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Find Flood Insurance Agents Near You in Estero, FL
Looking for a flood insurance agent in Estero? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Estero, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 12 flood insurance agents in Estero, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Regency Insurance Group a Hilb Group Company
23190 Fashion Dr p216, Estero, FL 33928
(239) 628-4344
regencyins.com
Rich Mathews - State Farm Insurance Agent
9510 Corkscrew Palms Cir #4, Estero, FL 33928
(239) 992-8896
richmathewsagency.com
Ted Todd Insurance: Allstate Insurance
23160 Fashion Dr #223, Estero, FL 33928
(239) 561-1100
agents.allstate.com
Brightway Insurance, The Dorrian Agency
19970 S Tamiami Trl #104, Estero, FL 33928
(239) 280-5480
brightway.com
Lane Insurance Group
Located in the Galleria, 21105 Design Parc Ln #103, Estero, FL 33928
(239) 947-7474
laneinsurancegroup.com
Charley Insurance
23160 Fashion Dr #226, Estero, FL 33928
(239) 280-5555
heycharley.com
Sagacity Insurance Professionals
10600 Chevrolet Way Suite 224, Estero, FL 33928
(239) 533-9755
sagacityip.com
State Insurance USA, LLC
10600 Chevrolet Way #107, Estero, FL 33928
(239) 567-9992
stateinsuranceusa.com
Coastline Insurance Group, Inc.
23190 Fashion Dr #210, Estero, FL 33928
(239) 217-6005
coastlineagents.com
Responsive Insurance Inc
9470 Corkscrew Palms Cir #103, Estero, FL 33928
(239) 596-3177
responsiveinsurance.com
GreatFlorida Insurance: Keith Wilson
20461 S Tamiami Trl Unit 22, Estero, FL 33928
(239) 495-3636
estero.greatflorida.com
Parlin Insurance Agency
23160 Fashion Dr #217, Estero, FL 33928
(239) 263-3141
parlininsurance.com
Flood insurance agents in Estero Florida help property owners secure coverage through the National Flood Insurance Program and private carriers. Florida law requires flood insurance disclosure for certain properties and many lenders mandate coverage in high risk zones. An agent can explain your options and help you meet local compliance standards.
What Does a Flood Insurance Agent in Estero Cost?
Typical flood insurance costs in Florida range from 700 to 2,500 per year for an NFIP policy depending on flood zone elevation and building characteristics. Private market policies may cost more or less based on risk assessment. Deductibles and coverage limits also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Estero Florida?
If your property is in a Special Flood Hazard Area your mortgage lender will likely require flood insurance. Even outside high risk zones flooding can occur and many Estero homeowners choose to purchase coverage for protection.
What does a flood insurance agent do in Estero?
A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They also advise on coverage limits deductibles and any Florida specific flood disclosure requirements.
How long does it take to get a flood insurance policy in Estero?
Standard NFIP policies have a 30 day waiting period before coverage begins. Private insurers may offer shorter waiting periods. It is important to plan ahead and not wait until a storm is approaching.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.