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Directory of flood insurance agents in Margate, Florida. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Margate, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 17 flood insurance agents in Margate, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rainbow Insurance
5471 W Atlantic Blvd, Margate, FL 33063
(954) 977-0047
rainbowinsurance.com
Triton Insurance Group
100 FL-7 STE 304, Margate, FL 33063
(954) 486-0299
tritonagency.com
GreatFlorida Insurance: Silene Linares
6280 W Atlantic Blvd, Margate, FL 33063
(800) 421-8080
margate.greatflorida.com
HoneyQuote
1719 Banks Rd, Margate, FL 33063
(954) 781-0087
brokersinsurancegroup.com
Del Toro Insurance Margate
1107 Banks Rd, Margate, FL 33063
(954) 220-8676
deltoroinsurance.com
Dan Cohen - State Farm Insurance Agent
1725 N State Rd 7, Margate, FL 33063
(954) 317-1325
sfagentcohen.com
Atlantica Insurance Agency
531 FL-7, Margate, FL 33063
(954) 582-5800
atlanticainsurancefl.com
Barefoot Insurance Brokers, Local Independent Insurance Agency
Flood insurance agents in Margate Florida help property owners secure coverage required by many lenders. Florida law requires flood insurance for homes in high-risk flood zones with a federally backed mortgage. Margate is located in Broward County and has several flood zones including Zone AE and Zone X. An agent can explain your flood risk and help you choose the right policy.
What Does a Flood Insurance Agent in Margate Cost?
Flood insurance costs in Margate Florida vary based on flood zone, building elevation, and coverage amount. Average annual premiums for NFIP policies range from about 700 to 2,500 dollars for a standard home. Private flood insurance may have different rates. Costs can be higher for properties in high-risk zones or with basements. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Margate Florida?
Flood insurance is required if your home is in a high-risk flood zone and you have a federally backed mortgage. Even if not required it is recommended because Margate can experience heavy rain and storm surge. Check your flood zone on the FEMA Flood Map Service Center.
What does a flood insurance agent do in Margate?
A flood insurance agent helps you understand your flood risk and choose a policy that meets your needs. They can explain the National Flood Insurance Program (NFIP) rules and help you complete the application. They also assist with policy changes and claims questions.
How long does it take to get a flood insurance policy in Margate?
Standard NFIP policies have a 30-day waiting period before coverage begins. There are exceptions for loan closings or map changes. Your agent can tell you if you qualify for an exception.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.