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Find Final Expense Insurance Agents Near You in Sioux Falls, SD

Browse final expense insurance agents serving Sioux Falls, South Dakota. Updated 2026-07-14.

The top-rated final expense insurance agent in Sioux Falls, South Dakota is World Insurance Associates LLC, rated 4.9 stars across 327 reviews. Other highly rated options include Pernell Insurance Agency, Great Plains Medicare, Nelson Insurance Agency. This directory lists 20 final expense insurance agents serving Sioux Falls.

Showing 20 final expense insurance agents in Sioux Falls, SDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1World Insurance Associates LLC3208 E 26th St(605) 467-8733
2Pernell Insurance Agency528 N Sycamore Ave Unit 2(605) 271-7595
3Great Plains Medicare6045 S Louise Ave SUITE 203(605) 275-5678
4Nelson Insurance Agency2200 W 49th St Unit 100(605) 275-9700
5Aaron Smith Insurance Group - Progressive Car Insurance Agent4300 S Louise Ave Unit 100(605) 250-3702
6Prins Insurance of Sioux Falls, Inc.2900 S Phillips Ave #400(605) 332-5300
7Platinum Insurance Group6330 S Western Ave Unit 110(605) 271-4446
8Great Place Insurance (Formerly Insurance Express Agency, LLC) -- Sioux Falls, SD200 S Petro Ave Suite 106(605) 361-6318
9Midwest Division Insurance Agency3701 W 49th St STE 203(605) 274-7420
10Plains Insurance Group3130 W 57th St Unit 105(605) 789-5898
WI
3208 E 26th St
World Insurance Associates LLC
Final Expense Insurance Agent · Sioux Falls, SD

World Insurance Associates LLC serves the Sioux Falls, South Dakota metro area as a final expense insurance agent. The company focuses on helping clients arrange end-of-life funding solutions to cover personal burial and funeral obligations. These policies are designed to ease the financial burden on loved ones during a difficult time. In this community, it handles burial expense planning and small whole life insurance for seniors.

PI
528 N Sycamore Ave Unit 2
Pernell Insurance Agency
Final Expense Insurance Agent · Sioux Falls, SD

Pernell Insurance Agency provides final expense insurance services to clients in the Sioux Falls area. These services focus on helping individuals secure coverage for their end-of-life expenses. The agency also offers ongoing policy maintenance, including assistance with premium payments and beneficiary updates. The company works with a variety of individuals, serving those who own single-family homes, reside in apartments, live in retail spaces, or own and operate restaurants.

GP
6045 S Louise Ave SUITE 203
Great Plains Medicare
Final Expense Insurance Agent · Sioux Falls, SD

Great Plains Medicare serves Sioux Falls and the surrounding communities in southeastern South Dakota, handling final expense insurance policies for local families. It helps clients secure affordable coverage that covers funeral costs and outstanding final bills, easing the financial burden on loved ones. To manage a typical policy, it first reviews the client’s budget and health background to recommend an appropriate plan, then assists with the straightforward application process.

NI
2200 W 49th St Unit 100
Nelson Insurance Agency
Final Expense Insurance Agent · Sioux Falls, SD

Serving families in Sioux Falls, SD, Nelson Insurance Agency offers final expense coverage designed to address end-of-life costs. Clients may choose a one-time, simplified policy that remains in force with a single premium payment, or a scheduled monthly recurring option that builds immediate coverage over time. This insurance helps protect loved ones from unexpected financial burdens related to funeral expenses and final medical bills. Service appointments and policy management are available on an as-needed basis, allowing clients to receive support whenever they require assistance without a mandatory recurring commitment.

AS
4300 S Louise Ave Unit 100
Aaron Smith Insurance Group - Progressive Car Insurance Agent
Final Expense Insurance Agent · Sioux Falls, SD

Aaron Smith Insurance Group serves Sioux Falls seniors and their families who are planning for end-of-life expenses. The agency guides clients in selecting final expense policies that cover funeral costs and outstanding medical bills. As a Progressive Car Insurance agent, it also offers auto coverage options for local residents. Its agent works directly with individuals to explain policy benefits and simplify the application process. The agency serves the surrounding communities of Brandon and Harrisburg in the Sioux Falls metropolitan area.

PI
2900 S Phillips Ave #400
Prins Insurance of Sioux Falls, Inc.
Final Expense Insurance Agent · Sioux Falls, SD

Prins Insurance of Sioux Falls, Inc. specializes in final expense insurance policies designed to cover end-of-life costs and funeral expenses. It serves individuals and families in Sioux Falls by guiding them through the process of selecting appropriate coverage options. When winter storms or unexpected medical events create sudden financial burdens, the company helps clients adjust their policies to ensure their final wishes remain secure. This focused attention on specific seasonal and situational needs supports long-term peace of mind for local residents planning their estate.

PI
6330 S Western Ave Unit 110
Platinum Insurance Group
Final Expense Insurance Agent · Sioux Falls, SD

As winter winds settle over Sioux Falls, many older residents consider how to ease their families' future financial burdens. Platinum Insurance Group responds by helping clients final expense funeral and burial needs through a straightforward application process. They focus on smaller-benefit life policies often used for immediate end-of-life costs in the local area. After a brief phone conversation to confirm eligibility and coverage preferences, they schedule a thorough needs assessment in the client's home.

GP
200 S Petro Ave Suite 106
Great Place Insurance (Formerly Insurance Express Agency, LLC) -- Sioux Falls, SD
Final Expense Insurance Agent · Sioux Falls, SD

Great Place Insurance, formerly Insurance Express Agency, LLC, in Sioux Falls, SD, works to arrange final expense insurance policies designed to cover end-of-life costs. They focus on whole life insurance plans that help clients manage funeral and burial expenses while providing small death benefits. Typical services include policy consultations that emphasize affordable premiums and straightforward underwriting. These agents serve a variety of local commercial sectors, including offices, warehouses, and food service operations.

MD
3701 W 49th St STE 203
Midwest Division Insurance Agency
Final Expense Insurance Agent · Sioux Falls, SD

Midwest Division Insurance Agency in Sioux Falls, SD is known for its focus on final expense insurance, helping families prepare for end-of-life costs. The agency offers policies designed to cover funeral expenses and outstanding debts, providing a straightforward way to ease financial burdens on loved ones. Services are tailored for seniors seeking simple coverage that does not require a medical exam. No specific prices are guaranteed, yet the agency can assist with policy add-ons such as accidental death benefit riders.

PI
3130 W 57th St Unit 105
Plains Insurance Group
Final Expense Insurance Agent · Sioux Falls, SD
GI
2310 E 10th St
Garza Insurance Agency, LLC
Final Expense Insurance Agent · Sioux Falls, SD
(605) 271-7771
garzainsagency.com
AO
5117 S Crossing Pl
Auto-Owners Insurance Sioux Falls Claims
Final Expense Insurance Agent · Sioux Falls, SD
auto-owners.com
NC
3700 S Western Ave
North Central Insurance
Final Expense Insurance Agent · Sioux Falls, SD
(605) 339-4000
northcentralins.com
FS
4305 S Louise Ave Unit 205
First State Insurance Agency Southwest, Inc – Sioux Falls
Final Expense Insurance Agent · Sioux Falls, SD
(605) 274-2545
firststateinsurance.net/sioux-falls
PI
3500 S Western Ave
Pillar Insurance Inc
Final Expense Insurance Agent · Sioux Falls, SD
(605) 336-0970
pillarins.com
SF
326 E 8th St #101
Sioux Falls Insurance
Final Expense Insurance Agent · Sioux Falls, SD
(605) 305-1300
siouxfalls-insurance.com
PI
1201 E Cliff Pl
Perspective Insurance
Final Expense Insurance Agent · Sioux Falls, SD
(605) 444-6070
perspectiveinsurance.com
DI
6245 S Pinnacle Pl
DFS Insurance
Final Expense Insurance Agent · Sioux Falls, SD
(605) 275-6220
dfsins.com
EI
5013 S Louise Ave #324
Epic Insurance Inc
Final Expense Insurance Agent · Sioux Falls, SD
(605) 271-8100
epic-ins.com
LL
6809 S Minnesota Ave Ste 202
Lance Loof - Mutual of Omaha
Final Expense Insurance Agent · Sioux Falls, SD
(605) 271-4100
agents.mutualofomaha.com/agents/sd/sioux-falls/lance-loof

What Does a a Final Expense Insurance Agent in Sioux Falls Cost?

Final expense insurance premiums in South Dakota typically range from 30 to 80 dollars per month for a 10,000 to 25,000 dollar policy. Costs depend on your age, health, and the insurance company. Some policies offer guaranteed acceptance with no medical exam but have higher premiums. This is general information and not insurance advice.

About final expense insurance agents in Sioux Falls

Final expense insurance agents in Sioux Falls help residents plan for end-of-life costs like funerals and medical bills. South Dakota law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the unique needs of Sioux Falls families and can explain policy options clearly.

Frequently Asked Questions

What does a final expense insurance agent in Sioux Falls do?

A final expense insurance agent helps you choose a small whole life policy to cover funeral and burial costs. The agent explains policy terms and premiums based on your age and health. They also help you complete the application and answer questions about South Dakota insurance regulations.

How do I choose a final expense insurance agent in South Dakota?

Look for an agent licensed by the South Dakota Division of Insurance. Check that they have experience with final expense policies and can provide clear cost comparisons. You can verify an agent license on the state insurance website.

Are final expense insurance policies regulated in South Dakota?

Yes, all life insurance policies in South Dakota are regulated by the state Division of Insurance. Policies must include a free look period of at least 10 days. Agents must follow state rules about policy illustrations and disclosure of benefits.

Final Expense Insurance Agents in Other South Dakota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.