The top-rated final expense insurance agent in Brick Township, New Jersey is The Buckley Insurance Group, rated 5.0 stars across 119 reviews. Other highly rated options include Chris Desimone: Allstate Insurance, Robert G Haggan II Insurance Agency, David Galarza Agency. This directory lists 15 final expense insurance agents serving Brick Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Buckley Insurance Group | 2060 NJ-88 | (732) 746-3320 |
| 2 | Chris Desimone: Allstate Insurance | 249 Brick Blvd | (732) 920-5810 |
| 3 | Robert G Haggan II Insurance Agency | 2850 Yorktowne Blvd unit 24 | (908) 641-2306 |
| 4 | David Galarza Agency | 602 Mantoloking Rd Unit 4 | (732) 576-7700 |
| 5 | Tri County Agency of Brick Inc | 1875 NJ-88 | (732) 477-1010 |
| 6 | Jody Huss - State Farm Insurance Agent | 474 Brick Blvd | (732) 262-5000 |
| 7 | Insurance Agency Inc | 241 Brick Blvd | (732) 210-9318 |
| 8 | Osborn Insurance Agency | 1868 NJ-88 | (848) 232-3490 |
| 9 | Michael Nava: Primerica - Financial Services | 74 Brick Blvd STE 107 | (732) 451-0770 |
| 10 | Farmers Insurance - Michelle Lucas | 426 Herbertsville Rd Ste 3 | (848) 232-2977 |
The Buckley Insurance Group serves Brick Township, New Jersey, and the surrounding Ocean County region as a final expense insurance agent. This agency helps individuals and families secure affordable policies to cover end-of-life costs, such as burial, funeral, and medical bills not covered by other insurance. These straightforward life insurance plans are designed for seniors seeking to leave a financial legacy for loved ones. The Buckley Insurance Group specializes in helping clients compare burial insurance and pre-need funeral coverage to meet specific needs.
Chris Desimone: Allstate Insurance provides final expense insurance services for residents in the Brick Township, New Jersey area. The agency assists clients in planning for end-of-life costs through tailored policy options that cover funeral expenses and related obligations. Its service includes helping families select affordable coverage amounts to ease financial burdens during difficult times. Policy maintenance is managed through regular policy reviews and updates to ensure coverage remains appropriate as needs change. The agency services properties including single-family homes, apartments, retail establishments, and restaurants.
Robert G Haggan II Insurance Agency serves individuals and families in Brick Township, New Jersey, who are planning for end-of-life expenses. The agency specializes in final expense insurance, offering policies designed to cover funeral costs and outstanding medical bills. It helps clients navigate policy options that provide financial relief for their loved ones during a difficult time. The agency also assists residents in the surrounding areas of Toms River and the greater Ocean County region with securing appropriate final expense coverage.
In Brick Township, New Jersey, and the surrounding Ocean County communities, David Galarza Agency handles the process of final expense insurance planning for local families. The agency works to assist clients in making arrangements for end-of-life costs, often focusing on relieving potential financial burdens for loved ones. For a typical job, it generally reviews an individual’s personal needs and budget to present suitable coverage options in a straightforward manner.
Tri County Agency of Brick Inc, located in Brick Township, New Jersey, helps families address final expenses by offering both one-time payment plans for immediate needs and recurring option arrangements for ongoing coverage. This local agency works with clients to secure policies that manage burial and related costs. Service runs on an as-needed basis, providing assistance when families must arrange for such essential protections.
Jody Huss - State Farm Insurance Agent specializes in final expense insurance services for residents of Brick Township, New Jersey. The agency helps individuals plan for end-of-life costs, easing financial burdens on surviving family members. General services include personal insurance consultations and policy management. A typical concern addressed during the holiday season is ensuring coverage is in place before upcoming family gatherings, providing peace of mind regarding funeral and burial expenses.
As families in Brick Township, New Jersey, face the need to plan for end-of-life expenses, final expense insurance provides a way to manage those costs without a financial burden on loved ones. Insurance Agency Inc responds to this common local concern by offering policies designed to cover funeral and burial arrangements. The initial step for a client is typically a personal consultation to review coverage options tailored to their specific budget and family situation. A brief in-home or office assessment then follows, allowing the agent to present suitable plans.
Osborn Insurance Agency in Brick Township, New Jersey focuses on helping clients arrange final expense coverage. This specialty life insurance addresses end-of-life costs, including funeral and burial expenses, that might otherwise burden family members. The agency guides local residents through policy options that suit their individual financial situations. Coverage discussions often focus on keeping premiums manageable while ensuring benefits are sufficient for typical final arrangements. Osborn Insurance Agency can serve individuals in offices, warehouses, and food service settings, offering guidance on matching final expense plans to meet diverse workplace and personal needs.
Michael Nava: Primerica - Financial Services provides final expense insurance agent services to residents in Brick Township, New Jersey, and the surrounding area. The practice primarily assists individuals and families with planning for end-of-life coverage needs through straightforward insurance solutions. Their service area extends throughout Ocean County, allowing them to meet with clients in their homes. The agent can discuss coverage options during the initial appointment and will follow up with policyholders between regular visits to maintain an open line of communication.
Farmers Insurance - Michelle Lucas in Brick Township, NJ is known for helping local families secure final expense coverage to ease end-of-life financial burdens. The agency serves clients throughout Ocean County, offering guidance on affordable whole life policies that cover funeral costs and outstanding debts. Each consultation focuses on simplifying paperwork for beneficiaries and ensuring straightforward claims processing. As a specialty service, the agency can also help clients on fixed incomes bundle burial insurance with small accidental death benefits.
What Does a a Final Expense Insurance Agent in Brick Township Cost?
In New Jersey, final expense insurance premiums typically range from $30 to $150 per month for a $10,000 policy, depending on age and health. A 65-year-old non-smoker might pay around $50 monthly for $10,000 in coverage. Costs vary by case and insurer. This is general information and not insurance advice.
About final expense insurance agents in Brick Township
Final expense insurance agents in Brick Township, New Jersey help residents plan for end-of-life costs such as funeral services and medical bills. New Jersey law requires funeral homes to provide a written price list upon request, making it easier to align coverage with actual expenses. These agents offer policies that can cover up to $35,000 in costs, often without a medical exam.
Frequently Asked Questions
What is the difference between final expense insurance and traditional life insurance in New Jersey?
Final expense insurance is a smaller whole life policy, usually $5,000 to $35,000, designed for burial and related costs. Traditional life insurance offers larger payouts and may require a medical exam. New Jersey does not have specific statutes for final expense insurance, but it must comply with state insurance regulations.
Do I need a medical exam to get final expense insurance in Brick Township?
Most final expense insurance policies in New Jersey do not require a medical exam. Instead, insurers ask health questions on the application. This makes it accessible for seniors or those with pre-existing conditions.
How do New Jersey laws affect final expense insurance payouts?
New Jersey law requires insurance companies to pay claims within 30 days after receiving proof of death. Beneficiaries receive the death benefit tax-free. The policy must also comply with the New Jersey Insurance Code regarding grace periods and cancellations.
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