The top-rated flood insurance agent in Haines City, Florida is Simily Insurance, rated 5.0 stars across 210 reviews. Other highly rated options include One & Only Insurance Agency DBA Seguros Latinos, Teresa Connell - State Farm Insurance Agent, Estrella Insurance. This directory lists 13 flood insurance agents serving Haines City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Simily Insurance | 2187 S 30th St | (863) 488-2121 |
| 2 | One & Only Insurance Agency DBA Seguros Latinos | 535 U.S. Hwy 17-92 W | (863) 216-8992 |
| 3 | Teresa Connell - State Farm Insurance Agent | 419 U.S. Hwy 17-92 W | (863) 422-4901 |
| 4 | Estrella Insurance | 36205 US-27 | (863) 216-3601 |
| 5 | Cathy Boyd's Insurance Agency - 1st Class Insurance Services LLC | 407 U.S. Hwy 17-92 W | (863) 419-1919 |
| 6 | Competitive Insurance Agency | 35934 US-27 | (863) 421-6600 |
| 7 | Mr Auto | 2 N 4th St | (863) 422-9199 |
| 8 | Alan Murphy: Allstate Insurance | 37048 US-27 | (863) 595-1601 |
| 9 | E.N.E. Tax & Insurance | 210 S Dixie Dr | (863) 288-8233 |
| 10 | Ewing Blackwelder & Duce Insurance | 100 S 10th St | (863) 422-2345 |
Simily Insurance serves Haines City and the surrounding communities in central Florida, addressing the flood insurance needs of both residential and commercial property owners. It handles policies that protect structures and belongings from rising water and storm surge common to the region. Each client’s risk is evaluated against local flood maps and elevation data. The company follows a careful approach to explain coverage limits, exclusions, and waiting periods before completing any policy paperwork.
One & Only Insurance Agency DBA Seguros Latinos serves Haines City and surrounding Polk County areas as a flood insurance agent. The company assists property owners with policies that protect homes and businesses from water damage due to rising waters. Agents in this region typically help clients navigate Federal Emergency Management Agency requirements and flood zone mapping. Seguros Latinos offers flood insurance quotes and claims assistance for residential and commercial properties in Haines City.
Teresa Connell, a State Farm Insurance Agent in Haines City, FL, offers a range of flood insurance services, including policy consultations and risk assessments for properties in flood-prone areas. It provides service plans that include annual policy reviews and assistance with filing claims after flooding events. The agency works with homeowners and business owners to secure appropriate coverage tailored to the local environment. It services single-family homes, apartments, retail spaces, and restaurants.
Estrella Insurance in Haines City, Florida, addresses distinctions between one-time flood insurance policies for single events and recurring annual coverage that renews automatically for ongoing protection. Their annual policies ensure property owners comply with federal lending requirements while safeguarding assets against flood damage common in Central Florida’s watershed areas. For clients needing immediate assurance, a single-term policy covers rising water risks for a set period without long-term obligation. Services are available on an as-needed basis, with policyholders selecting either a single purchase or a renewable term to match their situation.
Based in Haines City, Florida, Cathy Boyd's Insurance Agency - 1st Class Insurance Services LLC serves homeowners and business owners across Haines City and the surrounding Central Florida communities. The agency handles flood insurance policies designed to protect properties from water damage due to heavy rains and storm surges. A typical job begins with a detailed review of the property’s flood zone designation to determine the appropriate coverage level. The agency then compares available policy options to match coverage limits with the specific needs of the client’s building and its contents.
Competitive Insurance Agency serves homeowners, businesses, and property managers throughout Haines City, Florida, offering local flood insurance coverage to protect against water damage from storms and rising waters. The agency guides clients through policy options for residential and commercial structures, addressing the specific flooding risks common to Central Florida’s low-lying areas. Its services extend into nearby communities such as Lake Hamilton and the greater Polk County metro region, helping residents secure essential flood protection.
For one-time coverage or ongoing protection, Mr Auto in Haines City, FL, provides flood insurance policies. These plans safeguard homes and businesses from water damage common in the area’s flood zones. Policyholders can select a single policy for a specific event or a longer-term, scheduled plan. As a local flood insurance agent, the company assists clients in understanding the differences between federally backed and private options. Their services are available on a one-time, scheduled, or as-needed basis depending on the client’s changing coverage requirements.
Serving Haines City and the surrounding areas, Alan Murphy: Allstate Insurance specializes in securing flood insurance policies for residential and commercial properties. The agency works closely with clients to assess their specific risk levels and identify coverage that addresses potential water damage from storms and rising water. It helps homeowners and business owners navigate the often complex requirements for flood protection, ensuring their properties are safeguarded against unforeseen events. This service is particularly vital during the Atlantic hurricane season, when heavy rains and storm surge pose a significant threat to the region.
Spring storms and unpredictable weather patterns can quickly turn calm streets into flood-prone zones in Haines City. E.N.E. Tax & Insurance responds to this familiar seasonal concern by offering flood insurance policies tailored to protect homes and small businesses from costly water damage. Their local agents understand the specific flood risks present in the region’s low-lying areas and can advise on appropriate coverage limits. The process begins with a straightforward inspection of your property to identify potential vulnerabilities and discuss the initial assessment of your insurance needs.
Ewing Blackwelder & Duce Insurance provides general insurance coverage for clients in Haines City, FL. The agency specializes in flood insurance for residential and commercial properties, helping policyholders secure protection against rising waters and storm-related damage. Standard offerings can be enhanced with additional endorsements tailored to individual risk levels and property needs. The team can assist offices, warehouses, and food service operations in obtaining appropriate coverage for their specific commercial exposures.
What Does a a Flood Insurance Agent in Haines City Cost?
Typical flood insurance costs in Florida range from 500 to 3,000 dollars per year, depending on flood zone, property elevation, and coverage amount. A standard NFIP policy for a single-family home in Haines City may cost around 700 to 1,200 dollars annually. Private market policies can vary widely. This is general information, not insurance advice.
About flood insurance agents in Haines City
Flood insurance agents in Haines City, Florida help homeowners and businesses secure coverage required by many lenders. Florida law mandates that properties in high-risk flood zones must carry flood insurance if they have a federally backed mortgage. Local agents understand the specific flood risks near Lake Hamilton and the Peace Creek Drainage Basin.
Frequently Asked Questions
Do I need flood insurance in Haines City Florida?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many residents choose to carry a policy for protection.
What does a flood insurance agent do in Haines City?
A flood insurance agent helps you assess your flood risk, explains coverage options under the National Flood Insurance Program or private insurers, and assists with filing claims. They also ensure your policy meets local lending requirements.
How long does it take to get flood insurance in Haines City?
Standard NFIP policies have a 30-day waiting period before coverage begins. However, if you are closing on a home purchase, the waiting period may be waived if you apply at least 30 days before closing.
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