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Find Final Expense Insurance Agents Near You in Charleston, SC

Browse final expense insurance agents serving Charleston, South Carolina. Updated 2026-07-14.

The top-rated final expense insurance agent in Charleston, South Carolina is Harrell Insurance Agency, rated 4.9 stars across 266 reviews. Other highly rated options include Pilothouse Insurance, C. T. Lowndes & Company, Taylor Agency. This directory lists 17 final expense insurance agents serving Charleston.

Showing 17 final expense insurance agents in Charleston, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Harrell Insurance Agency2000 Sam Rittenberg Blvd #124(843) 572-1500
2Pilothouse Insurance1527 Sam Rittenberg Blvd(843) 766-1318
3C. T. Lowndes & Company749 St Andrews Blvd(843) 763-0120
4Taylor Agency147 Wappoo Creek Dr #502(843) 762-1805
5A & A Insurance1525 Sam Rittenberg Blvd(843) 571-5060
6Covenant Insurance Group LLC1032 Savannah Hwy(843) 795-0189
7Goosehead Insurance - GooseheadSC - Lindsay Berkey1184 Clements Ferry Rd Unit D(843) 680-8920
8Dunes Insurance656 Ellis Oak Ave Suite 112(843) 737-6236
9Crescent Insurance Advisers635 E Bay St D(843) 410-5616
10Cliff Heath Insurance Inc1531 Sam Rittenberg Blvd(843) 766-6316
HI
2000 Sam Rittenberg Blvd #124
Harrell Insurance Agency
Final Expense Insurance Agent · Charleston, SC

Harrell Insurance Agency serves the Charleston, South Carolina metro area and surrounding counties, specializing in final expense life insurance for individuals and families. This agency helps clients plan for end-of-life costs with straightforward burial policies designed to cover funeral services and related debts. Navigating final expense insurance requires clear guidance on policy benefits and premium options. The agency handles both simplified issue whole life insurance for those with health concerns and guaranteed acceptance plans for immediate coverage.

PI
1527 Sam Rittenberg Blvd
Pilothouse Insurance
Final Expense Insurance Agent · Charleston, SC

Pilothouse Insurance provides final expense insurance services to clients in the Charleston, South Carolina area, helping families plan for the costs associated with end-of-life arrangements. The company offers guidance on selecting appropriate policy limits to cover funeral expenses and outstanding debts. Its service includes regular policy reviews to ensure coverage keeps pace with individual needs. Pilothouse Insurance assists families residing in single-family homes, apartments, and those managing retail or restaurant properties.

CT
749 St Andrews Blvd
C. T. Lowndes & Company
Final Expense Insurance Agent · Charleston, SC

C. T. Lowndes & Company serves families and individuals in Mt Pleasant and the surrounding area who are planning their final expense needs. This agency assists clients in selecting life insurance coverage that is meant to cover funeral costs, burial expenses, and other end-of-life bills. The agent works closely with each person to understand and compare options suited to their budget and particular situation. Customers can receive guidance on policies designed to protect loved ones from financial burdens. The company also provides its services to residents of the Charleston metropolitan region.

TA
147 Wappoo Creek Dr #502
Taylor Agency
Final Expense Insurance Agent · Charleston, SC

Taylor Agency serves local families and individuals in Charleston who need to plan for end-of-life expenses. It helps clients secure final expense life insurance policies that cover funeral costs and other outstanding bills, providing financial peace of mind. The agency works closely with each customer to explain coverage options in clear, straightforward terms. Beyond serving clients in the Charleston city limits, it also extends its services to nearby Mount Pleasant, ensuring broader access to its guidance throughout the surrounding area.

IN
1525 Sam Rittenberg Blvd
A & A Insurance
Final Expense Insurance Agent · Charleston, SC

A & A Insurance serves families in Charleston, South Carolina, and the surrounding communities. This agency handles final expense insurance, which helps cover end‑of‑life costs for policyholders. It works with clients to arrange affordable coverage that addresses burial expenses, medical bills, and other outstanding debts. The typical process involves reviewing an individual’s current financial situation and estimated final needs, then presenting plan options. The agent generally meets personally with each client to explain coverage details in a clear, straightforward manner.

CI
1032 Savannah Hwy
Covenant Insurance Group LLC
Final Expense Insurance Agent · Charleston, SC

Covenant Insurance Group LLC in Charleston, SC offers final expense insurance plans through either a single-pay or ongoing monthly premium arrangement, helping residents cover funeral and burial costs. These policies provide a fixed death benefit, ensuring grieving families can manage end-of-life expenses without financial burden. Through straightforward underwriting, the company typically helps clients access coverage without requiring a medical exam. Service runs on a scheduled basis, with appointments arranged at the client’s convenience for policy review and enrollment.

GI
1184 Clements Ferry Rd Unit D
Goosehead Insurance - GooseheadSC - Lindsay Berkey
Final Expense Insurance Agent · Charleston, SC

Goosehead Insurance - GooseheadSC - Lindsay Berkey provides specialized final expense insurance services in Charleston, South Carolina, helping clients arrange coverage for end-of-life costs. The agency works closely with individuals to navigate burial, funeral, and related financial planning needs during an emotionally challenging time. It also offers general support for those reviewing their overall insurance portfolios to ensure appropriate protection. This assistance becomes particularly valuable when families face the sudden expenses following a passing, which can strain budgets without proper preparation.

DI
656 Ellis Oak Ave Suite 112
Dunes Insurance
Final Expense Insurance Agent · Charleston, SC

As the seasons change and families in Charleston, South Carolina, often review their end‑of‑life plans, Dunes Insurance provides focused guidance as a final expense insurance agent. They help clients arrange coverage for funeral costs, burial services, and unexpected medical bills that can arise at the most difficult times. Their process begins with a clear, straightforward initial assessment that reviews a client’s specific needs and budget for a dignified memorial without financial strain on loved ones. This assessment is conducted in a brief, no‑pressure consultation.

CI
635 E Bay St D
Crescent Insurance Advisers
Final Expense Insurance Agent · Charleston, SC

Crescent Insurance Advisers helps families plan for final expenses, specializing in policies that cover funeral costs and unpaid medical bills. The company assists clients through the process of selecting affordable coverage based on individual health needs and budgets. Operating in Charleston, SC, this final expense insurance agent offers services to local commercial sectors, including offices, warehouses, and food service establishments.

CH
1531 Sam Rittenberg Blvd
Cliff Heath Insurance Inc
Final Expense Insurance Agent · Charleston, SC

Cliff Heath Insurance Inc provides final expense insurance services to residents in Charleston, South Carolina, helping families prepare for end-of-life costs with straightforward burial and funeral coverage. The agency also offers commercial insurance options for local businesses within the greater Charleston area, serving both personal and professional clients. Appointments are available to review policy options and manage paperwork, and the office regularly follows up with policyholders between annual visits to address any changes in coverage needs.

GA
1527 Sam Rittenberg Blvd #1
The General Agency
Final Expense Insurance Agent · Charleston, SC
(843) 766-9091
generalagencyinc.com
CI
658 Rutledge Ave
Comprehensive Insurance
Final Expense Insurance Agent · Charleston, SC
(843) 595-8553
AH
1401 Sam Rittenberg Blvd
Advanced Health insurance Charleston
Final Expense Insurance Agent · Charleston, SC
(803) 307-4609
inezdennis1106641.wixsite.com/advanced-health-insu
FI
201 E Bay St
Forever Insurance Charleston
Final Expense Insurance Agent · Charleston, SC
(843) 380-9689
LI
4 Carriage Ln # 301
Lesemann Insurance Agency
Final Expense Insurance Agent · Charleston, SC
(843) 571-6721
lesemannins.com
SA
40 Calhoun St #215
The Steadman Agency
Final Expense Insurance Agent · Charleston, SC
(843) 549-7777
steadmanagency.com
CI
Charleston, SC 29418
Comprehensive Insurance Agency
Final Expense Insurance Agent · Charleston, SC
(843) 350-3231

What Does a a Final Expense Insurance Agent in Charleston Cost?

Typical final expense insurance costs in South Carolina range from 30 to 150 dollars per month for coverage between 5,000 and 25,000 dollars. Premiums are lower for younger applicants and those in good health. Some carriers offer level benefit plans where the full amount is paid from the start. Others use a graded benefit that pays less if death occurs in the first two years. This is general information and not insurance advice.

About final expense insurance agents in Charleston

Final expense insurance agents in Charleston South Carolina help residents secure coverage for funeral and burial costs. South Carolina law requires funeral homes to provide a general price list upon request, making it easier to plan. Local agents can explain how these policies work with South Carolina probate rules and Medicaid asset limits.

Frequently Asked Questions

What does a final expense insurance agent in Charleston do?

A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain coverage amounts, premium options, and how the policy pays out to your beneficiary in South Carolina.

Are there South Carolina laws that affect final expense insurance?

South Carolina has a 30 day free look period for life insurance policies. This means you can cancel a new policy within 30 days for a full refund if you change your mind. Also, South Carolina does not tax life insurance death benefits paid to a beneficiary.

How much does final expense insurance cost in Charleston SC?

Costs vary based on age, health, and coverage amount. Typical monthly premiums range from 30 to 150 dollars for a 5,000 to 25,000 dollar policy. South Carolina residents may also have access to guaranteed issue plans with no medical exam.

Final Expense Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.