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HomeFlood Insurance AgentsDelaware › Wilmington

Find Flood Insurance Agents Near You in Wilmington, DE

Browse flood insurance agents serving Wilmington, Delaware. Updated 2026-07-14.

The top-rated flood insurance agent in Wilmington, Delaware is Anne Scharp - GEICO Insurance Agent, rated 4.5 stars across 609 reviews. Other highly rated options include Connie Barba - State Farm Insurance Agent, Dawn Moore Jones - State Farm Insurance Agent, Garland Thompson - State Farm Insurance Agent. This directory lists 30 flood insurance agents serving Wilmington.

Showing 30 flood insurance agents in Wilmington, DEListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Anne Scharp - GEICO Insurance Agent3925 Kirkwood Hwy(302) 998-9192
2Connie Barba - State Farm Insurance Agent9B Trolley Square(302) 429-0300
3Dawn Moore Jones - State Farm Insurance Agent1303 Kirkwood Hwy(302) 999-9101
4Garland Thompson - State Farm Insurance Agent1211 N King St Ste 200 (2nd Floor(302) 407-6262
5McAfee Insurance Agency1816 W 4th St(302) 655-7999
6Raleigh Collins Jr - State Farm Insurance Agent250 Philadelphia Pike 1st Floor(302) 764-6802
7Charles Potter Jr. Insurance Agency5506 Kirkwood Hwy(302) 995-5451
8Wiswall Insurance Agency1035 N Lincoln St Suite 300(302) 791-7600
9Theresa Heitter - State Farm Insurance Agent2048 Limestone Rd(302) 998-0576
10Prominent Insurance Services1201 Orange St #7295(302) 351-3368
AS
3925 Kirkwood Hwy
Anne Scharp - GEICO Insurance Agent
Flood Insurance Agent · Wilmington, DE

Anne Scharp - GEICO Insurance Agent serves the Wilmington, Delaware metro area as a dedicated flood insurance agent. This agency helps homeowners and renters secure essential flood coverage that is separate from standard homeowners policies. Understanding the elevated flood risks in the coastal and riverine zones of New Castle County, the agent works with clients to explain FEMA flood zone ratings and the nuances of the National Flood Insurance Program. Specific services include providing flood insurance quotes and guiding policyholders through the claim filing process for flood-related damage.

CB
9B Trolley Square
Connie Barba - State Farm Insurance Agent
Flood Insurance Agent · Wilmington, DE

Based in Wilmington, DE, Connie Barba - State Farm Insurance Agent serves Wilmington and its surrounding Delaware communities with flood insurance coverage. It handles policies that protect homeowners and businesses from water damage caused by heavy rain, storm surge, and overflowing waterways. Understanding the local risk of coastal and river flooding, the agency carefully reviews property elevations and flood zone maps. It provides personalized consultations to determine appropriate coverage levels and deductibles, then coordinates directly with the National Flood Insurance Program throughout the application and claims process.

DM
1303 Kirkwood Hwy
Dawn Moore Jones - State Farm Insurance Agent
Flood Insurance Agent · Wilmington, DE

Flood risk increases during heavy coastal storms and nor’easters in the Wilmington area. Dawn Moore Jones – State Farm Insurance Agent offers flood coverage to help property owners protect against water damage. Policies address structural and contents losses common in this region. The agent explains how standard homeowners plans often exclude flooding and advises on appropriate limits for homes near tidal zones. To begin the process, the agent schedules a property inspection to assess elevation and flood zone classification.

GT
1211 N King St Ste 200 (2nd Floor
Garland Thompson - State Farm Insurance Agent
Flood Insurance Agent · Wilmington, DE

Garland Thompson - State Farm Insurance Agent in Wilmington, DE offers flood insurance clients the choice between a one-time policy purchase for a specific property or an ongoing service arrangement that renews coverage annually. They assist homeowners and renters in securing protection against flood damage, which is not covered by standard homeowners policies. New policies can be evaluated at any time the client needs coverage. Service runs on both a scheduled basis for annual renewals and as needed for initial policy setup or adjustments.

MI
1816 W 4th St
McAfee Insurance Agency
Flood Insurance Agent · Wilmington, DE

McAfee Insurance Agency in Wilmington, DE, offers specialized flood insurance services to protect properties from water damage, along with general assistance in navigating coverage options. Its work involves assessing local flood risks and helping clients secure policies that meet their needs. Coastal storms and heavy seasonal rains in the area often lead to sudden flooding concerns, so the agency works with homeowners before these events to address potential gaps in their existing protection.

RC
250 Philadelphia Pike 1st Floor
Raleigh Collins Jr - State Farm Insurance Agent
Flood Insurance Agent · Wilmington, DE

Raleigh Collins Jr - State Farm Insurance Agent in Wilmington, DE, provides general property and casualty coverage tailored to local homeowners and businesses. The agency specializes in flood insurance policies, addressing the specific water damage risks common in Delaware’s coastal and low-lying areas. Clients can obtain protection for offices, warehouses, and food service operations, ensuring comprehensive risk management for diverse commercial properties facing potential flood threats.

CP
5506 Kirkwood Hwy
Charles Potter Jr. Insurance Agency
Flood Insurance Agent · Wilmington, DE

Charles Potter Jr. Insurance Agency in Wilmington, DE is known for helping property owners secure essential flood coverage through the National Flood Insurance Program. The agency serves residential and commercial clients throughout the local area who need protection against flood damage that standard policies do not cover. Each policy consultation begins with a review of the property's flood zone designation and elevation certificate, ensuring appropriate limits. The agency can also add on coverage for temporary living expenses if a flood forces the homeowner to relocate during repairs.

WI
1035 N Lincoln St Suite 300
Wiswall Insurance Agency
Flood Insurance Agent · Wilmington, DE

Wiswall Insurance Agency serves residential property owners in Wilmington, DE, by matching them with flood insurance policies that protect against water damage from storms or rising waterways. The agency also helps commercial clients secure necessary flood coverage for their business properties. Service extends throughout the local area, supporting homeowners and business operators with tailored insurance options. When clients require policy adjustments before their regular renewal cycle begins, the agency provides follow-up assistance to ensure continuous protection.

TH
2048 Limestone Rd
Theresa Heitter - State Farm Insurance Agent
Flood Insurance Agent · Wilmington, DE

Serving the Wilmington area, Theresa Heitter - State Farm Insurance Agent offers general insurance services with a specialty in flood insurance protection. The agent helps residential and commercial clients secure coverage for properties in flood-prone zones. Proper flood insurance policies address risks that standard homeowners or business policies typically exclude. The company’s expertise extends to serving commercial sectors including offices, warehouses, and food service establishments requiring tailored flood coverage for their specific operational needs.

PI
1201 Orange St #7295
Prominent Insurance Services
Flood Insurance Agent · Wilmington, DE
CI
1906 Newport Gap Pike
Choice Insurance Agency - Delaware
Flood Insurance Agent · Wilmington, DE
(302) 998-1412
choiceins.com
TZ
1604 W Newport Pike
A to Z Insurance
Flood Insurance Agent · Wilmington, DE
(302) 652-5606
atozinsuranceonline.com
GI
5560 Kirkwood Hwy
Goosehead Insurance - Brian Dougherty
Flood Insurance Agent · Wilmington, DE
(302) 483-7099
agents.goosehead.com/de/wilmington/5560-kirkwood-highway
LI
1601 E Newport Pike
Leaders Insurance Group LLC
Flood Insurance Agent · Wilmington, DE
(302) 504-6700
leadersinsgroup.com
MI
2417 Silverside Rd # 2
McHugh Insurance Group
Flood Insurance Agent · Wilmington, DE
(302) 299-9199
mchughinsurancegroup.com
AI
410 Delaware Ave
Allen Insurance Associates Inc. t/a Allen Insurance Group
Flood Insurance Agent · Wilmington, DE
(302) 654-8823
alleninsurance.com
LI
1309 Veale Rd #12
Lord Insurance Company, Inc
Flood Insurance Agent · Wilmington, DE
(302) 212-4317
lordinsco.com
DI
5700 Kirkwood Hwy Ste 103
Dewberry Insurance Agency
Flood Insurance Agent · Wilmington, DE
(302) 995-9550
dewberryinsurance.com
SI
5227 W Woodmill Dr
Smalls Insurance Agency Inc.
Flood Insurance Agent · Wilmington, DE
(302) 633-1980
smallinsuranceagency.com
BT
1601 Milltown Rd #6
Brian Teti - State Farm Insurance Agent
Flood Insurance Agent · Wilmington, DE
(302) 999-9984
brianteti.com
RI
1521 Concord Pike
Rockwell Insurance Agency
Flood Insurance Agent · Wilmington, DE
(302) 660-2018
rockwellagency.com
DI
5700 Kirkwood Hwy
Drass Insurance Agency
Flood Insurance Agent · Wilmington, DE
(302) 998-1331
drassinsurance.com
RM
240 N James St Suite 203
Red Maple Insurance Group
Flood Insurance Agent · Wilmington, DE
(302) 654-1000
redmapleins.com
LB
715 Greenbank Rd
Lisa Broadbent Ins Inc
Flood Insurance Agent · Wilmington, DE
(302) 998-2224
lisabroadbentinsurance.com
NI
1211 Milltown Rd Ste B
Nationwide Insurance: Albidress-Sanderson Agency, Inc.
Flood Insurance Agent · Wilmington, DE
(302) 368-3010
albidressagency.com
NI
501 Silverside Rd Ste 40
Nationwide Insurance: Rick Galster Iii Insurance Agency Inc.
Flood Insurance Agent · Wilmington, DE
(302) 475-6200
agency.nationwide.com/de/wilmington/19809/g&g-insurance-&-financial-group-llc
WI
1403 Silverside Rd #3b
Wilmington Insurance Company
Flood Insurance Agent · Wilmington, DE
(302) 655-0800
wilmingtoninsco.com
SR
1 Avenue of the Arts ste c
Salem Risk Associates
Flood Insurance Agent · Wilmington, DE
(856) 935-5100
gotosra.com
IO
900 Philadelphia Pike 1st Floor
Insurance Office of America
Flood Insurance Agent · Wilmington, DE
(302) 764-1000
ioausa.com
WI
1403 Silverside Rd
Wilmington Insurance Agency
Flood Insurance Agent · Wilmington, DE
(302) 231-2800

What Does a a Flood Insurance Agent in Wilmington Cost?

The cost of flood insurance in Wilmington Delaware varies based on flood zone property elevation and coverage amount. An NFIP policy for a single-family home typically ranges from 700 to 2,000 dollars per year for standard coverage. Private flood insurance may cost less or more depending on risk factors. This is general information and not insurance advice.

About flood insurance agents in Wilmington

Flood insurance agents in Wilmington Delaware help property owners understand their risk and obtain coverage through the National Flood Insurance Program or private insurers. Delaware law requires flood insurance disclosures for certain coastal properties. Agents can guide you through the 30-day waiting period for new NFIP policies and explain local flood zone designations.

Frequently Asked Questions

Do I need flood insurance in Wilmington Delaware?

If your property is in a high-risk flood zone designated by FEMA your lender will likely require flood insurance. Even in moderate-risk areas coverage is recommended because 25 percent of flood claims come from low-risk zones. Delaware does not have a state mandate but local mortgage requirements apply.

How do I find a flood insurance agent in Wilmington?

You can search for licensed insurance producers through the Delaware Department of Insurance website. Look for agents who specialize in property and flood coverage. Many local independent agents offer quotes from multiple carriers including NFIP and private flood insurers.

What is the waiting period for a flood insurance policy in Delaware?

Standard NFIP policies have a 30-day waiting period from the date of application before coverage begins. Exceptions exist for loans closing on a property purchase or for map changes. Private flood policies may have different waiting periods so ask your agent for details.

Flood Insurance Agents in Other Delaware Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.