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Find Flood Insurance Agents Near You in Haines City, FL
Directory of flood insurance agents in Haines City, Florida. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Haines City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 13 flood insurance agents in Haines City, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Simily Insurance
2187 S 30th St, Haines City, FL 33844
(863) 488-2121
similyinsurance.com
One & Only Insurance Agency DBA Seguros Latinos
535 U.S. Hwy 17-92 W, Haines City, FL 33844
(863) 216-8992
oneandonlyagency.com
Teresa Connell - State Farm Insurance Agent
419 U.S. Hwy 17-92 W, Haines City, FL 33844
(863) 422-4901
teresaconnell.com
Estrella Insurance
36205 US-27, Haines City, FL 33844
(863) 216-3601
agents.estrellainsurance.com
Competitive Insurance Agency
35934 US-27, Haines City, FL 33844
(863) 421-6600
competitiveins.com
Cathy Boyd's Insurance Agency - 1st Class Insurance Services LLC
407 U.S. Hwy 17-92 W, Haines City, FL 33844
(863) 419-1919
1stclassinsurance.com
Mr Auto
2 N 4th St, Haines City, FL 33844
(863) 422-9199
mrautofl.com
Alan Murphy: Allstate Insurance
37048 US-27, Haines City, FL 33844
(863) 595-1601
agents.allstate.com
E.N.E. Tax & Insurance
210 S Dixie Dr, Haines City, FL 33844
(863) 288-8233
enetaxplus.com
Ewing Blackwelder & Duce Insurance
100 S 10th St, Haines City, FL 33844
(863) 422-2345
ebdins.com
Strength Insurance Agency
36106 Glen Este Blvd, Haines City, FL 33844
(863) 535-6750
Farm Bureau Insurance
203 S Dixie Dr, Haines City, FL 33844
(863) 421-4545
floridafarmbureau.com
Univista Insurance
740 W Main St Suite 1, Haines City, FL 33844
(863) 588-6002
univistainsurance.com
Flood insurance agents in Haines City, Florida help homeowners and businesses secure coverage required by many lenders. Florida law mandates that properties in high-risk flood zones must carry flood insurance if they have a federally backed mortgage. Local agents understand the specific flood risks near Lake Hamilton and the Peace Creek Drainage Basin.
What Does a Flood Insurance Agent in Haines City Cost?
Typical flood insurance costs in Florida range from 500 to 3,000 dollars per year, depending on flood zone, property elevation, and coverage amount. A standard NFIP policy for a single-family home in Haines City may cost around 700 to 1,200 dollars annually. Private market policies can vary widely. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Haines City Florida?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many residents choose to carry a policy for protection.
What does a flood insurance agent do in Haines City?
A flood insurance agent helps you assess your flood risk, explains coverage options under the National Flood Insurance Program or private insurers, and assists with filing claims. They also ensure your policy meets local lending requirements.
How long does it take to get flood insurance in Haines City?
Standard NFIP policies have a 30-day waiting period before coverage begins. However, if you are closing on a home purchase, the waiting period may be waived if you apply at least 30 days before closing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.