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Final Expense Insurance Agents in Rapid City, SD

Directory of final expense insurance agents in Rapid City, South Dakota. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Rapid City, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Dakota before hiring.
Showing 20 final expense insurance agents in Rapid City, SD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
South Dakota Senior Insurance Agency
2218 Jackson Blvd #3, Rapid City, SD 57702
(605) 939-4825 southdakotaseniorinsurance.com
Farmers Insurance - Dave Schmidt
2834 Jackson Blvd Ste 101, Rapid City, SD 57702
(605) 342-5434 agents.farmers.com
Herrmann Insurance Agencies
821 Mt Rushmore Rd, Rapid City, SD 57701
(605) 718-2200 herrmannagencies.com
Rapid Insurance, Inc.
2525 W Main St #202, Rapid City, SD 57702
(605) 791-0762 ryandolly.com
HealthWise Medicare Insurance
550 N 5th St, Rapid City, SD 57701
(605) 721-9328 healthwiserapidcity.com
Black Hills Insurance Agency, Inc.
820 St Joseph St, Rapid City, SD 57701
(605) 342-5555 blackhillsagency.com
Assurant
440 Mt Rushmore Rd, Rapid City, SD 57701
(800) 533-2220 assurant.com
Security First Insurance
805 5th St, Rapid City, SD 57701
(605) 348-1750 security1stbank.com
Acrisure Rapid City, SD (Fischer Rounds & Associates)
2491 W Chicago St, Rapid City, SD 57702
(605) 737-7865 acrisure.com
Western Dakota Insurors
816 5th St, Rapid City, SD 57701
(605) 342-3130 wdiins.com
American Benefits Agency.
429 Kansas City St #6, Rapid City, SD 57701
(605) 343-7870 americanbenefitsagency.net
Farmers Insurance - Jeffrey Wangen
2050 W Main St Suite 1, Rapid City, SD 57702
(605) 342-5350 agents.farmers.com
Bickett Insurance Agency & Financial Solutions
902 Main St Door A, Rapid City, SD 57701
(605) 348-4612 agents.horacemann.com
Horace Mann Insurance Co
902 Main St, Rapid City, SD 57701
(605) 348-4612 horacemann.com
New York Life Insurance
2525 W Main St #217, Rapid City, SD 57702
(605) 343-6565 newyorklife.com
American National Insurance - Norm Weddle
2120 W Main St Ste 5b, Rapid City, SD 57702
(605) 791-0119
Leavitt Heartland Insurance Services
3820 Jackson Blvd Suite 1, Rapid City, SD 57702
(605) 348-7788 leavitt.com
Professional Insurors
2525 W Main St, Rapid City, SD 57702
(605) 646-0969
HUB International
2630 Jackson Blvd #202, Rapid City, SD 57702
(605) 348-9800 hubinternational.com
American Benefits Agency: Ericks Chris
429 Kansas City St #6, Rapid City, SD 57701
(605) 343-7870 americanbenefitsagency.net

Final expense insurance agents in Rapid City help residents plan for funeral and burial costs. South Dakota law does not require a specific license for final expense insurance but agents must hold a valid life insurance license from the state. Local agents can explain how policies work with South Dakota probate rules and Medicaid asset limits.

What Does a Final Expense Insurance Agent in Rapid City Cost?

Typical costs for final expense insurance in South Dakota range from 30 to 100 dollars per month depending on your age health and the face amount of the policy. A 70-year-old non-smoker in Rapid City might pay around 50 dollars per month for a 10000 dollar policy. Rates vary by carrier and underwriting class. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a final expense insurance agent in Rapid City do?
A final expense insurance agent helps you choose a small life insurance policy to cover funeral costs and other end-of-life expenses. They explain policy options and help you compare quotes from different carriers licensed in South Dakota.
How much does final expense insurance cost in South Dakota?
Costs vary by age health and coverage amount. A typical policy for a 65-year-old in Rapid City may range from 30 to 80 dollars per month for 5000 to 15000 dollars of coverage. Premiums are usually fixed and do not increase.
Is final expense insurance regulated by South Dakota law?
Yes final expense insurance is regulated by the South Dakota Division of Insurance. Policies must comply with state consumer protection rules and agents must be licensed. South Dakota has a 30-day free look period for new policies.