The top-rated final expense insurance agent in Teaneck, New Jersey is Mariela Gonzalez - State Farm Insurance Agent, rated 5.0 stars across 121 reviews. Other highly rated options include Dapinder Kaur: Allstate Insurance, TR Randolph - State Farm Insurance Agent, Best Insurance CO NJ. This directory lists 10 final expense insurance agents serving Teaneck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mariela Gonzalez - State Farm Insurance Agent | 504b Cedar Ln | (201) 530-7779 |
| 2 | Dapinder Kaur: Allstate Insurance | 415 Cedar Ln | (201) 836-8001 |
| 3 | TR Randolph - State Farm Insurance Agent | 181 W Englewood Ave | (201) 837-0022 |
| 4 | Best Insurance CO NJ | 980 Teaneck Rd | (551) 365-1976 |
| 5 | Preferred Service Agency Inc | 411 Cedar Ln | (551) 270-9763 |
| 6 | Rance Insurance Agency | 244 Edgemont Terrace | (201) 862-1500 |
| 7 | Zimm Insurance Agency | 1340 Teaneck Rd | (201) 730-5500 |
| 8 | Community Assurity | 352 Cedar Ln | — |
| 9 | Foundation Risk Partners, Corp. dba MSG Personal Lines | 500 Frank W Burr Blvd 1 Suite 340 | (201) 786-9410 |
| 10 | Singer Nelson Charlmers | 1086 Teaneck Rd | (201) 837-1100 |
What Does a a Final Expense Insurance Agent in Teaneck Cost?
In New Jersey final expense insurance premiums typically range from 30 to 100 dollars per month for a 10000 dollar policy. Costs depend on age health status and coverage amount. Smokers and older applicants pay higher rates. This is general information and not insurance advice.
About final expense insurance agents in Teaneck
Final expense insurance agents in Teaneck New Jersey help residents secure coverage for funeral and burial costs. New Jersey law requires funeral homes to provide a general price list upon request which helps families plan expenses. These agents guide clients through policy options that pay out directly to beneficiaries without probate delays.
Frequently Asked Questions
What is final expense insurance in Teaneck New Jersey?
Final expense insurance is a small whole life policy designed to cover funeral costs and outstanding debts. In New Jersey policies typically have face values between 5000 and 25000 dollars. Benefits are paid directly to the named beneficiary tax free.
Do I need a medical exam for final expense insurance in New Jersey?
Most final expense policies in New Jersey do not require a medical exam. Instead insurers use a simplified underwriting process with health questions on the application. Pre existing conditions may still affect approval or premium rates.
How does New Jersey law affect final expense insurance payouts?
New Jersey has a 30 day grace period for premium payments before a policy lapses. Beneficiaries must file a claim with the insurer and provide a death certificate. Payouts are typically made within 30 to 60 days after all documents are received.
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