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Find Flood Insurance Agents Near You in Jacksonville, FL

Browse flood insurance agents serving Jacksonville, Florida. Updated 2026-07-14.

The top-rated flood insurance agent in Jacksonville, Florida is Augustyniak Insurance Group, rated 4.9 stars across 2,265 reviews. Other highly rated options include Brightway Insurance, The Pihl Agency, Bold City Insurance, Ricci Insurance Group. This directory lists 23 flood insurance agents serving Jacksonville.

Showing 23 flood insurance agents in Jacksonville, FLListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Augustyniak Insurance Group12058 San Jose Blvd STE 304(904) 268-3106
2Brightway Insurance, The Pihl Agency3003 Claire Ln Suite 401(904) 262-2886
3Bold City Insurance12627 San Jose Blvd STE 604(904) 495-0523
4Ricci Insurance Group3721 Dupont Station Ct S(904) 710-2310
5John Brooks - State Farm Insurance Agent2950 Halcyon Ln STE 404(904) 880-9060
6Aleman Insurance Agency LLC1819 Hendricks Ave Ste 3(904) 337-3379
7A & B Insurance Agency, Inc2153 Blanding Blvd(904) 388-6446
8Rumlin Insurance Agency5600 New Kings Rd #4(904) 764-1753
9Insurance Planet7999 Philips Hwy #209(904) 990-7797
10Insure Coastal1301 Riverplace Blvd Ste. Suite 800(904) 934-9040
AI
12058 San Jose Blvd STE 304
Augustyniak Insurance Group
Flood Insurance Agent · Jacksonville, FL

Augustyniak Insurance Group serves the Jacksonville, Florida metro area as a dedicated flood insurance agency. The company specializes in securing coverage for residential and commercial properties, helping property owners protect against damage from rising water and storm surge. Understanding the specific flood risks common to the region, the agency works with clients to assess their individual exposure and find appropriate policies. Available services include analyzing flood zone maps and advising on coverage levels needed to meet mortgage requirements.

BI
3003 Claire Ln Suite 401
Brightway Insurance, The Pihl Agency
Flood Insurance Agent · Jacksonville, FL

Brightway Insurance, The Pihl Agency in Jacksonville, FL, provides flood insurance coverage for properties vulnerable to water damage from storms and rising waters. It offers comprehensive policy options to help protect structures and contents against flood-related loss. Service plans include annual policy reviews to adjust coverage limits based on changing flood zone maps and property values. The agency assists clients in understanding deductibles and filing claims when needed. It services single-family homes, apartments, retail spaces, and restaurants throughout the Jacksonville area.

BC
12627 San Jose Blvd STE 604
Bold City Insurance
Flood Insurance Agent · Jacksonville, FL

Homeowners, businesses, and property managers in Jacksonville turn to Bold City Insurance for guidance on securing flood insurance policies. This agency assists clients in understanding their risk of flood damage and navigating the complex process of obtaining appropriate coverage under the National Flood Insurance Program. They work to tailor plans that protect property against the financial impact of water damage common to coastal areas. Bold City Insurance also serves clients in the surrounding areas of the Jacksonville metro, including the neighborhoods and developments in Orange Park.

RI
3721 Dupont Station Ct S
Ricci Insurance Group
Flood Insurance Agent · Jacksonville, FL

Ricci Insurance Group serves the Jacksonville, Florida area and its surrounding communities, handling flood insurance policies for residential and commercial properties. The company assists clients in navigating the complexities of flood risk assessment and coverage selection. It works with property owners to evaluate their specific exposure to flooding events. To handle a typical job, the agency first reviews the property's flood zone designation and then presents policy options that align with the client's needs and local regulations.

JB
2950 Halcyon Ln STE 404
John Brooks - State Farm Insurance Agent
Flood Insurance Agent · Jacksonville, FL

John Brooks – State Farm Insurance Agent offers flood insurance policy services in Jacksonville, either as a standalone purchase or integrated into a broader homeowners package. Coverage typically protects the building structure and its contents against flood damage, though specific terms vary by policy. Flood insurance agents help clients navigate the differences between building and contents coverage. These options address the recurring risk of seasonal flooding in the area, with service available on an as-needed basis for new policies or adjustments to existing coverage.

AI
1819 Hendricks Ave Ste 3
Aleman Insurance Agency LLC
Flood Insurance Agent · Jacksonville, FL

As a dedicated flood insurance agent, Aleman Insurance Agency LLC in Jacksonville, FL specializes in securing National Flood Insurance Program policies and private market coverage. It offers comprehensive risk assessments and tailored protection plans for residential and commercial properties. Frequent heavy rains and hurricanes in Northeast Florida create significant seasonal flood risks. The agency helps homeowners and business owners navigate complex flood zone maps, ensuring adequate coverage before a tropical storm makes landfall or during the spring rainy season.

BI
2153 Blanding Blvd
A & B Insurance Agency, Inc
Flood Insurance Agent · Jacksonville, FL

Flood season along the lower St. Johns and coastal areas of Northeast Florida creates a steady demand for property coverage specific to rising water. A & B Insurance Agency, Inc in Jacksonville responds to this recurring need by offering individual consultations focused solely on flood insurance options. Their experienced team explains federal and private program distinctions and helps property owners assess necessary coverage limits based on location and flood zone maps. A typical start involves scheduling a no-obligation property inspection to review elevation data and base flood risk before setting a policy.

RI
5600 New Kings Rd #4
Rumlin Insurance Agency
Flood Insurance Agent · Jacksonville, FL

Rumlin Insurance Agency in Jacksonville, Florida helps homeowners obtain coverage for flood damage to residential properties. The agency also assists commercial property owners in securing policies for their business locations. Service is provided throughout the Jacksonville area and the surrounding region. Each policy is explained clearly during the initial consultation, and the agency can follow up after a claim to adjust coverage needs. Regular visits are available for annual policy reviews or as property changes occur.

IP
7999 Philips Hwy #209
Insurance Planet
Flood Insurance Agent · Jacksonville, FL

Insurance Planet serves property owners in Jacksonville, Florida, by offering insurance solutions that include flood coverage tailored to local floodplain risks. The agency helps clients understand their exposure to storm surge and riverine flooding, which are common hazards in the region. Its services assist residential and commercial property holders in obtaining policies that address potential water damage. The agency can also handle coverage needs for offices, warehouses, and food service establishments.

IC
1301 Riverplace Blvd Ste. Suite 800
Insure Coastal
Flood Insurance Agent · Jacksonville, FL

Insure Coastal offers specialized services in flood insurance assessment and policy placement for homes and businesses in Jacksonville, Florida. The agency assists clients in navigating federal flood program requirements and evaluating private market alternatives to secure appropriate coverage. It addresses the elevated risk of storm surge and heavy rainfall that characterize the region’s subtropical climate. As hurricane season approaches, the agent helps property owners understand waiting periods and adjust policies to avoid coverage gaps.

MG
***By Appointment Only***, 12443 San Jose Blvd STE 301
Mizrahi and Garris Insurance Agency
Flood Insurance Agent · Jacksonville, FL
(904) 262-9202
insurancemg.com
LA
4776 Hodges Blvd STE 203
Leland Agency
Flood Insurance Agent · Jacksonville, FL
(904) 287-1010
lelandagency.com
VI
12412 San Jose Blvd STE 201
Varsity Insurance Group Inc
Flood Insurance Agent · Jacksonville, FL
(904) 268-6365
varsityinsuranceagency.com
NF
10095 Beach Blvd #400
North FLA Agency dba Bacon Insurance
Flood Insurance Agent · Jacksonville, FL
(904) 744-5144
nflins.com
BM
13400 Sutton Park Dr S STE 1502
Blue Marlin Insurance Group
Flood Insurance Agent · Jacksonville, FL
(855) 721-7283
bluemarlinins.com
BI
1010 E Adams St #126
Blue Insurance Group
Flood Insurance Agent · Jacksonville, FL
(904) 667-3300
savewithbluegroup.com
EI
5991 Chester Ave # 103
Emerge Insurance Agency
Flood Insurance Agent · Jacksonville, FL
(904) 677-5884
emergeinsurance.com
CI
3119 Spring Glen Rd # 119
Collier Insurance LLC
Flood Insurance Agent · Jacksonville, FL
(904) 322-8723
collierinsurancellc.com
KF
12276 San Jose Blvd Ste 734
KG Family Insurance - Kristi Guptill
Flood Insurance Agent · Jacksonville, FL
(904) 527-8396
kgfamilyinsurance.com
AF
3450 Dunn Ave Ste 106
All Florida Insurance Options Inc
Flood Insurance Agent · Jacksonville, FL
(904) 757-3288
aflio.com
FF
1822 University Blvd S
Florida First Insurance Group
Flood Insurance Agent · Jacksonville, FL
(904) 374-3795
fl1stins.com
NJ
4405 Crooked Brook Ct
New Jax City Insurance
Flood Insurance Agent · Jacksonville, FL
(904) 998-1966
jaxcity.net
IA
1840 University Blvd S
Insure-All Insurance Agency
Flood Insurance Agent · Jacksonville, FL
(904) 725-0933
insureall.net

What Does a a Flood Insurance Agent in Jacksonville Cost?

Flood insurance costs in Florida vary widely based on flood zone, building elevation, and coverage amount. Average NFIP premiums in Jacksonville range from about 700 to 2,500 dollars per year for a standard home. Higher-risk properties or those with basements may cost more. Private flood policies can be cheaper or more expensive depending on risk factors. This is general information and not insurance advice.

About flood insurance agents in Jacksonville

Flood insurance agents in Jacksonville Florida help property owners secure coverage through the National Flood Insurance Program or private insurers. Florida law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. Agents can assess your flood risk and explain policy options for homes and businesses in Duval County.

Frequently Asked Questions

Do I need flood insurance in Jacksonville Florida?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many homeowners choose optional coverage.

What does a flood insurance agent do in Jacksonville?

A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with the application process. They also advise on flood zone maps and elevation certificates.

How long does it take to get flood insurance in Jacksonville?

NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new mortgage. Private insurers may offer shorter waiting periods.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.