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Looking for a flood insurance agent in Merritt Island? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Merritt Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 10 flood insurance agents in Merritt Island, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-AARROW Insurance
105 N Courtenay Pkwy, Merritt Island, FL 32952
(321) 459-2434
aarrowinsurance.com
Sara Houston - State Farm Insurance Agent
2255 N Courtenay Pkwy #3, Merritt Island, FL 32953
(321) 252-4800
gotsara.com
Turner Florida Insurance
232 S Courtenay Pkwy, Merritt Island, FL 32952
(321) 252-1720
turnerfloridains.com
Robert Ranew - State Farm Insurance Agent
700 E Merritt Island Cswy STE 7, Merritt Island, FL 32952
(321) 456-5760
robertranew.com
First Florida Insurance of Merritt Island
2460 N Courtenay Pkwy #115, Merritt Island, FL 32953
(321) 205-1741
ffimi.com
Rutledge Insurance Group
2235 N Courtenay Pkwy F, Merritt Island, FL 32953
(321) 441-4805
rutledgeinsgroup.com
Mr Auto Insurance
325 E Merritt Island Cswy STE G, Merritt Island, FL 32952
(321) 452-5022
mrauto-insurance.com
Brevard Coastal Insurance
125 E Merritt Island Cswy Suite 105, Merritt Island, FL 32952
(321) 452-8888
brevardcoastal.com
John Merrick Jr. Insurance Inc.
1365 N Courtenay Pkwy Unit D, Merritt Island, FL 32953
(321) 635-1650
johnmerrickinsurance.com
GreatFlorida Insurance: Cheryl Miller
923 N Courtenay Pkwy STE 101, Merritt Island, FL 32953
(321) 723-3432
merrittisland.greatflorida.com
Flood insurance agents in Merritt Island Florida help homeowners and businesses secure coverage against flood damage. Florida law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand the unique flood risks of Brevard County and the Indian River Lagoon area.
What Does a Flood Insurance Agent in Merritt Island Cost?
Flood insurance costs in Florida vary based on flood zone elevation and property value. A typical NFIP policy for a single-family home in Merritt Island ranges from 700 to 2,500 dollars per year. Higher-risk properties may pay 3,000 dollars or more. Private flood insurance can sometimes be cheaper but terms differ. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Merritt Island do?
A flood insurance agent helps you find a policy through the National Flood Insurance Program or a private insurer. They assess your property flood zone and recommend coverage limits. They also assist with policy renewals and claims questions.
Is flood insurance required in Merritt Island Florida?
Yes if your property is in a high-risk flood zone and you have a federally backed mortgage. Even outside high-risk zones many homeowners choose flood insurance because of storm surge and heavy rain risks. Florida law does not require flood insurance for all properties but lenders often do.
How do I choose a flood insurance agent in Merritt Island?
Look for an agent licensed in Florida with experience in flood insurance. Ask about their knowledge of local flood zones and the National Flood Insurance Program. Check if they offer private flood insurance options as well.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.