brightwayinsurancemiddleburg.com
Liberty DSI
1646 Corsair Ln #601, Middleburg, FL 32068
(904) 264-0500 darrschackowinsurance.com
Roberts Insurance of Middleburg
2361 Blanding Blvd, Middleburg, FL 32068
(904) 282-7665 georgerobertsins.com
Jenny Lynne & Co
4213 Co Rd 218, Middleburg, FL 32068
(904) 291-3655
Erwin Insurance Agency
2494 Blanding Blvd #9, Middleburg, FL 32068
(904) 282-7212 erwininsurance.com
Lyndel Hale Agency - Insurance
2751 Blanding Blvd Suite 106, Middleburg, FL 32068
(352) 612-4154 lyndelhaleagency.com
Farm Bureau Insurance
2000 Henley Rd, Middleburg, FL 32068
(904) 282-0644 floridafarmbureau.com
Aaron Group
2569 County Rd 220 STE 202, Middleburg, FL 32068
(904) 276-9088 aarongroupinsurance.com
Aflac Insurance Agent: Kegan Gonzalez
1811 Lago Del Sur Drive, Middleburg, FL 32068
(904) 382-1572 local.aflac.com

Middleburg Florida is located in Clay County and has areas designated as Special Flood Hazard Areas by FEMA. A flood insurance agent in Middleburg can help you understand your flood zone and obtain coverage through the National Flood Insurance Program or private insurers. Florida law requires flood insurance disclosures for many property transactions, making a local agent a valuable resource.

What Does a Flood Insurance Agent in Middleburg Cost?

Flood insurance premiums in Middleburg Florida vary based on flood zone, elevation, and building characteristics. Average NFIP rates range from about $700 to $2,500 per year for a standard home, but properties in high-risk zones can cost more. Private flood insurance may offer competitive rates or higher coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Middleburg Florida?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is mandatory. Even if not required, many Middleburg homeowners choose coverage because heavy rains and storm surges can cause flooding outside mapped zones.
What does a flood insurance agent in Middleburg do?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with filing claims. They can also help you complete the Elevation Certificate required for accurate premium pricing in Florida.