The top-rated flood insurance agent in Dunedin, Florida is Isaac Stuiso - State Farm Insurance Agent, rated 4.9 stars across 367 reviews. Other highly rated options include Freeway Insurance, Dockside Insurance, Solace Insurance. This directory lists 14 flood insurance agents serving Dunedin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Isaac Stuiso - State Farm Insurance Agent | 1780 Main St #C | (727) 221-7500 |
| 2 | Freeway Insurance | 1411 Main St | (727) 203-7002 |
| 3 | Dockside Insurance | 748 Broadway #201 | (727) 475-7788 |
| 4 | Solace Insurance | 1659 Achieva Way Suite 121 | (727) 585-1174 |
| 5 | Jeff Campbell: Allstate Insurance | 1365 Main St | (727) 738-6088 |
| 6 | Ross Insurance Group Inc | 934 Curlew Rd | (727) 734-7000 |
| 7 | Sebanda Insurance | 2323 Curlew Rd STE 7A | (727) 242-9303 |
| 8 | Peter Markos Insurance | 1454 Main St A | (727) 738-0777 |
| 9 | A. American Insurance | 1583 Main St | (727) 733-9381 |
| 10 | Colonial Claims LLC. | 2200 Bayshore Blvd | (800) 356-6326 |
Isaac Stuiso - State Farm Insurance Agent serves the Dunedin, FL area and offers flood insurance coverage for residents and businesses. As a local flood insurance agent, the company assists clients in evaluating their flood risk and securing appropriate policies. Planning with flood insurance is important due to the region’s coastal location and weather patterns. The agency helps customers understand policy options and facilitates enrollment in flood protection. It handles residential flood insurance policies and commercial flood insurance coverage specific to this area.
Freeway Insurance provides property risk consultation in the Dunedin, Florida area. Its specialists assess structural vulnerabilities and advise on flood policy options tailored to individual properties. The agency helps clients evaluate coverage limits and understand local flood zone requirements. This service supports government-backed and private flood insurance choices for commercial structures. The company assists businesses operating in local offices, warehouses, and food service establishments.
Dockside Insurance in Dunedin, FL, provides personalized consultations to assess flood risks for residential and commercial clients. Its service approach includes helping property owners understand National Flood Insurance Program options and private coverage alternatives. The agency assists with policy selection and claims support. Its maintenance plans focus on reviewing coverage annually to account for changing flood maps and building modifications. Dockside Insurance serves single-family homes, apartments, and various commercial properties, including retail stores and restaurants located in flood-prone zones throughout the local area.
Solace Insurance serves homeowners, businesses, and property managers in Dunedin, Florida, who need reliable flood insurance coverage. As a local agency, it helps clients understand flood risk and secure appropriate policies to protect their properties. The area’s proximity to the Gulf means flood protection is essential for new and existing structures alike. The agency works with carriers offering individual and multi-family residential plans. It also covers the nearby Palm Harbor community, providing support for policyholders across northern Pinellas County.
Navigating Dunedin’s flood risk requires a clear choice between a one-time policy consultation or an ongoing relationship that adjusts coverage as conditions change. Jeff Campbell: Allstate Insurance addresses both approaches, offering flood insurance that protects property against water damage from rising waters. This service typically includes a review of federal flood maps and policy specifics to match individual needs. Clients may schedule a single appointment to lock in a plan or arrange coverage on an as-needed basis for added flexibility.
Ross Insurance Group Inc serves Dunedin, Florida, and the surrounding communities along the Pinellas County coastline, handling residential and commercial flood insurance needs. The agency helps property owners understand National Flood Insurance Program requirements and private market options available in this flood-prone region. Each client receives a personal consultation to review their specific property risks and coverage gaps determined by elevation and historical flood data. The company approaches each job by first analyzing current policies and property conditions before presenting tailored solutions designed to meet individual coverage requirements and local compliance standards.
Sebanda Insurance provides residential flood insurance solutions for homeowners in Dunedin, Florida, ensuring properties are protected against water damage from storms and rising tides. The agency also offers commercial flood coverage for local businesses seeking to safeguard their assets and operations. Serving Dunedin and its surrounding communities along the Gulf Coast, they assist clients in navigating the complexities of flood policies through straightforward guidance. Clients often return for annual policy reviews and updates between regular visits to adapt their coverage as conditions change.
Peter Markos Insurance assists residents and business owners in the Dunedin, Florida area with their general insurance needs, while specializing in flood insurance policies tailored to local flood zone risks. The agency evaluates property elevation and proximity to waterways to recommend appropriate coverage limits for structures and contents. Their services address the needs of various commercial sectors, including office buildings, warehouses, and food service establishments.
Living near the Gulf in Dunedin brings a heightened risk of flash flooding during hurricane season and heavy summer storms. A. American Insurance helps local homeowners and renters secure flood coverage that addresses this specific coastal exposure. The policies available through their agency are designed to protect properties from rising water damage not covered by standard homeowners insurance. To begin the process, a licensed agent schedules an inspection of the property to assess its flood zone risk and potential drainage issues.
Colonial Claims LLC specializes in guiding Dunedin homeowners through the process of securing National Flood Insurance Program policies. It provides tailored consultations to assess flood risk and identify appropriate coverage for residential and commercial properties in waterfront and low-lying areas. The agency handles policy applications, renewals, and claims support, helping clients understand FEMA elevation requirements and flood zone designations. It assists property owners in preparing for seasonal hurricane threats and tidal surge events that frequently impact the Tampa Bay coastline.
What Does a a Flood Insurance Agent in Dunedin Cost?
Flood insurance costs in Dunedin vary by property elevation, flood zone, and coverage amount. Typical annual premiums range from 700 to 2000 dollars for standard NFIP policies. Higher-risk zones or older properties may cost more. This is general information, not insurance advice.
About flood insurance agents in Dunedin
Dunedin Florida faces flood risks from the Gulf of Mexico and local waterways. A flood insurance agent in Dunedin can help you understand the National Flood Insurance Program (NFIP) requirements. Florida law requires flood insurance disclosure for certain properties, making local agent guidance valuable.
Frequently Asked Questions
Do I need flood insurance in Dunedin Florida?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur. An agent can review your specific flood zone designation.
How does a flood insurance agent help with NFIP policies?
A flood insurance agent can explain NFIP coverage limits, waiting periods, and elevation certificate requirements. They help you select the right amount of building and contents coverage for your Dunedin property.
What is the typical waiting period for a flood insurance policy in Florida?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for flood map changes or mortgage requirements. An agent can advise on timing for your specific situation.
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