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Find Flood Insurance Agents Near You in Fort Myers, FL

Directory of flood insurance agents in Fort Myers, Florida. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Fort Myers, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 20 flood insurance agents in Fort Myers, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
East & Greenwell Insurance Inc: Allstate Insurance
10061 University Plaza Dr, Fort Myers, FL 33913
(239) 434-7877 eastandgreenwell.com
Lighthouse Insurance Group Of Florida
3620 Colonial Blvd Ste 140, Fort Myers, FL 33966
(239) 369-2019 flhinsurance.com
Culbertson Agency: Allstate Insurance
13099 S Cleveland Ave Suite 310, Fort Myers, FL 33907
(239) 210-7700 agents.allstate.com
Harrod Insurance Agency
13130 Westlinks Terrace Ste 3, Fort Myers, FL 33913
(239) 766-7585 harrodagency.com
GreatFlorida Insurance: Brian Lariviere
4901 Palm Beach Blvd Suite 290, Fort Myers, FL 33905
(239) 694-2886 eastfortmyers.greatflorida.com
The Thompson Agency Inc.
3677 Central Ave K, Fort Myers, FL 33901
(239) 689-8570 thompsoninsurancefl.com
State Insurance USA, LLC
4450 Camino Real Way, Fort Myers, FL 33966
(239) 567-9992 stateinsuranceusa.com
Way Better Insurance
4978 Royal Gulf Cir, Fort Myers, FL 33966
(239) 210-7720 waybetterinsurance.com
Heather Langston - Langston Insurance Group
9961 Interstate Commerce Dr Ste 180, Fort Myers, FL 33913
(239) 323-1010 langston-insurance.com
The Insurancenter
16591 S Tamiami Trl, Fort Myers, FL 33908
(239) 489-2838 insurance-center.net
Wilcox Family Insurance Company
3707 Cleveland Ave, Fort Myers, FL 33901
(239) 337-7755 wilcoxfamilyinsurance.com
Lott & Gaylor Insurance
2120 W First St, Fort Myers, FL 33901
(239) 337-2221 lott-gaylor.com
Chapman Insurance Group
12751 S Cleveland Ave #201, Fort Myers, FL 33907
(239) 444-6888 cigflorida.com
3rd Generation Home & Car Insurance - Fort Myers
14421 Metropolis Ave Suite 105 A, Fort Myers, FL 33912
(239) 225-9026 3rdgeninsurance.com
Harbour Insurance
2240 W First St #105, Fort Myers, FL 33901
(239) 267-1515 harbourinsuranceagency.com
SWFL Insurance
17640 S Tamiami Trl #311, Fort Myers, FL 33908
(239) 489-1212 swflinsurance.com
Siefert Insurance Agency
6801 Porto Fino Cir Ste H29, Fort Myers, FL 33912
(239) 326-2070 siefertinsurance.com
Avalon Insurance Group, Inc.
7370 College Pkwy #312, Fort Myers, FL 33907
(239) 275-3888 avalon-insurance.com
GreatFlorida Insurance: Michelle Accola
12401 Commerce Lakes Dr #4, Fort Myers, FL 33913
(239) 237-1550 gateway.greatflorida.com
Insurance Specialists of SW Florida - Fort Myers
12251 Itec Pk Dr Suite 106, Fort Myers, FL 33913
(239) 514-0225 ftmyersins.com

Flood insurance agents in Fort Myers help property owners secure coverage required by many Florida lenders. Florida law mandates that agents explain flood zone designations and policy limits clearly. Local agents understand the unique flood risks from the Caloosahatchee River and Gulf Coast storms.

What Does a Flood Insurance Agent in Fort Myers Cost?

Flood insurance premiums in Fort Myers depend on your property's flood zone, elevation, and construction date. NFIP policies average 700 to 2,500 dollars per year for standard residential coverage. Private insurers may offer lower rates or higher limits for some properties. Elevation certificates and flood zone maps affect pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Fort Myers Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, your lender will require flood insurance. Even in low-risk areas, flooding from heavy rain or storm surge is possible. Many homeowners choose to buy a policy for peace of mind.
What does a flood insurance agent do in Fort Myers?
A flood insurance agent helps you compare policies from the National Flood Insurance Program and private insurers. They assess your property's flood zone, explain coverage limits, and help you file a claim if needed. Agents must be licensed in Florida and follow state disclosure rules.
How much does flood insurance cost in Fort Myers Florida?
Costs vary based on flood zone, elevation, and building characteristics. Typical annual premiums range from 700 to 2,500 dollars for NFIP policies in Fort Myers. Private market policies may offer different rates or higher limits.