The top-rated final expense insurance agent in Providence, Rhode Island is Globe Life American Income Division: Zuzick Organization, rated 4.9 stars across 2,274 reviews. Other highly rated options include Cross Insurance, Podmaska Insurance Agency Inc, Wilson Insurance Agency. This directory lists 17 final expense insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Zuzick Organization | 754 Branch Ave #10A | (401) 429-1847 |
| 2 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 3 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 4 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 5 | Jimenez And Associates | 1099 A Broad St | (401) 461-1561 |
| 6 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 7 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 8 | ONE STOP INSURANCE AGENCY | 858 Broad St | (401) 785-3339 |
| 9 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 10 | Gilbane Insurance Agency Inc. | 515 Elmwood Ave | (401) 781-8680 |
Globe Life American Income Division: Zuzick Organization serves the Providence, Rhode Island metro area, offering final expense insurance agent services to local families. This agency helps clients secure coverage that addresses end-of-life costs, including funeral expenses and outstanding medical bills. Policies are designed to provide financial protection without requiring a medical exam, simplifying the application process. The agency handles burial insurance plans and other small-face-value life insurance policies tailored for senior residents in the region.
Cross Insurance provides final expense insurance services in Providence, RI, focusing on helping families plan for end-of-life costs through straightforward coverage options. Its service approach includes policy reviews and assistance with beneficiary updates to keep coverage aligned with changing needs. Routine account maintenance is offered to ensure policies remain active over time. The company supports local households by serving single-family homes, apartments, retail establishments, and restaurants throughout the area.
Podmaska Insurance Agency Inc in Providence, Rhode Island, serves seniors and families planning for end-of-life expenses. It specializes in final expense insurance, helping clients secure affordable burial and funeral coverage to ease financial burdens on loved ones. Policies are designed to cover outstanding medical bills and other final costs. The agency works with local providers to explain plan options and guide individuals through the application process. Its coverage area also extends throughout the Cranston area and the broader Providence metropolitan region.
Wilson Insurance Agency serves Providence, Rhode Island, and the surrounding communities, handling final expense insurance for clients seeking to manage end-of-life costs. The company assists families in securing coverage for funeral and burial expenses, relieving loved ones of unexpected financial burdens. The agents work closely with each client to outline available options, guiding them through the process of selecting a suitable policy. For a typical job, the agency follows a straightforward approach that focuses on clear, patient explanations while tailoring the plan to the individual’s specific needs and budget.
Jimenez And Associates specializes in final expense insurance planning for families in Providence, Rhode Island. It helps clients secure coverage for burial and other end-of-life costs, offering personalized policy options. The firm assists individuals in navigating the enrollment process and comparing plans from various carriers. During the winter months, the company often helps seniors update their policies to account for seasonal changes in family needs or funeral home pricing.
Insurance Leader in Providence, RI, assists clients in distinguishing the one-time funeral expense planning from a recurring final expense policy. Coverage is designed to manage end-of-life costs, ensuring funds remain available for families. The agency’s services operate on a one-time or scheduled appointment basis for initial consultation, with occasional as-needed follow-up for changes in family circumstances or plan updates.
As the leaves change in Providence, families often consider final expense plans to ensure their loved ones are not burdened with end-of-life costs. Guzman Insurance Group, LLC is an Allstate Insurance agency in the local community that helps guide residents through these straightforward burial and funeral coverage options. An agent discusses core policy benefits and coverage limits with each potential client. The process begins with a complimentary assessment of a person’s existing policies and current final expense needs to identify suitable plan provisions.
ONE STOP INSURANCE AGENCY in Providence, RI assists clients with end-of-life financial planning. The firm specializes in final expense insurance policies that cover funeral costs and related obligations. These straightforward plans are designed to relieve family members from unexpected financial burdens during difficult times. The office serves Providence residents and nearby communities throughout Rhode Island, helping individuals secure coverage that aligns with their personal wishes. The agency works with commercial sectors including local offices, warehouses, and food service establishments seeking employee benefit options.
World Insurance Associates LLC serves residents in the Providence area with final expense insurance, helping families plan for end-of-life costs. The agency also extends commercial coverage options to local businesses throughout Rhode Island. Policies are designed to cover burial expenses and outstanding debts, providing financial clarity during difficult times. Clients often receive thorough explanations of benefit structures and payment schedules. After policies are placed, the office schedules follow‑up calls to review coverage and ensure continued suitability between regular visits.
Gilbane Insurance Agency Inc. in Providence, RI, is a final expense insurance agent that focuses on helping families prepare for end-of-life costs. Its services include assisting local clients with finding burial and funeral expense coverage to ease the financial burden on loved ones. The agency works with individuals who want to avoid leaving those expenses to their families. A specialty service it offers is helping clients coordinate a policy with existing pre-need funeral arrangements.
What Does a a Final Expense Insurance Agent in Providence Cost?
In Rhode Island, final expense insurance premiums typically range from 30 to 100 dollars per month for policies between 5,000 and 25,000 dollars. Costs depend on your age, health status, and the insurance company. Some policies offer level benefits, while graded benefit plans may have lower initial payouts. This is general information and not insurance advice.
About final expense insurance agents in Providence
Final expense insurance agents in Providence Rhode Island help residents secure coverage for funeral and burial costs. Rhode Island requires funeral homes to provide a general price list upon request, making it easier to understand potential expenses. Local agents can guide you through policy options that comply with Rhode Island insurance regulations.
Frequently Asked Questions
What does a final expense insurance agent in Providence do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral and burial costs. They explain policy terms, premiums, and benefit amounts. In Rhode Island, agents must be licensed by the state Department of Business Regulation.
How much does final expense insurance cost in Rhode Island?
Costs vary by age, health, and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5,000 to 15,000 dollar policy. Rhode Island law does not set specific rate limits, so comparing quotes from multiple agents is wise.
Are there Rhode Island laws that affect final expense insurance?
Yes. Rhode Island requires insurers to offer a free look period of at least 10 days after policy delivery. Also, if you die within the first two years, the insurer may only pay a limited benefit unless you answered health questions truthfully.
Final Expense Insurance Agents in Other Rhode Island Cities
Cranston · Johnston · Middletown · North Kingstown · Pawtucket · Warwick · Westerly