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HomeFlood Insurance AgentsFlorida › Lakeland

Find Flood Insurance Agents Near You in Lakeland, FL

Browse flood insurance agents serving Lakeland, Florida. Updated 2026-07-14.

The top-rated flood insurance agent in Lakeland, Florida is Amistad Insurance | Affordable Insurance Lakeland, rated 4.9 stars across 489 reviews. Other highly rated options include Garland Insurance, Inc., Advantage Insurance, Lock Insurance, A Division of World. This directory lists 20 flood insurance agents serving Lakeland.

Showing 20 flood insurance agents in Lakeland, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Amistad Insurance | Affordable Insurance Lakeland743 S Combee Rd(863) 333-4019
2Garland Insurance, Inc.5620 US Hwy 98 N(863) 683-9334
3Advantage Insurance4404 Florida Ave S Suite 8(863) 808-1808
4Lock Insurance, A Division of World225 Doris Dr(863) 646-4300
5Headley Insurance Agency3544 Florida Ave S(863) 701-7411
6Magnuson Insurance4684 E County Rd 540A(863) 606-5147
7Healthmarkets Insurance - Jeff Ford2298 Lakeland Hills Blvd(863) 559-7390
8Southern Family Insurance Services LLC5015 Florida Ave S # 401(863) 248-2814
9Goosehead Insurance - Char Von Hemp211 E Main St Suite 409(863) 358-0977
10George Franklin Insurance5147 S Lakeland Dr #3(863) 682-4434
AI
743 S Combee Rd
Amistad Insurance | Affordable Insurance Lakeland
Flood Insurance Agent · Lakeland, FL

Amistad Insurance | Affordable Insurance Lakeland offers comprehensive flood insurance policies for properties in the Lakeland area. The agency assists clients with initial policy selection and provides ongoing guidance for policy maintenance and renewal. It helps property owners understand flood zone risks and coverage options. The firm serves a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

GI
5620 US Hwy 98 N
Garland Insurance, Inc.
Flood Insurance Agent · Lakeland, FL

Garland Insurance, Inc. serves the Lakeland, Florida area, specializing in flood insurance agent services. This agency assists homeowners and business owners in securing vital flood protection policies against storm surges and rising waters common to the region. Understanding the specific flood zone designations in Lakeland, the agent works with clients to evaluate their property risk and available coverage options. The company handles applications for federal NFIP policies as well as private market flood insurance plans tailored to individual needs.

AI
4404 Florida Ave S Suite 8
Advantage Insurance
Flood Insurance Agent · Lakeland, FL

Advantage Insurance serves clients throughout Lakeland and the surrounding central Florida communities, handling flood insurance policies for both residential and commercial properties. The agency assists property owners in the region with assessing their potential flood risks and securing appropriate National Flood Insurance Program or private market coverage. Navigated each client through the specific requirements for flood zone designations and essential documentation, this firm structures its typical job by first reviewing the property’s location and policy needs before matching the coverage directly to the individual situation.

LI
225 Doris Dr
Lock Insurance, A Division of World
Flood Insurance Agent · Lakeland, FL

Lock Insurance, A Division of World, serves homeowners, property managers, and businesses in Lakeland, FL who need flood insurance coverage. The agency assists clients in understanding National Flood Insurance Program policies and private flood insurance options for both residential and commercial properties. It also helps evaluate property-specific flood risks associated with seasonal storms and nearby waterways. In addition to Lakeland, the agency covers insurance needs for surrounding communities such as Mulberry and portions of eastern Hillsborough County.

HI
3544 Florida Ave S
Headley Insurance Agency
Flood Insurance Agent · Lakeland, FL

Headley Insurance Agency in Lakeland, FL, distinguishes between a one-time policy purchase and recurring annual flood insurance coverage, which protects residential and commercial properties against rising water damage. As a flood insurance agent, the company navigates federal program requirements and local flood zone risks to help clients secure appropriate protection. This service operates exclusively on a scheduled basis, typically aligning with policy renewal cycles.

MI
4684 E County Rd 540A
Magnuson Insurance
Flood Insurance Agent · Lakeland, FL

Flood season in Lakeland can bring sudden risks to homes and businesses, making reliable coverage essential. Magnuson Insurance helps property owners in the area secure flood insurance policies that address these local vulnerabilities. The agency focuses on explaining policy details clearly, ensuring clients understand what typical plans cover and what they might exclude. A thorough review of a property’s specific flood zone and potential water exposure is conducted. After this initial consultation, a professional inspection of the premises is scheduled to verify conditions and complete the coverage application process.

HI
2298 Lakeland Hills Blvd
Healthmarkets Insurance - Jeff Ford
Flood Insurance Agent · Lakeland, FL

As a local flood insurance agent, Healthmarkets Insurance - Jeff Ford assists property owners with securing financial protection against flood-related damage. Serving the Lakeland, FL area, the agency specializes in adding flood coverage to existing policies, ensuring residential and commercial clients do not face uncovered losses. Flood insurance through the National Flood Insurance Program is available, and private market alternatives may also be offered. Commercial sectors served include offices, warehouses, and food service.

SF
5015 Florida Ave S # 401
Southern Family Insurance Services LLC
Flood Insurance Agent · Lakeland, FL

As a flood insurance agent in Lakeland, Florida, Southern Family Insurance Services LLC specializes in helping homeowners and renters secure National Flood Insurance Program policies. It also offers guidance on private market options to ensure adequate coverage for properties in flood-prone zones. The agency assists clients with understanding elevation certificates and navigating flood zone map changes. In the rainy summer months, it particularly helps local residents prepare for potential hurricane-related storm surge and inland flooding threats.

GI
211 E Main St Suite 409
Goosehead Insurance - Char Von Hemp
Flood Insurance Agent · Lakeland, FL

Goosehead Insurance - Char Von Hemp in Lakeland, FL provides residential flood insurance for homes in flood-prone areas. The agency also offers commercial flood coverage for local businesses. Service extends throughout Lakeland and the surrounding Lakeland region. Policies are tailored to meet individual property needs and local flood zone requirements. The agency follows up after each policy is issued to confirm coverage details, and provides repeat service between regular visits to update coverage as flood maps or property risks change.

GF
5147 S Lakeland Dr #3
George Franklin Insurance
Flood Insurance Agent · Lakeland, FL

George Franklin Insurance, based in Lakeland, FL, is a local office focused on providing flood insurance coverage for residential and commercial properties. The agency works with property owners to understand federal flood zone maps and help select policies that align with individual risk levels. Clients in the surrounding area can access guidance on the National Flood Insurance Program and private market alternatives for broader protection. For those in higher-risk zones, the agency can also arrange additional coverage for basement contents and temporary living expenses during a flood event.

BI
3615 Florida Ave S Suite 910
Boley Insurance
Flood Insurance Agent · Lakeland, FL
(863) 258-9088
boleyinsurance.com
II
6842 Florida Ave S
The Isom Insurance Group
Flood Insurance Agent · Lakeland, FL
(863) 535-6903
isominsurancegroup.com
GI
3678 Harden Blvd
GreatFlorida Insurance: Donna Todd
Flood Insurance Agent · Lakeland, FL
(863) 583-4807
oakbridge.greatflorida.com
GI
2614 Lakeland Hills Blvd Suite 5
GreatFlorida Insurance: Debbie Dixon
Flood Insurance Agent · Lakeland, FL
(863) 859-7927
lakeland.greatflorida.com
WI
1065 Florida Ave S Suite 2
Waller Insurance Partners, Inc.
Flood Insurance Agent · Lakeland, FL
(863) 510-5155
thinkwaller.com
GI
914 Florida Ave S Suite 208
GreatFlorida Insurance: Mark Cornett
Flood Insurance Agent · Lakeland, FL
(863) 622-0123
lakelandsouth.greatflorida.com
TI
1543 Lakeland Hills Blvd
Tyler Insurance Agency, Inc.
Flood Insurance Agent · Lakeland, FL
(863) 687-4095
tylerinsuranceagency.com
MI
2929 Lakeland Highlands Rd #1
Mitchell Insurance Agency, Inc.
Flood Insurance Agent · Lakeland, FL
(863) 688-4455
mitchellfl.com
FI
609 Mid-Florida Dr #1
Florida Insurance Agency
Flood Insurance Agent · Lakeland, FL
(863) 215-6169
floridainsuranceagency.net/lakeland-office-florida
ES
2060 E Edgewood Dr
Ever Solution Insurance FL
Flood Insurance Agent · Lakeland, FL
(863) 733-0367
agents.allstate.com/usa/fl/lakeland

What Does a a Flood Insurance Agent in Lakeland Cost?

Typical flood insurance costs in Florida range from $700 to over $2,000 per year for NFIP policies, depending on flood zone, property value, and elevation. Private market policies may offer different rates and coverage options. Costs vary significantly by individual risk factors. This is general information, not insurance advice.

About flood insurance agents in Lakeland

Flood insurance agents in Lakeland Florida help property owners secure coverage against flood damage. Florida law requires flood insurance for many homes in high-risk zones, and agents can explain the National Flood Insurance Program and private market options. Lakeland agents understand local flood zones and can guide you through the application process.

Frequently Asked Questions

Do I need flood insurance in Lakeland Florida?

Flood insurance is required by federal law for homes in high-risk flood zones with a federally backed mortgage. Even if not required, many Lakeland properties benefit from flood coverage because heavy rains and stormwater can cause flooding outside mapped zones.

What does a flood insurance agent do in Lakeland?

A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They also advise on flood zone maps and elevation certificates required by Florida law.

How long does it take to get flood insurance in Florida?

Standard NFIP policies have a 30-day waiting period before coverage begins, as required by federal law. Private flood policies may have shorter waiting periods. Plan ahead and do not wait until a storm is approaching.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.