The top-rated flood insurance agent in Hialeah, Florida is Univista Insurance, rated 5.0 stars across 2,153 reviews. Other highly rated options include GoldenTrust Insurance, Florida One Insurance Agency, West Holiday Insurance. This directory lists 22 flood insurance agents serving Hialeah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Univista Insurance | 2120 W 68th St | (786) 628-3439 |
| 2 | GoldenTrust Insurance | 2458 W 60th St | (305) 709-2166 |
| 3 | Florida One Insurance Agency | 142 E 49th St | (305) 479-2864 |
| 4 | West Holiday Insurance | 6905 W 4th Ave | (305) 809-7736 |
| 5 | Schulman Wasserman & Associates Insurance | 1405 W 49th St | (305) 824-1190 |
| 6 | Pandora Insurance | 3520 W 18th Ave #155 | (305) 231-9898 |
| 7 | LP Insurance Associates Inc | 801 W 48th St suite b | (305) 888-5747 |
| 8 | All Insurance Services Corp | 1548 W 37th St | (305) 822-4472 |
| 9 | First Elite Insurance | 6500 W 4th Ave #46 | (786) 977-2317 |
| 10 | HugeCare Insurance | 740 E 33rd St | (786) 281-5858 |
Univista Insurance, located in Hialeah, Florida, is recognized for providing essential flood insurance policies to property owners in the region. The agency assists clients with navigating federal flood program requirements and securing coverage for residential and commercial structures. Serving the Hialeah area, where seasonal heavy rains and storm surges pose significant risks, the office helps evaluate flood zones and necessary protection levels. A specialty service it can provide is obtaining separate coverage for building contents, including furniture and electronics.
GoldenTrust Insurance serves the Hialeah, Florida metro area as a flood insurance agent. The company helps property owners in this flood-prone region evaluate their risk of water damage from storms and heavy rainfall. Policies are sourced through the National Flood Insurance Program and private market carriers tailored to local elevation zones. Specific services include assessing flood zone designations for residential properties and securing coverage for commercial buildings within high-risk areas.
Florida One Insurance Agency in Hialeah, FL, provides a full range of flood insurance services for property owners. This includes initial policy consultations to determine appropriate coverage levels based on flood zone and property risk. It also offers annual policy reviews and assistance with claims filing following flood events. Services extend to both residential and commercial properties, including single-family homes, apartment buildings, retail storefronts, and local restaurants.
West Holiday Insurance serves homeowners, businesses, and property managers in Hialeah, FL, helping them secure flood insurance policies to protect against water damage. The agency guides clients through the complexities of flood zone designations and coverage options, ensuring appropriate protection for their properties. This insurance is essential in a flood-prone area, offering financial security for structures and belongings. The company also assists clients in neighboring Miami Lakes with the same attentive service.
Schulman Wasserman & Associates Insurance serves the Hialeah, Florida area and surrounding South Florida communities, specializing in flood insurance agency services. The company handles policies for both residential and commercial properties, addressing needs related to federal flood programs and private coverage. It focuses on helping clients understand their flood zone risks and coverage options. For a typical job, it generally reviews the property’s location and elevation data to recommend appropriate policy limits.
In Hialeah, FL, a flood insurance agent can help you decide between a one-time policy for specific property protection and an ongoing, recurring plan for continuous coverage against rising waters. Pandora Insurance guides clients in selecting a policy that aligns with individual risk exposure and local flood zone requirements. Agents assist with understanding coverage limitations and federal program eligibility for residential or commercial properties. Service runs on either a one-time or as-needed basis, depending on whether a stand-alone policy or scheduled annual renewal is selected.
LP Insurance Associates Inc in Hialeah, FL specializes in offering flood insurance policies tailored to both residential and commercial properties. The agency provides comprehensive guidance on coverage options, helping clients understand policy terms and navigate federal program requirements. Given Hialeah’s susceptibility to hurricane-related storm surges during the Atlantic season, it assists homeowners and business owners in securing protection well before a storm warning is issued.
The heavy rain and tropical weather common in Hialeah create ongoing flood risks for properties. All Insurance Services Corp specializes as a flood insurance agent, helping residents assess their specific exposure and secure appropriate coverage. They understand the local flood zones for this South Florida community and guide clients through the complexities of National Flood Insurance Program policies. Every engagement begins with a property-specific inspection to accurately evaluate water intrusion threats and recommend appropriate limits.
First Elite Insurance serves the Hialeah, Florida metro area as a flood insurance agency. Its main services include securing National Flood Insurance Program policies and evaluating flood-zone requirements for residential and commercial properties. The business assists property owners in navigating mandatory flood insurance regulations for high-risk areas. It specializes in providing coverage for both single-family homes and multi-unit commercial structures located within Special Flood Hazard Areas.
HugeCare Insurance in Hialeah provides comprehensive flood insurance policies to protect property owners from water damage risks. The agency helps clients select appropriate coverage limits and navigate policy details, offering periodic plan reviews to ensure continued suitability as circumstances change. It also assists with filing claims and understanding flood zone designations. The company services residential properties including single-family homes and apartments, as well as commercial spaces such as retail storefronts and restaurants.
What Does a a Flood Insurance Agent in Hialeah Cost?
In Florida, flood insurance through the NFIP typically costs between 700 and 2,000 dollars per year for a standard home, but rates can be higher in high risk zones or for older buildings. Private flood insurance may cost less or more depending on your property location and coverage level. This is general information and not insurance advice.
About flood insurance agents in Hialeah
Flood insurance agents in Hialeah Florida help property owners navigate the National Flood Insurance Program and private flood coverage options. Florida law requires flood insurance disclosures in certain real estate transactions, and Hialeah properties in high risk zones may need coverage to meet mortgage lender requirements. An agent can explain flood maps and policy limits for your specific location.
Frequently Asked Questions
Do I need flood insurance in Hialeah Florida?
If your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require flood insurance. Even outside high risk zones, flooding from heavy rain or storm surge is possible in Hialeah.
How do I choose a flood insurance agent in Hialeah?
Look for an agent licensed in Florida who offers both NFIP and private flood policies. Ask about their experience with Hialeah flood zones and whether they can compare multiple carriers for your property.
What does a flood insurance agent do in Florida?
An agent assesses your flood risk using FEMA maps, explains coverage options and deductibles, and helps you apply for a policy. They also assist with policy changes and renewal questions.
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