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Compare flood insurance agents in Middletown. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Middletown, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 12 flood insurance agents in Middletown, DE
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christina McKeown - State Farm Insurance Agent
102 Sleepy Hollow Dr #103, Middletown, DE 19709
(302) 378-8014
christinamckeown.com
Ryan Nichols: Allstate Insurance
704 Ash Blvd, Middletown, DE 19709
(302) 864-2230
agents.allstate.com
Stefanie Wooten - State Farm Insurance Agent
14 E Main St, Middletown, DE 19709
(302) 378-8885
letusprotectyou.com
Chuck Montgomery - State Farm Insurance Agent
384 E Main St, Middletown, DE 19709
(302) 449-0001
chuckmontgomery.com
Blue Hen Insurance
1050 Industrial Dr Suite 240, Middletown, DE 19709
(302) 696-2242
blueheninsurance.com
Insurance You Keep
651 N Broad St Suite 204, Middletown, DE 19709
(302) 602-9426
insuranceyoukeep.com
Jeff Ramos - State Farm Insurance Agent
4390 Summit Bridge Rd, Middletown, DE 19709
(302) 376-7775
jefframosinsurance.com
Armor Insurance Brokers
478 Middletown Warwick Rd, Middletown, DE 19709
(302) 449-5556
armorib.com
PeopleFirst Insurance
111 W Main St Suite 202, Middletown, DE 19709
(302) 449-4777
peoplefirstinsurance.org
Crow Insurance Agency, Inc.
106 S Broad St, Middletown, DE 19709
(877) 204-3107
crowinsuranceteam.com
Allstate
292 Carter Dr, Middletown, DE 19709
(302) 449-7660
allstate.com
Prudential Insurance Co
23 W Main St, Middletown, DE 19709
(302) 378-8811
prudential.com
Flood insurance agents in Middletown Delaware help property owners secure coverage through the National Flood Insurance Program or private insurers. Delaware law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents in Middletown can guide you through flood zone maps and policy options to meet local requirements.
What Does a Flood Insurance Agent in Middletown Cost?
Flood insurance costs in Delaware vary based on flood zone, property elevation, and coverage amount. Average NFIP premiums in Middletown range from 700 to 1,500 dollars per year for a standard policy. Private market rates may be higher or lower depending on risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Middletown Delaware?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many homeowners choose coverage for peace of mind.
What does a flood insurance agent do in Middletown?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also explain waiting periods and coverage limits specific to Delaware.
How long does it take to get flood insurance in Middletown?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. An agent can help you understand timing for your situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Delaware.