Skip to main content

Flood Insurance Agents in Melbourne, FL

Compare flood insurance agents in Melbourne. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Melbourne, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Melbourne, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Erb and Young Insurance
6550 N Wickham Rd STE 9, Melbourne, FL 32940
(321) 254-0095 erbandyoung.com
Kim Osman Insurance Group, Inc.
474 N Harbor City Blvd, Melbourne, FL 32935
(321) 242-2311 kimosmanins.com
Better Insurance Group
1580 N Harbor City Blvd, Melbourne, FL 32935
(321) 724-2100 betterinsurancegroup.com
Golden Trust Insurance Melbourne
500 N Harbor City Blvd Ste B, Melbourne, FL 32935
(305) 786-7535 melbourne.goldentrust.com
Space Coast Insurance Agency, LLC
6450 Anderson Way, Melbourne, FL 32940
(321) 799-2929 spacecoastinsurance.com
GreatFlorida Insurance: Cheryl Miller
1678 W Hibiscus Blvd #103, Melbourne, FL 32901
(321) 253-8531 westmelbourne.greatflorida.com
The Insurance Center of Central Florida, Inc.
3760 Eau Gallie Blvd #104, Melbourne, FL 32934
(321) 255-0986 theinsurancecenter.us
GreatFlorida Insurance: Sara LaManna
1571 Aurora Rd, Melbourne, FL 32935
(321) 241-4881 northmelbourne.greatflorida.com
Hoffman & Associates Insurance Company
33 Suntree Pl suite c, Melbourne, FL 32940
(321) 751-2511 hoffmaninsurancecompany.com
1 Source Insurance Agency Inc.
1701 S Harbor City Blvd, Melbourne, FL 32901
(321) 722-3888 1sourceagency.com
Florida Insurance Concepts, Inc.
470 S Wickham Rd, Melbourne, FL 32904
(321) 984-1309 flinsconcepts.com
All Brevard Insurance
1751 Sarno Rd STE 5, Melbourne, FL 32935
(321) 255-3337 allbrevardinsurance.com
Viera Insurance Agency, Inc
150 Interlachen Rd, Melbourne, FL 32940
(321) 259-2228 vierainsuranceagency.com
Coverage Pro Insurance Co
6425 N Wickham Rd, Melbourne, FL 32940
(561) 257-3147 albanalauschus4575.wixsite.com
Snow Insurance Services, Inc.
2090 Meadowlane Ave, Melbourne, FL 32904
(321) 725-2584 snowinsurance.net
Insurance Group of Florida, Inc.
1900 S Harbor City Blvd, Melbourne, FL 32901
(800) 670-6250 insurancegroupinc.com
Florida Insurance Hub
3270 Suntree Blvd Suite 102B, Melbourne, FL 32940
(321) 219-7600 floridainsurancehub.com
Prime Insurance Solutions Inc
3040 N Wickham Rd STE 8, Melbourne, FL 32935
(877) 259-7920 primeinsurancesolutions.com
Levay Mack Insurance Group
1542 S Wickham Rd, Melbourne, FL 32904
(321) 259-5900 levaymack.com
Safe Insurance Agency FL
500 N Harbor City Blvd, Melbourne, FL 32935
(321) 358-1054

Flood insurance agents in Melbourne Florida help property owners secure coverage through the National Flood Insurance Program or private carriers. Florida law requires flood insurance disclosures for certain properties and many lenders mandate coverage in high-risk zones. An agent can assess your property's flood zone and recommend appropriate policy limits.

What Does a Flood Insurance Agent in Melbourne Cost?

Flood insurance costs in Florida vary widely based on flood zone, property elevation, and coverage amount. An NFIP policy for a single-family home in a moderate-risk zone may start around 700 dollars per year, while high-risk properties can cost 2000 dollars or more. Private insurers may offer lower rates for lower-risk homes. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Melbourne Florida?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur during heavy rains or hurricanes so many homeowners choose coverage.
What does a flood insurance agent in Melbourne do?
A flood insurance agent evaluates your property's flood risk using FEMA flood maps and helps you choose a policy that meets your needs. They explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
How do I find a flood insurance agent in Melbourne?
You can search online directories or ask for referrals from local real estate agents and mortgage lenders. Verify the agent is licensed in Florida and experienced with NFIP rules and private flood insurance options.