The top-rated final expense insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, McLane Insurance Agency, DeGiulio Insurance Group, LLC. This directory lists 22 final expense insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St # 300 | (401) 732-5213 |
| 2 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 3 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 4 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 5 | Elder Care Insurance Solutions Inc | 3466 W Shore Rd Rear | (401) 885-7467 |
| 6 | Steven Gosetti, Bankers Life Agent and Bankers Life Securities Financial Representative | 475 Kilvert St # 300 | (401) 732-5213 |
| 7 | Annarummo & Associates Insurance Agency | 808 Main Ave | (401) 732-2878 |
| 8 | State Insurance Rhode Island | 179 Old Warwick Ave | (401) 655-2829 |
| 9 | Rebecca Cavaco, Bankers Life Agent | 475 Kilvert St # 300 | (401) 732-5213 |
| 10 | Healthwise65 | 275 W Natick Rd Suite 450 | (401) 558-0381 |
Bankers Life specializes in helping families prepare for end-of-life expenses. Based in Warwick, Rhode Island, the agency serves as a final expense insurance agent, focusing on affordable burial and funeral cost coverage. This work often involves assessing a policyholder’s specific needs to ensure adequate financial protection. The company provides its services to clients operating in community offices, local warehouses, and the regional food service sector.
Brook Insurance Associates LLC provides guidance on funeral planning and burial expense coverage, serving clients throughout the Warwick, Rhode Island area. The company specializes in final expense insurance, helping families prepare for end-of-life costs with sensible policy options. These plans aim to ease the financial burden on loved ones during a difficult time. The firm can assist commercial clients in settings such as offices, warehouses, and food service establishments with appropriate coverage for their needs.
McLane Insurance Agency, based in Warwick, Rhode Island, serves residents with final expense insurance planning for end-of-life needs, helping families cover funeral and related costs. Their service area includes the greater Warwick region. These policies are designed to ease the financial burden on loved ones during a difficult time. Clients can contact the agency to review coverage options and adjust their plans as needs change. The agency schedules follow-up appointments between regular policy reviews to address any updates or questions that may arise.
DeGiulio Insurance Group, LLC is known as a Final Expense Insurance Agent based in Warwick, Rhode Island. The company assists families in the area with planning for end-of-life costs through customizable life insurance policies. Their service range covers the full process from policy selection to final claim submission. A specialty service they can add on is providing accelerated death benefit options for terminal illness coverage.
Elder Care Insurance Solutions Inc serves the Warwick, Rhode Island metro area and surrounding communities as a Final Expense Insurance Agent. The company focuses on helping local families prepare for end-of-life costs with tailored coverage options. This type of insurance is designed to cover funeral expenses, outstanding medical bills, and other final obligations without burdening loved ones. As a specialized agent in the region, Elder Care Insurance Solutions Inc assists clients in comparing affordable whole life policies and guaranteed acceptance plans.
Homeowners and retirees in Warwick, Rhode Island, seeking final expense insurance can meet with Steven Gosetti, a Bankers Life Agent and Bankers Life Securities Financial Representative. This agency helps individuals plan for end-of-life costs by offering policies that cover funeral expenses and outstanding debts. Such financial protection eases the burden on surviving family members. Services are available for those exploring straightforward burial coverage. This office also serves the neighboring community of Cranston, providing the same final expense planning options to residents there.
Annarummo & Associates Insurance Agency provides final expense insurance services to individuals and families in the Warwick, Rhode Island area. It focuses on helping clients arrange coverage for end-of-life costs, including funeral and burial expenses. The agency offers personalized policy consultations to match coverage amounts with each client’s budget and needs. It also assists with application processing and policy management to help ensure plans remain active. The agency serves clients owning single-family homes, apartments, retail outlets, and restaurants who require straightforward final expense planning.
State Insurance Rhode Island serves Warwick and the surrounding Rhode Island communities. This local company handles final expense insurance, which covers funeral and burial costs for policyholders. It assists clients in selecting plans that fit their needs while ensuring family financial security. These policies are designed to provide simple, straightforward coverage for end-of-life expenses. In handling a typical job, the agent takes time to explain policy details clearly and compare options to match each client’s individual budget and wishes.
Rebecca Cavaco, Bankers Life Agent in Warwick, Rhode Island, distinguishes between one-time final expense policies, designed for a single premium to cover funeral costs, and recurring premium options that allow smaller payments over time. Both provide coverage for burial, cremation, and related end-of-life expenses. The service operates on a scheduled basis, meaning appointments are arranged with the agent as needed to review or adjust a policy according to the client's changing circumstances and financial preferences.
Healthwise65 specializes in providing final expense insurance, assisting Warwick, Rhode Island residents in covering end-of-life costs such as funeral expenses and unpaid medical bills. The company offers personalized policy guidance to help clients secure affordable coverage that protects loved ones from financial burden. This service becomes especially important during fall and winter holidays, when families often confront the added stress of managing a loved one’s final arrangements.
What Does a a Final Expense Insurance Agent in Warwick Cost?
Typical final expense insurance costs in Rhode Island range from $30 to $100 per month for a $5,000 to $15,000 policy. Premiums depend on age, health, and coverage amount. Costs vary by case and insurer. This is general information, not insurance advice.
About final expense insurance agents in Warwick
Final expense insurance agents in Warwick, Rhode Island help residents secure coverage for funeral and burial costs. Rhode Island requires funeral homes to provide a general price list, making it easier to plan expenses. Agents can explain how policies comply with state regulations and fit your budget.
Frequently Asked Questions
What is final expense insurance in Warwick Rhode Island?
Final expense insurance is a whole life policy designed to cover funeral and burial costs. In Rhode Island, these policies are regulated by the state Department of Business Regulation. Agents in Warwick can help you choose a policy that meets local requirements.
How do I choose a final expense insurance agent in Warwick?
Look for an agent licensed in Rhode Island with experience in final expense policies. Check their standing with the Rhode Island Insurance Division. Ask about policy options and how they address local funeral costs.
Are there Rhode Island laws that affect final expense insurance?
Yes, Rhode Island law requires funeral homes to disclose pricing and allows pre-need funeral contracts. Final expense insurance can be used to fund these contracts. Agents must follow state rules on policy disclosures and replacement.
Final Expense Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · North Kingstown · Pawtucket · Providence · Westerly