The top-rated final expense insurance agent in Summerville, South Carolina is The Farnsworth Family Agency: Allstate Insurance, rated 4.9 stars across 365 reviews. Other highly rated options include Mark Ensley State Farm Insurance Agent, Wholistic Insurance Solutions, C T Lowndes & Company. This directory lists 21 final expense insurance agents serving Summerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Farnsworth Family Agency: Allstate Insurance | 421 Old Trolley Rd | (843) 821-4870 |
| 2 | Mark Ensley State Farm Insurance Agent | 2301 Bacons Bridge Rd | (843) 871-9700 |
| 3 | Wholistic Insurance Solutions | 700 Nexton Square Dr Suite 215 | (843) 517-8195 |
| 4 | C T Lowndes & Company | 136 S Main St | (843) 875-2300 |
| 5 | Sheally Insurance Group formerly Tidal Creek Insurance | 202 E 2nd N St | (843) 970-8588 |
| 6 | Dotterer Insurance | 870 College Park Rd | (843) 821-7548 |
| 7 | Brightway Insurance, The Summerville Agency | 700 Nexton Square Dr Ste 259 | (843) 848-8100 |
| 8 | Christie Fulkerson Agency | 141 N Main St | (803) 261-4076 |
| 9 | Lighthouse Insurance Benefits | Charleston Insurance Agency | 1801 Old Trolley Rd Suite 202 | (843) 266-3849 |
| 10 | Winningham Insurance Agency | 1672 N Main St | (843) 873-9202 |
The Farnsworth Family Agency: Allstate Insurance in Summerville, SC, serves the greater Dorchester County area with final expense insurance services. These policies help families cover end-of-life costs, including burial and funeral expenses, without placing a financial burden on loved ones. The agency assists clients in selecting affordable, whole-life coverage tailored to individual needs. Its final expense insurance agents guide beneficiaries through the claims process. Specific services include handling pre-need funeral planning and providing guaranteed issue life insurance policies for senior residents.
Mark Ensley State Farm Insurance Agent in Summerville, SC, provides final expense insurance policies to help individuals cover funeral costs and end-of-life expenses. Its services include plan discussions that address various coverage options and income needs. The agency offers ongoing policy reviews to adjust benefits as clients’ circumstances change. It serves single-family homes, apartments, retail businesses, and restaurants requiring clear final expense planning for owners or family members.
Wholistic Insurance Solutions serves Summerville, South Carolina, and the surrounding Lowcountry communities, handling final expense insurance needs for local families. The agency focuses on helping individuals secure coverage to manage end-of-life costs, such as funeral arrangements, burial expenses, and outstanding debts. Their typical process involves assessing a client's specific financial situation and providing straightforward policy options that fit within a budget. By prioritizing clear explanations and personal guidance, the company ensures each family understands the coverage they select.
C T Lowndes & Company provides both one-time policy consultations and recurring service appointments for final expense planning in Summerville, South Carolina. Their coverage options are designed to help clients manage end-of-life costs, including funeral expenses and outstanding debts, without requiring medical exams. The agent meets with each individual to explain policy details and compare benefit amounts. All service is provided on a scheduled basis, arranged by appointment at the client’s convenience.
Homeowners and families in the Summerville, SC area seeking affordable end-of-life planning rely on Sheally Insurance Group, formerly Tidal Creek Insurance. As a final expense insurance agent, the firm assists clients in securing coverage to manage funeral costs and outstanding debts, ensuring loved ones are not burdened financially. This service provides straightforward policies designed to cover burial expenses without requiring a medical exam. The company also serves the surrounding communities throughout the greater Charleston metro area, including North Charleston and Ladson.
As families in Summerville consider their long-term financial plans, the need to cover end-of-life expenses becomes a practical concern. Dotterer Insurance helps residents arrange final expense coverage to relieve loved ones of that burden. The agent works with individuals to explain simplified-issue policies that do not require a lengthy medical exam. Policies can help pay for funeral costs and outstanding bills without relying on personal savings. The process begins with a no-obligation review of each client’s specific needs and budget to find a suitable plan.
Brightway Insurance, The Summerville Agency specializes in final expense insurance, which helps cover funeral costs and outstanding debts after a person passes. It also serves families throughout Summerville, South Carolina, offering guidance on selecting an affordable policy that fits their budget. The agency addresses common concerns such as rising end-of-life expenses by providing straightforward options for seniors. As seasonal changes approach, it regularly assists clients in updating their policies before winter holiday financial pressures arise.
Christie Fulkerson Agency is a local final expense insurance agent in Summerville, SC, known for assisting families with end-of-life planning policies. The agency serves Summerville and the surrounding Lowcountry communities, offering specialized coverage to help manage funeral and burial costs. Clients typically work with the agent to select a suitable policy amount based on their individual needs and budget. This agency can also add on accidental death benefit riders to increase the payout for qualifying claims.
Lighthouse Insurance Benefits | Charleston Insurance Agency serves residents in Summerville, South Carolina, with final expense insurance policies for prearranged funeral costs and end-of-life expenses. Their offerings include burial coverage and whole-life plans for clients and small businesses in the Charleston region. The agency assists families with benefit enrollment and claim filings, ensuring financial obligations are met. They schedule follow-up appointments for policy reviews and beneficiary updates between regular visits to maintain coverage accuracy.
What Does a a Final Expense Insurance Agent in Summerville Cost?
Typical costs for final expense insurance in South Carolina range from 30 to 150 dollars per month depending on age health and coverage amount. A 10000 dollar policy for a healthy 65 year old might cost around 50 to 70 dollars monthly. Rates are higher for smokers or those with health conditions. This is general information and not insurance advice.
About final expense insurance agents in Summerville
Final expense insurance agents in Summerville South Carolina help residents secure coverage for funeral and burial costs. South Carolina law requires funeral homes to provide a general price list upon request, making it important to plan ahead. Local agents can guide you through policy options that comply with state insurance regulations.
Frequently Asked Questions
What is final expense insurance in Summerville South Carolina?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In South Carolina these policies typically have face values between 5000 and 25000 dollars. They do not require a medical exam and are often issued to seniors.
How do I choose a final expense insurance agent in Summerville?
Look for an agent licensed in South Carolina with experience in final expense policies. Ask about policy waiting periods and whether the plan is guaranteed issue or simplified issue. The South Carolina Department of Insurance can verify an agents license status.
Are final expense insurance benefits taxable in South Carolina?
Life insurance death benefits are generally not subject to federal income tax. South Carolina also does not tax life insurance proceeds when paid to a named beneficiary. However estate tax rules may apply if the policy is owned by the deceased.
Final Expense Insurance Agents in Other South Carolina Cities
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